Skip to content

SEART CONSTRUCT

Active
Private limited company·Stukadoorswerk· 3 yrs active
Adrien Bayetlaan 32 ·1020 Brussel, Belgium
KBO/BCE: BE 0802.896.219
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SEART CONSTRUCT is 5.5% (elevated). The 2024 annual accounts show equity of €15k and a net result of €15k. Its solvency ranks better than 17% of 11088 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
5.5% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 11088 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 27-06-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-11. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-11-2024, that is 30-06-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-11-2024 30-06-2025 27-06-2025 3 d early 2025-00217394

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€456k
EBIT margin4.3%
Net result€15k
Working capital€-10k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 11.3% 40.9%
better than 17% of 11088 sector peers
Net result €15k €11k
better than 57% of 11070 sector peers
Equity €15k €34k
better than 29% of 11091 sector peers
Gross operating margin €34k €35k
better than 50% of 11060 sector peers
Staff costs €155 €25k
higher than 8% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€456k
EBITDA€34k
Net profit€15k
Cash flow€30k
Staff costs€155
Income taxes€4k
Dividends-
Total assets€136k
Equity€15k
Debt€121k
of which ≤ 1y€121k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.92
Quick ratio0.92
Working capital ratio-7.1%
Solvency11.3%
Debt / equity7.82
Long-term debt ratio-
Interest coverage391.31
Gross margin7.5%
Net margin3.4%
ROA11.3%
ROE100.0%
EBITDA margin7.4%
Days sales outstanding31d
Days payable outstanding97d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€136k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Current assets 29/58€111k
Amounts receivable within one year 40/41€53k
Cash & bank 54/58€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€136k
Equity 10/15€15k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€121k
Amounts payable within one year 42/48€121k
Trade debts payable within one year 44€112k
Income statement
Turnover 70€456k
Gross operating margin 9900€34k
Operating result 9901€19k
Financial charges 65€86
Result before taxes 9903€19k
Income taxes 67/77€4k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
50 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
SEART CONSTRUCT
Adrien Bayetlaan 32, 1020 BrusselRuimen van bouwterreinen
since 20232.347.413.757
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area575 m²
Buildings1
Building footprint256 m²
Volume (LiDAR)4,296 m³
Tallest building20.6 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21816G0106/00B005 Brussels 575 m² 1 · 256 m² 20.6 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
25-02-2026
Registered-office move
All acts · 2 updated 5 months ago
2026
25-02-2026 Registered office moved to Laeken Registered-office change
  • Rue Adrien Bayet 32, 1020 Laeken
2023
21-06-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health50Profitability60Solvency17Growth-Stability79
52 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 50
Profitability 60
Solvency 17
Growth -
Stability 79

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Stukadoorswerk43310Stukadoorswerk43310Schrijnwerk43320Schrijnwerk43320Schilderen van gebouwen43341Schilderen van gebouwen43341Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameFR SEART CONSTRUCT
Registered office
Adrien Bayetlaan 32
1020 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.