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SDB CONSTRUCT

Active
Private limited company·Overige gespecialiseerde bouwactiviteiten, neg· 3 yrs active
Monseigneur Denayerstraat 34 ·1731 Asse, Belgium
KBO/BCE: BE 0803.776.543
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Real estate1 parcel · 243 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SDB CONSTRUCT is 2.8% (moderate). The 2025 annual accounts show equity of €4k and a net result of €52. Its solvency ranks better than 85% of 334 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 85% of 334 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 23-02-2026, 5 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-07. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-07-2025, that is 28-02-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-07-2025 28-02-2026 23-02-2026 5 d early 2026-00042932
31-07-2024 28-02-2025 04-03-2025 4 d late 2025-00045179

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€165k
EBIT margin2.9%
Net result€52-98.4%
Working capital€3k-7.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 23-02-2026 with the NBB · fiscal year 2025 · verkort
€0€50k€100k€150kRevenue 2024: €165k€165kOperating result 2024: €5k€5kNet result 2024: €3k€3kOperating result 2025: €1k€1kNet result 2025: €52€5220242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 70.8% 38.9%
better than 85% of 334 sector peers
Net result €52 €40k
better than 15% of 334 sector peers
Equity €4k €189k
better than 10% of 334 sector peers
Gross operating margin €2k €223k
better than 7% of 334 sector peers
Total assets €6k €621k
better than 5% of 334 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€165k
- 24-25
EBITDA
€2k
-67.2% 24-25
Net profit
€52
-98.4% 24-25
Cash flow
€401
-88.1% 24-25
Total assets
€6k
-53.1% 24-25
Equity
€4k
+1.2% 24-25
Working capital
€3k
-7.7% 24-25
Income taxes
€1k
-30.3% 24-25
Debt
€2k
-79.7% 24-25
Debt ≤ 1y
€2k
-79.7% 24-25
Current ratio
2.61
+92.8% 24-25
Quick ratio
2.61
+92.8% 24-25
Solvency
70.8%
+116.1% 24-25
Debt / equity
0.41
-79.9% 24-25
ROE
1.2%
-98.4% 24-25
ROA
0.9%
-96.5% 24-25
Net margin
1.9%
- 24-25
EBITDA margin
3.0%
- 24-25
Interest coverage
12.08
-94.1% 24-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€2k
Net profit€52
Cash flow€401
Staff costs-
Income taxes€1k
Dividends-
Total assets€6k
Equity€4k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.61
Quick ratio2.61
Working capital ratio47.0%
Solvency70.8%
Debt / equity0.41
Long-term debt ratio-
Interest coverage12.08
Gross margin-
Net margin-
ROA0.9%
ROE1.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€6k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€5k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€804
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€6k
Equity 10/15€4k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€75
Income statement
Gross operating margin 9900€2k
Operating result 9901€1k
Financial charges 65€135
Result before taxes 9903€1k
Income taxes 67/77€1k
Net result for the period 9904€52
Result to be appropriated 9905€52
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
SDB CONSTRUCT
Monseigneur Denayerstraat 34, 1731 AsseReparatie en onderhoud van verwarmingsinstallaties
since 20232.348.923.096
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area243 m²
Buildings1
Building footprint154 m²
Volume (LiDAR)1,590 m³
Tallest building13.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095B0111/00T009 Flanders 243 m² 1 · 154 m² 13.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability6Solvency100Growth52Stability94
68 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 6
Solvency 100
Growth 52
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,965 of the 15,528 companies in this sector. 1,039 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Stukadoorswerk43310Stukadoorswerk43310Schrijnwerk43320Schrijnwerk43320Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390
Primary activity highlighted.
Names & trade names
Legal nameNL SDB CONSTRUCT
Registered office
Monseigneur Denayerstraat 34 bus 3
1731 Asse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.