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Seconde Peau

Active
Bld du Douzième-de-Ligne 1 ·4000 Liège, Belgium
KBO/BCE: BE 0443.643.653
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Age35 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Seconde Peau is < 0.1% (very low). The 2025 annual accounts show equity of €261k and a net result of €-13k. Its solvency ranks better than 26% of 43 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

2 signals
Long-established
Founded in 1991, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-13k
Working capital€745k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 01-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 88 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 27.4% 40.8%
better than 26% of 43 sector peers
Net result €-13k €20k
better than 9% of 43 sector peers
Equity €261k €50k
better than 95% of 43 sector peers
Gross operating margin €391k €174k
better than 75% of 43 sector peers
Staff costs €404k €129k
higher than 76% of 38 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA-
Net profit€-13k
Cash flow-
Staff costs€404k
Income taxes-
Dividends-
Total assets€954k
Equity€261k
Debt€693k
of which ≤ 1y€51k
of which > 1y-
Working capital€745k
Employees (FTE)-
Ratios (computed)
2025
Current ratio15.70
Quick ratio15.70
Working capital ratio78.2%
Solvency27.4%
Debt / equity2.66
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.3%
ROE-4.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€954k
Fixed assets 21/28€158k
Tangible fixed assets 22/27€158k
Current assets 29/58€796k
Amounts receivable within one year 40/41€380k
Investments 50/53€300k
Cash & bank 54/58€106k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€954k
Equity 10/15€261k
Contributions / capital 10/11€100k
Reserves 13€14k
Accumulated profits (losses) 14€89k
Amounts payable 17/49€693k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€391k
Operating result 9901€-12k
Financial income 75€0
Financial charges 65€133
Result before taxes 9903€-13k
Net result for the period 9904€-13k
Result to be appropriated 9905€-13k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
55 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Aide et Prévention antenatale liégeoise de l'Enfance maltraitée
Bld du Douzième-de-Ligne 1, 4000 LiègeAndere vormen van maatschappelijke dienstverlening zonder huisvesting, neg
since 20082.196.593.506
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
31-07-2025 Articles of association amended, name change and change of corporate purpose Statutes amendment
Summary: L'objet de l'association a été modifié pour inclure le soutien au développement de l'enfant, à la parentalité et à la relation enfant-parent dans le champ périnatal et de la petite enfance, notamment …

Analysis

Snowflake analysis

financial profile on 5 axes
Health55Profitability0Solvency64Growth-Stability85
51 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 55
Profitability 0
Solvency 64
Growth -
Stability 85

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.85323Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
Legal nameFR Seconde Peau
Registered office
Bld du Douzième-de-Ligne 1
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.