SEIDYS
ActiveSummary
SEIDYS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.11M and a net result of €-176k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 76% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11=
Solvency99▼-1
Growth35=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 14.03 in 2024; short-term debt: 25.7% and cash: 5% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
26 d early
2023
46 d early
2022
39 d early
2021
41 d early
2020
51 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.07M▲ 489%
2024 · €182k
2018: €2.60M
2019: €291k
2021: €17k
2022: €10k
2023: €15.55M
2024: €182k
2018 → 2025
EBIT margin
-13.4%▲ 84.7pp
2024 · -98.1%
2018: 1.7%
2019: -154.6%
2021: 4204.8%
2022: 8865.0%
2023: 0.9%
2024: -98.1%
2018 → 2025
Net result
€-176k▲ 12.0%
2024 · €-200k
2018: €30k
2019: €-458k
2020: €438k
2021: €530k
2022: €673k
2023: €75k
2024: €-200k
2018 → 2025
Working capital
€8.10M▼ 2.1%
2024 · €8.27M
2018: €8.18M
2019: €7.59M
2020: €7.84M
2021: €8.11M
2022: €8.63M
2023: €8.48M
2024: €8.27M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€17k-€10k▼ 39.1%€15.55M▲ 149,381%€182k▼ 98.8%€1.07M▲ 489%
Equity€8.11M-€8.45M▲ 4.1%€8.48M▲ 0.5%€8.28M▼ 2.4%€8.11M▼ 2.1%
Operating result€718k-€922k▲ 28.4%€134k▼ 85.5%€-178k€-143k▲ 19.7%
Net result€530k-€673k▲ 26.9%€75k▼ 88.9%€-200k€-176k▲ 12.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €143k in 2025 against €178k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.97M
Fixed assets
€49k ▼ 7.6%
Current assets
€10.92M ▲ 22.7%
Equity and liabilities €10.97M
Equity
€8.11M ▼ 2.1%
Debt
€2.87M ▲ 324%
Debt's share of the balance-sheet total rises from 7.5% to 26.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-132k▲
2024 · €-175k
Cash flow
€-165k▲
2024 · €-197k
Current ratio
3.87▼
2024 · 14.03
Quick ratio
0.20▼
2024 · 0.39
Debt to equity
0.35▲
2024 · 0.08
ROE
-2.2%▲
2024 · -2.4%
ROA
-1.6%▲
2024 · -2.2%
Interest coverage
-2.15▲
2024 · -16.96
Debt ≤ 1 year
€2.82M▲
2024 · €635k
Debt > 1 year
€20k▼
2024 · €31k
Income taxes
€239▼
2024 · €1k
Staff costs
€119k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 70 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.96M€10.97M▲
Fixed assets21/28€53k€49k▼
Tangible fixed assets22/27€50k€39k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€48k€37k▼
Financial fixed assets28€3k€10k▲
Other financial fixed assets284/8€3k€10k▲
Amounts receivable and cash guarantees285/8€3k€10k▲
Current assets29/58€8.91M€10.92M▲
Stocks and contracts in progress3€8.66M€10.35M▲
Stocks30/36€8.66M€10.35M▲
Property held for sale35€8.66M€10.35M▲
Amounts receivable within one year40/41€8k€12k▲
Trade receivables40-€2k
Other amounts receivable41€8k€11k▲
Cash at bank and in hand54/58€232k€547k▲
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€8.96M€10.97M▲
Equity10/15€8.28M€8.11M▼
Contributions10/11€7.50M€7.50M=
Capital10€7.50M€7.50M=
Issued capital100€7.50M€7.50M=
Reserves13€227k€227k=
Non-distributable reserves130/1€227k€227k=
Legal reserve130€227k€227k=
Profit (loss) carried forward14€557k€381k▼
Amounts payable17/49€675k€2.87M▲
Amounts payable after more than one year17€31k€20k▼
Financial debts170/4€31k€20k▼
Credit institutions173€31k€20k▼
Amounts payable within one year42/48€635k€2.82M▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€450k€2.51M▲
Credit institutions430/8€450k€2.51M▲
Trade debts44€159k€283k▲
Suppliers440/4€159k€283k▲
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€2k€543▼
Remuneration and social security454/9€14k€20k▲
Accrued charges and deferred income492/3€10k€22k▲
Income statement
Code20242025
Operating income70/76A€1.90M€2.77M▲
Turnover70€182k€1.07M▲
Change in stocks of work in progress, finished goods and contracts in progress71€1.68M€1.70M▲
Other operating income74€32k€322▼
Operating charges60/66A€2.07M€2.91M▲
Goods for resale, raw materials and consumables60€1.81M€2.66M▲
Purchases600/8€127k€2.66M▲
Change in stocks: decrease (increase)609€1.68M-
Services and other goods61€96k€110k▲
Remuneration, social security and pensions62€114k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€51k€7k▼
Operating profit (loss)9901€-178k€-143k▲
Financial income75/76B€170€52k▲
Recurring financial income75€170€506▲
Income from financial fixed assets750€94€21▼
Other financial income752/9€76€485▲
Non-recurring financial income76B-€52k
Financial charges65/66B€21k€85k▲
Recurring financial charges65€21k€85k▲
Debt charges650€10k€61k▲
Other financial charges652/9€11k€24k▲
Profit (loss) for the period before taxes9903€-199k€-176k▲
Income taxes67/77€1k€239▼
Taxes670/3€1k€239▼
Profit (loss) for the period9904€-200k€-176k▲
Profit (loss) for the period to be appropriated9905€-200k€-176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€557k€381k▼
Profit (loss) brought forward from the previous period14P€757k€557k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (38 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 17current ratio 25.33
Current ratio from 1.50 to 25.33; short-term debt falls from €17.28M to €349k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €673k ▲26.9%
Operating result €922k, net result €673k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €438k
Net result €438k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-458k ▼1602%
Net result drops to €-458k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
21 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Grosse Pomme 27000 MonsGround area
1,515 m²
Building footprint
347 m²
Volume, LiDAR
4,908 m³
Parcel 53403E0018/00H000, Wallonia · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SEIDYS
since 20062.154.950.614
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0018/00H000 | Wallonia | 1,515 m² | 1 · 347 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesSEIDYS SA40718
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68310Real estate agency activities
41001General construction of residential buildings
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.