Sebastien Nahon
ActiveSebastien Nahon has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €2k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-28
Solvency99▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 2.84 in 2024; short-term debt: 26.4% and cash: 0% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
21 d late
2022
23 d late
2021
31 d late
2020
30 d late
2019
85 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 8.9%
2024 · €21k
2018: €21k
2019: €17k
2020: €11k
2021: €10k
2022: €13k
2023: €14k
2024: €21k
2018 → 2025
Total assets
€32k▲ 2.1%
2024 · €31k
2018: €31k
2019: €23k
2020: €18k
2021: €18k
2022: €20k
2023: €22k
2024: €31k
2018 → 2025
Net result
€2k▼ 75.0%
2024 · €8k
2018: €-2k
2019: €-4k
2020: €-6k
2021: €-774
2022: €2k
2023: €1k
2024: €8k
2018 → 2025
Working capital
€18k▲ 2.6%
2024 · €17k
2018: €21k
2019: €5k
2020: €2k
2021: €4k
2022: €5k
2023: €8k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€13k▲ 22.3%€14k▲ 8.3%€21k▲ 55.3%€23k▲ 8.9%
Operating result€264-€3k▲ 1,115%€3k▼ 14.6%€5k▲ 71.5%€4k▼ 24.9%
Net result€-774-€2k€1k▼ 54.6%€8k▲ 623%€2k▼ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€5k▲ 31.2%
Current assets
€26k▼ 2.4%
Equity and liabilities €32k
Equity
€23k▲ 8.9%
Debt
€8k▼ 12.9%
The debt ratio falls from 31.1% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €6k
Cash flow
€3k▼
2024 · €9k
Solvency
73.5%▲
2024 · 68.9%
Current ratio
3.13▲
2024 · 2.84
Quick ratio
3.13▲
2024 · 2.84
Debt / equity
0.36▼
2024 · 0.45
ROE
8.2%▼
2024 · 35.6%
ROA
6.0%▼
2024 · 24.5%
Interest coverage
5.39▼
2024 · 6.61
Debt
€8k▼
2024 · €10k
Debt ≤ 1 year
€8k▼
2024 · €9k
Income taxes
€731▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€32k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Furniture and vehicles24€470€3k▲
Other tangible fixed assets26€4k€3k▼
Current assets29/58€27k€26k▼
Amounts receivable within one year40/41€27k€26k▼
Trade receivables40-€1k
Other amounts receivable41€27k€25k▼
Cash at bank and in hand54/58€0€0=
Equity and liabilities
Total equity and liabilities10/49€31k€32k▲
Equity10/15€21k€23k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€13k€15k▲
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€9k€8k▼
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€1k€693▼
Suppliers440/4€1k€693▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3€163€13▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€680€493▼
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€5k€4k▼
Financial income75/76B€6k-
Recurring financial income75€6k-
Non-recurring financial income76B€6k-
Financial charges65/66B€892€901▲
Recurring financial charges65€892€901▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€2k€731▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€15k▲
Profit (loss) brought forward from the previous period14P€6k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €8k ▲623%
Operating result €5k, net result €8k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lakensestraat 93A1000 BrusselGround area
1,990 m²
Building footprint
224 m²
Volume, LiDAR
2,620 m³
2 parcels, Brussels, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
360°
since 20122.210.308.316
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0738/00E002 | Brussels | 1,841 m² | 1 · 169 m² | 17.8 m · 5 fl. |
| 22662B0405/00B008 | Flanders | 149 m² | 1 · 55 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,142 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.