SEBASTIEN MALIGO MOBILITY SERVICES
ActiveThe computed 12-month bankruptcy probability of SEBASTIEN MALIGO MOBILITY SERVICES is 3.1% (moderate). The 2025 annual accounts show equity of €130k and a net result of €107k. Its solvency ranks better than 58% of 4547 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency72▲+30
Growth78
Track record82
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.92 against 0.95 in 2024; short-term debt: 39.9% and cash: 30.6% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
38.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
162 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 450%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€279k▲ 104%
2024 · €137k
2024: €137k
2024 → 2025
Net result
€107k▲ 401%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€103k
2024 · €-4k
2024: €-4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€130k▲ 450%
Operating result€30k-€145k▲ 385%
Net result€21k-€107k▲ 401%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 385% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€65k▲ 35.8%
Current assets
€214k▲ 140%
Equity and liabilities €279k
Equity
€130k▲ 450%
Debt
€149k▲ 31.3%
The debt ratio falls from 82.8% to 53.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€172k▲
2024 · €39k
Cash flow
€133k▲
2024 · €31k
Solvency
46.6%▲
2024 · 17.2%
Current ratio
1.92▲
2024 · 0.95
Quick ratio
1.92▲
2024 · 0.95
Debt / equity
1.14▼
2024 · 4.80
ROE
81.8%▼
2024 · 89.9%
ROA
38.2%▲
2024 · 15.5%
Interest coverage
65.14▲
2024 · 55.41
Debt
€149k▲
2024 · €114k
Debt ≤ 1 year
€111k▲
2024 · €94k
Debt > 1 year
€38k▲
2024 · €20k
Income taxes
€37k▲
2024 · €8k
Staff costs
€98k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€279k▲
Fixed assets21/28€48k€65k▲
Tangible fixed assets22/27€48k€65k▲
Plant, machinery and equipment23€480€315▼
Furniture and vehicles24€47k€65k▲
Current assets29/58€90k€214k▲
Amounts receivable within one year40/41€28k€78k▲
Trade receivables40€28k€75k▲
Other amounts receivable41-€3k
Current investments50/53-€50k
Cash at bank and in hand54/58€60k€85k▲
Deferred charges and accrued income490/1€980€705▼
Equity and liabilities
Total equity and liabilities10/49€137k€279k▲
Equity10/15€24k€130k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€21k€128k▲
Amounts payable17/49€114k€149k▲
Amounts payable after more than one year17€20k€38k▲
Financial debts170/4€20k€38k▲
Amounts payable within one year42/48€94k€111k▲
Current portion of amounts payable after more than one year42€14k€18k▲
Trade debts44€3k€14k▲
Suppliers440/4€3k€14k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€10k€2k▼
Remuneration and social security454/9€2k€11k▲
Other amounts payable47/48€65k€66k▲
Income statement
Code20242025
Remuneration, social security and pensions62€41k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€27k▲
Other operating charges640/8€829€4k▲
Gross operating margin9900€82k€273k▲
Operating profit (loss)9901€30k€145k▲
Financial income75/76B€23€968▲
Recurring financial income75€23€968▲
Financial charges65/66B€712€3k▲
Recurring financial charges65€712€3k▲
Profit (loss) for the period before taxes9903€29k€143k▲
Income taxes67/77€8k€37k▲
Profit (loss) for the period9904€21k€107k▲
Profit (loss) for the period to be appropriated9905€21k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€128k▲
Profit (loss) brought forward from the previous period14P-€21k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.92
Current ratio from 0.95 to 1.92.
31-12
Financial
Equity above €100kEq €130k ▲450%
2 profitable years in a row build equity to €130k.
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de la Grande Calandre(R-C) 57520 TournaiGround area
737 m²
Building footprint
141 m²
Volume, LiDAR
831 m³
Parcel 57069A0431/00H002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEBASTIEN MALIGO MOBILITY SERVICES
since 20242.361.088.084
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57069A0431/00H002 | Wallonia | 737 m² | 1 · 141 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BENAZ
BE 0455.774.294
Ukkel · Eq €130k
ALL CM
BE 0644.931.917
Villers-le-Bouillet · Eq €134k
RS EVENTS
BE 0866.632.345
Oudergem · Eq €125k
T-Rans & K
BE 0645.836.094
Machelen (Brab.) · Eq €125k
TRANSPORT SECURITY AGENCY
BE 0648.783.411
Sint-Jans-Molenbeek · Eq €137k
Of 962 companies in sector 49310 we hold annual accounts for 487. 310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Trade name FR
MOBILITY SERVICES
Activities, NACEBEL
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
49330On-demand passenger transport by chauffeured vehicle
53100Postal and courier activities
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.