Skip to content
Checked.be
Complete company report
Generated 20-08-2026
Active BE 0653.745.653Private limited company (pre-2019)Open bankruptcy

SELECTA CONSTRUCT

· 10 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

A bankruptcy procedure is open for SELECTA CONSTRUCT according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €280k and a net result of €122k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €280k
Net result €122k
Staff (FTE) 4.2
Better than sector 32%
Financial profile 5 of 5 axes measured · computed by Checked
Health16Profitability100Solvency29Growth78Stability0
45 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 100
Solvency 29
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags1 events
Address struck
Health barometer FY 2022 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 25-08-2023 with the NBB · fiscal year 2022 · micro
€0€50k€100k€150kOperating result 2018: €35k€35kNet result 2018: €32k€32kOperating result 2019: €26k€26kNet result 2019: €51k€51kOperating result 2020: €3k€3kNet result 2020: €51k€51kOperating result 2021: €100k€100kNet result 2021: €71k€71kOperating result 2022: €158k€158kNet result 2022: €122k€122k20182019202020212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 19.6% 35.4%
better than 32% of 2277 sector peers
Net result €122k €10k
better than 95% of 2271 sector peers
Equity €280k €22k
better than 95% of 2282 sector peers
Gross operating margin €255k €25k
better than 95% of 2265 sector peers
Staff costs €84k €22k
higher than 82% of 740 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€163k
- 18-22
Net profit
€122k
+72.9% 18-22
Cash flow
€127k
- 18-22
Total assets
€1.43M
+70.9% 18-22
Equity
€280k
+77.4% 18-22
Working capital
€248k
+57.4% 18-22
Employees (FTE)
4
+23.5% 18-22
Staff costs
€84k
+59.9% 18-22
Show 10 other metrics
Income taxes
€41k
+28.5% 18-22
Debt
€1.15M
+69.4% 18-22
Debt ≤ 1y
€1.15M
+69.4% 18-22
Current ratio
1.22
-1.3% 18-22
Quick ratio
1.22
-1.3% 18-22
Solvency
19.6%
+3.8% 18-22
Debt / equity
4.10
-4.5% 18-22
ROE
43.6%
-2.5% 18-22
ROA
8.6%
+1.2% 18-22
Interest coverage
33.91
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€163k
Net profit€122k
Cash flow€127k
Staff costs€84k
Income taxes€41k
Dividends-
Total assets€1.43M
Equity€280k
Debt€1.15M
of which ≤ 1y€1.15M
of which > 1y-
Working capital€248k
Employees (FTE)4.2
Ratios (computed)
2022
Current ratio1.22
Quick ratio1.22
Working capital ratio17.4%
Solvency19.6%
Debt / equity4.10
Long-term debt ratio-
Interest coverage33.91
Gross margin-
Net margin-
ROA8.6%
ROE43.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€1.43M
Fixed assets 21/28€32k
Tangible fixed assets 22/27€32k
Current assets 29/58€1.39M
Amounts receivable within one year 40/41€1.37M
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.43M
Equity 10/15€280k
Contributions / capital 10/11€19k
Reserves 13€18k
Accumulated profits (losses) 14€243k
Amounts payable 17/49€1.15M
Amounts payable within one year 42/48€1.15M
Trade debts payable within one year 44€1.03M
Income statement
Gross operating margin 9900€255k
Operating result 9901€158k
Financial income 75€10k
Financial charges 65€5k
Result before taxes 9903€163k
Income taxes 67/77€41k
Net result for the period 9904€122k
Result to be appropriated 9905€122k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • RIDOUANE OUAHHABI
    Director
    State Gazette act 24069142 (02-05-2024)
    Current
    02-05-2024 → present
Former directors (1)
  • EL MOUDEN OMAR
    Director
    State Gazette act 24069142 (02-05-2024)
    Former
    - → 02-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator CHARLES DE LA VALLEE POUSSIN
AVENUE LOUISE 349, BTE 17, 1050 IXELLES
 07-04-2025 → present Belgian State Gazette
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company (pre-2019)(015)
Incorporation03-05-2016
StatusActive
Postal code-
First BS signal 11-04-2025
Latest BS signal 11-04-2025
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0200/00S000 Brussels 138 m² 1 · 77 m² 16.6 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-05-2025
KBO administration Address struck
11-04-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SELECTA CONSTRUCT RUE FRANCOIS DEGREEF 10, 1030 Schaerbeek · event 07-04-2025
2024
02-05-2024
State Gazette act Capital & shares
2023
27-09-2023
State Gazette act Registered-office change
25-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
26-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
25-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
25-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
27-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Lifecycle & Insolvency Signals2 events
07-05-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 07-04-2025 to 07-05-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-11 · Bankruptcy · Opening2025-05-07 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
02-05-2024
Capital change
Address history · 1
27-09-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
02-05-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MONSIEUR RIDOUANE OUAHHABI",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-05-02",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte :"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-05-02",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-01-02"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0653.745.653",
    "name_full": "SELECTA CONSTRUCT",
    "legal_form": "SPRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MONSIEUR RIDOUANE OUAHHABI",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "RIDOUANE OUA\u041D\u041D\u0410\u0412I",
      "role": "g\u00E9rant_statutaire",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2023
27-09-2023 Registered office moved within Bruxelles Registered-office change
  • Avenue Henri Jaspar, 117-118 boite 3 à 1060 Bruxelles → Place de I'Yser, 8 à 1000 Bruxelles
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Place de I\u0027Yser, 8 \u00E0 1000 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Place de l\u0027Yser",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Avenue Henri Jaspar, 117-118 boite 3 \u00E0 1060 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Henri Jaspar",
        "country": "BE",
        "postcode": "1060",
        "box_number": "3",
        "street_number": "117-118",
        "locality_suffix": null
      },
      "effective_date": "2023-08-25",
      "evidence_quote": "A l\u0027unanimit\u00E9 des voix l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer, \u00E0 compter de ce jour, le si\u00E8ge social de la SRL SELECTA CONSTRUCT d\u0027avenue Henri Jaspar, 117-118 bo\u00EEte 3 \u00E0 1060 Bruxelles vers Place de I\u0027Yser, 8 \u00E0 1000 Bruxelles.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-09-27",
    "filing_date": "2023-09-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-08-25",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0653.745.653",
    "name_full": "SELECTA CONSTRUCT",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "El Mouden Omar",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001
Primary activity highlighted.
Names & trade names
Legal nameFR SELECTA CONSTRUCT
Registration history
  1. 07-05-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 5,401 of 29,591 companies in this sector with filed accounts
Geysels BE 0658.821.624 · Beerse
Z7 BE 0805.627.857 · Lokeren
Atmos BE 0780.639.865 · Spiere-Helkijn
ALTERBOIS BE 0778.350.665 · Léglise
RTB Construct BE 0769.476.056 · Asse
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative