SDK Consult
ActiveSummary
SDK Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €105k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 51% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▲+54
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 1.02 in 2024; short-term debt: 24% and cash: 42.9% of total assets), and 42.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
54.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
52 d late
2024
26 d late
2023
1 d early
2022
on the day
2021
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 2,101%
2024 · €5k
2021: €73k
2022: €141k
2023: €239k
2024: €5k
2021 → 2025
Total assets
€193k▲ 15.0%
2024 · €168k
2021: €104k
2022: €203k
2023: €307k
2024: €168k
2021 → 2025
Net result
€105k▲ 27.6%
2024 · €82k
2021: €68k
2022: €67k
2023: €99k
2024: €82k
2021 → 2025
Working capital
€102k▲ 2,725%
2024 · €4k
2021: €73k
2022: €138k
2023: €237k
2024: €4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€141k▲ 91.7%€239k▲ 70.0%€5k▼ 97.9%€110k▲ 2,101%
Operating result€87k-€81k▼ 6.4%€123k▲ 52.2%€97k▼ 21.2%€134k▲ 38.0%
Net result€68k-€67k▼ 1.6%€99k▲ 46.4%€82k▼ 16.5%€105k▲ 27.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€45k ▲ 3,088%
Current assets
€148k ▼ 11.0%
Equity and liabilities €193k
Equity
€110k ▲ 2,101%
Debt
€83k ▼ 49.2%
Debt's share of the balance-sheet total falls from 97.0% to 42.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€135k▲
2024 · €98k
Cash flow
€106k▲
2024 · €84k
Current ratio
3.19▲
2024 · 1.02
Debt to equity
0.75▼
2024 · 32.51
ROE
95.5%
ROA
54.5%▲
2024 · 49.1%
Interest coverage
333.70▲
2024 · 309.40
Debt ≤ 1 year
€46k▼
2024 · €163k
Debt > 1 year
€36k
Income taxes
€30k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€168k€193k▲
Fixed assets21/28€1k€45k▲
Tangible fixed assets22/27€1k€45k▲
Land and buildings22-€44k
Furniture and vehicles24€1k€353▼
Current assets29/58€166k€148k▼
Amounts receivable within one year40/41€70k€65k▼
Trade receivables40€29k€48k▲
Other amounts receivable41€41k€16k▼
Cash at bank and in hand54/58€96k€83k▼
Deferred charges and accrued income490/1€276€550▲
Equity and liabilities
Total equity and liabilities10/49€168k€193k▲
Equity10/15€5k€110k▲
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€105k▲
Amounts payable17/49€163k€83k▼
Amounts payable after more than one year17-€36k
Financial debts170/4-€36k
Amounts payable within one year42/48€163k€46k▼
Current portion of amounts payable after more than one year42-€8k
Financial debts43€104€1k▲
Other loans439€104€1k▲
Trade debts44€3k€19k▲
Suppliers440/4€3k€19k▲
Taxes, remuneration and social security45€77k€18k▼
Taxes450/3€77k€18k▼
Other amounts payable47/48€82k€0▼
Accrued charges and deferred income492/3€0€2▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€485€7k▲
Gross operating margin9900€99k€142k▲
Operating profit (loss)9901€97k€134k▲
Financial income75/76B€9k€2k▼
Recurring financial income75€9k€2k▼
Financial charges65/66B€318€405▲
Recurring financial charges65€318€405▲
Profit (loss) for the period before taxes9903€106k€135k▲
Income taxes67/77€23k€30k▲
Profit (loss) for the period9904€82k€105k▲
Profit (loss) for the period to be appropriated9905€82k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€105k▲
Profit (loss) brought forward from the previous period14P€435€0▼
Transfer from equity791/2€234k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€317k€0▼
Return on contributions (dividend)694€317k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
31-12
Financial
Highest result since 2021net €105k ▲27.6%
Operating result €134k, net result €105k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.19
Current ratio from 1.02 to 3.19; short-term debt falls from €163k to €46k.
31-12
Financial
Equity above €100kEq €110k ▲2101%
5 profitable years in a row build equity to €110k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €239k ▲70%
3 profitable years in a row build equity to €239k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €67k ▼1.6%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €141k ▲91.7%
2 profitable years in a row build equity to €141k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Atlantische Oceaanlaan 881150 Sint-Pieters-WoluweGround area
361 m²
Building footprint
127 m²
Volume, LiDAR
2,019 m³
Parcel 21684B0048/00E006, Brussels · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SDK Consult
since 20212.316.451.555
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0048/00E006 | Brussels | 361 m² | 1 · 127 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IN MOTION CONSULTING
BE 0896.250.405
Wemmel · Eq €110,084
TRAMEX BELGIUM
BE 0835.365.879
Chaudfontaine · Eq €110,016
MOBILIT
BE 0840.783.132
Genappe · Eq €110,116
Coralie
BE 0662.652.629
Anderlecht · Eq €110,012
SPACEID
BE 0679.852.313
Anderlecht · Eq €110,009
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,756 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.