SEBE Consult
ActiveSEBE Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €26k. Its solvency ranks better than 44% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency78▲+37
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.93; short-term debt: 47.2% and cash: 63% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
52.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 8,304%
2024 · €310
2024: €310
2024 → 2025
Total assets
€49k▲ 2,369%
2024 · €2k
2024: €2k
2024 → 2025
Net result
€26k
2024 · €-2k
2024: €-2k
2024 → 2025
Working capital
€22k▲ 6,916%
2024 · €310
2024: €310
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€310-€26k▲ 8,304%
Operating result€-2k-€36k
Net result€-2k-€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€4k
Current assets
€45k
Equity and liabilities €49k
Equity
€26k▲ 8,304%
Debt
€23k▲ 1,280%
The debt ratio falls from 84.5% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k
Cash flow
€26k
Solvency
52.8%
Current ratio
1.93
Quick ratio
1.93
Debt / equity
0.90
ROE
98.8%
ROA
52.1%
Interest coverage
11.29
Debt
€23k▲
2024 · €2k
Debt ≤ 1 year
€23k▲
2024 · €2k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€49k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€2k€45k▲
Amounts receivable within one year40/41€50€14k▲
Trade receivables40€50€14k▲
Cash at bank and in hand54/58€2k€31k▲
Equity and liabilities
Total equity and liabilities10/49€2k€49k▲
Equity10/15€310€26k▲
Contributions10/11€2k€2k=
Reserves13-€24k
Distributable reserves133-€24k
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€2k€23k▲
Amounts payable within one year42/48€2k€23k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45-€16k
Taxes450/3-€16k
Other amounts payable47/48-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€171
Other operating charges640/8-€619
Gross operating margin9900€-2k€36k▲
Operating profit (loss)9901€-2k€36k▲
Financial income75/76B-€19
Recurring financial income75-€19
Financial charges65/66B€50€3k▲
Recurring financial charges65€50€3k▲
Profit (loss) for the period before taxes9903€-2k€32k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€-2k€26k▲
Profit (loss) for the period to be appropriated9905€-2k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€24k▲
Profit (loss) brought forward from the previous period14P-€-2k
Transfer to equity691/2-€24k
To other reserves6921-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huldekens 282970 SchildeGround area
1,997 m²
Building footprint
280 m²
Volume, LiDAR
1,921 m³
Parcel 11041A0213/00C004, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEBE Consult
since 20242.370.881.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0213/00C004 | Flanders | 1,997 m² | 1 · 280 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64885BBXM1P348S4J404
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 13,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.