SECCES
ActiveSummary
SECCES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-3k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency100▲+8
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 2.61 in 2024; short-term debt: 17.5% and cash: 46.4% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 4.8%
2024 · €70k
2022: €12k
2023: €28k
2024: €70k
2022 → 2025
Total assets
€81k▼ 22.6%
2024 · €105k
2022: €48k
2023: €69k
2024: €105k
2022 → 2025
Net result
€-3k
2024 · €42k
2022: €10k
2023: €15k
2024: €42k
2022 → 2025
Working capital
€46k▼ 16.7%
2024 · €56k
2022: €7k
2023: €14k
2024: €56k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€28k▲ 122%€70k▲ 152%€67k▼ 4.8%
Operating result€14k-€22k▲ 51.9%€53k▲ 142%€-4k
Net result€10k-€15k▲ 53.1%€42k▲ 176%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €53k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€21k ▲ 40.2%
Current assets
€60k ▼ 32.8%
Equity and liabilities €81k
Equity
€67k ▼ 4.8%
Debt
€14k ▼ 58.4%
Debt's share of the balance-sheet total falls from 33.1% to 17.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €57k
Cash flow
€2k▼
2024 · €46k
Current ratio
4.26▲
2024 · 2.61
Debt to equity
0.22▼
2024 · 0.50
ROE
-5.1%▼
2024 · 60.3%
ROA
-4.2%▼
2024 · 40.3%
Interest coverage
9.52▼
2024 · 158.77
Debt ≤ 1 year
€14k▼
2024 · €34k
Income taxes
€-392▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€81k▼
Fixed assets21/28€15k€21k▲
Tangible fixed assets22/27€15k€21k▲
Plant, machinery and equipment23€351€723▲
Furniture and vehicles24€5k€5k▲
Other tangible fixed assets26€9k€14k▲
Current assets29/58€90k€60k▼
Amounts receivable within one year40/41€25k€22k▼
Trade receivables40€21k€701▼
Other amounts receivable41€4k€21k▲
Cash at bank and in hand54/58€64k€38k▼
Deferred charges and accrued income490/1€341€1k▲
Equity and liabilities
Total equity and liabilities10/49€105k€81k▼
Equity10/15€70k€67k▼
Contributions10/11€3k€3k=
Reserves13€67k€64k▼
Distributable reserves133€67k€64k▼
Amounts payable17/49€35k€14k▼
Amounts payable within one year42/48€34k€14k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€27k€11k▼
Taxes450/3€27k€11k▼
Remuneration and social security454/9-€4
Accrued charges and deferred income492/3€244€244=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€296-
Gross operating margin9900€58k€1k▼
Operating profit (loss)9901€53k€-4k▼
Financial income75/76B€293€350▲
Recurring financial income75€293€350▲
Financial charges65/66B€361€107▼
Recurring financial charges65€361€107▼
Profit (loss) for the period before taxes9903€53k€-4k▼
Income taxes67/77€11k€-392▼
Profit (loss) for the period9904€42k€-3k▼
Profit (loss) for the period to be appropriated9905€42k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€42k-
To other reserves6921€42k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼108%
Net result drops to €-3k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €42k ▲176%
Operating result €53k, net result €42k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bel-Air 197190 EcaussinnesGround area
1,083 m²
Building footprint
117 m²
Parcel 55008B0824/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SECCES
since 20222.326.501.250
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008B0824/00H000 | Wallonia | 1,083 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Révision Tech
BE 0801.850.597
Sint-Jans-Molenbeek · Eq €66,613
LANOSH
BE 1002.714.140
Antwerpen · Eq €66,603
RUNLEVEL
BE 0843.247.526
Holsbeek · Eq €66,637
TECHFACTORY
BE 0750.828.302
Kampenhout · Eq €66,599
THE FUTURE CODE
BE 0787.803.316
Antwerpen · Eq €66,642
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.secces.io