SDVDG · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SDVDG is 0.8% (low). The 2023 annual accounts show equity of €74k and a net result of €73k. Its solvency ranks better than 62% of 652 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-10-2024, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2023	31-07-2024	08-10-2024	69 d late	2024-00505627

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.8% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€73k

Working capital€74k

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 08-10-2024 with the NBB · fiscal year 2023 · micro

Sector comparison

Fiscal year 2023 · NACE 85 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	52.4%	38.6%	better than 62% of 652 sector peers
Net result	€73k	€5k	better than 95% of 648 sector peers
Equity	€74k	€16k	better than 85% of 652 sector peers
Gross operating margin	€94k	€15k	better than 90% of 648 sector peers
Total assets	€142k	€53k	better than 80% of 652 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€73k
Cash flow	-
Staff costs	-
Income taxes	€19k
Dividends	-
Total assets	€142k
Equity	€74k
Debt	€68k
of which ≤ 1y	€68k
of which > 1y	-
Working capital	€74k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	2.10
Quick ratio	2.10
Working capital ratio	52.4%
Solvency	52.4%
Debt / equity	0.91
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	51.7%
ROE	98.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Equity & liabilities

Equity €74k · 52.4% Debt €68k · 47.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€142k
Current assets	29/58	€142k
Amounts receivable within one year	40/41	€67k
Cash & bank	54/58	€76k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€142k
Equity	10/15	€74k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€73k
Amounts payable	17/49	€68k
Amounts payable within one year	42/48	€68k
Trade debts payable within one year	44	€12k
Income statement
Gross operating margin	9900	€94k
Operating result	9901	€93k
Financial charges	65	€492
Result before taxes	9903	€92k
Income taxes	67/77	€19k
Net result for the period	9904	€73k
Result to be appropriated	9905	€73k

Ratios computed by Checked.

Health barometer

FY 2023 · computed

85 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Priester Cuypersstraat 31040 Etterbeek

Establishment units

1 location

de Broquevillelaan 231, 1200 Sint-Lambrechts-Woluwe

Catering van evenementen

since 20222.343.295.118

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area605 m²

Buildings2

Building footprint360 m²

Volume (LiDAR)6,948 m³

Tallest building26.2 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21005A0542/00B006	Brussels	325 m²	1 · 129 m²	17.0 m · 5 fl.
21673D0117/00G033	Brussels	280 m²	1 · 231 m²	26.2 m · 8 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

03-10-2025

Registered-office move

All acts · 1 updated 10 months ago

2025

03-10-2025 Registered office moved from Woluwe-Saint-Lambert to Etterbeek Registered-office change

Avenue de Broqueville 231 boite 15 - 1200 Woluwe-Saint-Lambert → Rue Abbé cuypers 3- 1040 Etterbeek

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85

Profitability 100

Solvency 96

Growth -

Stability 79

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