Sebastian Thess
ActiveSummary
The computed 12-month bankruptcy probability of Sebastian Thess is 3.9% (moderate). The 2025 annual accounts show equity of €247k and a net result of €171k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 3.62 against 2.76 in 2024; short-term debt: 27.6% and cash: 60.9% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
50%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 221%
2024 · €77k
2024: €77k
2024 → 2025
Total assets
€342k▲ 183%
2024 · €121k
2024: €121k
2024 → 2025
Net result
€171k▲ 125%
2024 · €76k
2024: €76k
2024 → 2025
Working capital
€247k▲ 221%
2024 · €77k
2024: €77k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€77k-€247k▲ 221%
Operating result€106k-€244k▲ 130%
Net result€76k-€171k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 130% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €342k
Equity
€247k ▲ 221%
Debt
€95k ▲ 116%
Debt's share of the balance-sheet total falls from 36.2% to 27.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.62▲
2024 · 2.76
Debt to equity
0.38▼
2024 · 0.57
ROE
69.2%▼
2024 · 98.5%
ROA
50.0%▼
2024 · 62.9%
Debt ≤ 1 year
€95k▲
2024 · €44k
Income taxes
€74k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€121k€342k▲
Current assets29/58€121k€342k▲
Amounts receivable after more than one year29-€67k
Other amounts receivable291-€67k
Amounts receivable within one year40/41-€66k
Trade receivables40-€66k
Cash at bank and in hand54/58€121k€208k▲
Deferred charges and accrued income490/1-€320
Equity and liabilities
Total equity and liabilities10/49€121k€342k▲
Equity10/15€77k€247k▲
Contributions10/11€2k€2k=
Reserves13€75k€245k▲
Distributable reserves133€75k€245k▲
Amounts payable17/49€44k€95k▲
Amounts payable within one year42/48€44k€95k▲
Trade debts44€696€1k▲
Suppliers440/4€696€1k▲
Advances received on contracts in progress46-€156
Taxes, remuneration and social security45€42k€88k▲
Taxes450/3€42k€88k▲
Remuneration and social security454/9€230-
Other amounts payable47/48€1k€6k▲
Income statement
Code20242025
Gross operating margin9900€106k€244k▲
Operating profit (loss)9901€106k€244k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€88€102▲
Recurring financial charges65€88€102▲
Profit (loss) for the period before taxes9903€106k€246k▲
Income taxes67/77€30k€74k▲
Profit (loss) for the period9904€76k€171k▲
Profit (loss) for the period to be appropriated9905€76k€171k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€171k▲
Transfer to equity691/2€75k€170k▲
To other reserves6921€75k€170k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €247k ▲221%
2 profitable years in a row build equity to €247k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montoyerstraat 471000 BrusselGround area
1,746 m²
Building footprint
945 m²
Volume, LiDAR
20,746 m³
Parcel 21805E0447/00K003, Brussels · tallest building 32.5 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Sebastian Thess
since 20242.355.039.343
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0447/00K003 | Brussels | 1,746 m² | 1 · 945 m² | 32.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.