Secur'mm
ActiveSecur'mm has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €9k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-29
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.72 against 12.96 in 2024), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
31 d late
2023
30 d late
2022
28 d late
2021
153 d late
2020
25 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▲ 3.7%
2024 · €252k
2018: €32k
2019: €49k
2020: €71k
2021: €137k
2022: €196k
2023: €229k
2024: €252k
2018 → 2025
Total assets
€281k▲ 3.3%
2024 · €272k
2018: €49k
2019: €59k
2020: €89k
2021: €154k
2022: €227k
2023: €245k
2024: €272k
2018 → 2025
Net result
€9k▼ 61.2%
2024 · €24k
2018: €26k
2019: €17k
2020: €22k
2021: €65k
2022: €59k
2023: €33k
2024: €24k
2018 → 2025
Working capital
€74k▼ 69.2%
2024 · €240k
2018: €28k
2019: €46k
2020: €68k
2021: €135k
2022: €191k
2023: €214k
2024: €240k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€196k▲ 43.5%€229k▲ 16.6%€252k▲ 10.4%€262k▲ 3.7%
Operating result€83k-€75k▼ 9.9%€41k▼ 45.4%€42k▲ 3.3%€11k▼ 73.9%
Net result€65k-€59k▼ 9.2%€33k▼ 45.3%€24k▼ 26.9%€9k▼ 61.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€187k▲ 1,475%
Current assets
€94k▼ 63.9%
Equity and liabilities €281k
Equity
€262k▲ 3.7%
Debt
€20k▼ 1.0%
The debt ratio falls from 7.4% to 7.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €45k
Cash flow
€19k▼
2024 · €26k
Solvency
92.9%▲
2024 · 92.6%
Current ratio
4.72▼
2024 · 12.96
Quick ratio
4.72▼
2024 · 12.96
Debt / equity
0.08▼
2024 · 0.08
ROE
3.5%▼
2024 · 9.4%
ROA
3.3%▼
2024 · 8.7%
Interest coverage
104.60▼
2024 · 590.13
Debt
€20k▼
2024 · €20k
Debt ≤ 1 year
€20k▼
2024 · €20k
Income taxes
€2k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€281k▲
Fixed assets21/28€12k€187k▲
Tangible fixed assets22/27€12k€187k▲
Land and buildings22-€169k
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24-€4k
Assets under construction and advance payments27-€4k
Current assets29/58€261k€94k▼
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€781€325▼
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€253k€85k▼
Equity and liabilities
Total equity and liabilities10/49€272k€281k▲
Equity10/15€252k€262k▲
Contributions10/11€6k€6k=
Reserves13€246k€255k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€244k€253k▲
Amounts payable17/49€20k€20k▼
Amounts payable within one year42/48€20k€20k▼
Current portion of amounts payable after more than one year42€8k€8k▼
Trade debts44€892€1k▲
Suppliers440/4€892€1k▲
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€71-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€10k▲
Other operating charges640/8€449€546▲
Gross operating margin9900€45k€21k▼
Operating profit (loss)9901€42k€11k▼
Financial charges65/66B€76€200▲
Recurring financial charges65€76€200▲
Profit (loss) for the period before taxes9903€42k€11k▼
Income taxes67/77€18k€2k▼
Profit (loss) for the period9904€24k€9k▼
Profit (loss) for the period to be appropriated9905€24k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€9k▼
Transfer to equity691/2€24k€9k▼
To other reserves6921€24k€9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €9k ▼61.2%
Net result drops to €9k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €200kEq €229k ▲16.6%
6 profitable years in a row build equity to €229k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €150kEq €196k ▲43.5%
5 profitable years in a row build equity to €196k.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
Financial
Highest result since 2018net €65k ▲193%
Operating result €83k, net result €65k, both a record.
31-12
Financial
Equity above €100kEq €137k ▲92.1%
4 profitable years in a row build equity to €137k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 5.51
Current ratio from 2.66 to 5.51; short-term debt falls from €17k to €10k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 1703800 Sint-TruidenGround area
1,607 m²
Building footprint
1,587 m²
Volume, LiDAR
28,759 m³
Parcel 71353F0044/00R000, Flanders · tallest building 34.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Tiensesteenweg 170, 3800 Sint-Truiden
since 20172.265.146.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353F0044/00R000 | Flanders | 1,607 m² | 1 · 1,586 m² | 34.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 4,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.