SD8
ActiveSD8 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+41
Solvency74▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.52 in 2024; short-term debt: 50.8% and cash: 62.1% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
27.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €45k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
46 d late
2024
29 d late
2023
31 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 129%
2024 · €19k
2021: €-3k
2022: €-3k
2023: €15k
2024: €19k
2021 → 2025
Total assets
€91k▲ 58.6%
2024 · €57k
2021: €921
2022: €4k
2023: €42k
2024: €57k
2021 → 2025
Net result
€25k▲ 408%
2024 · €5k
2021: €-6k
2022: €280
2023: €18k
2024: €5k
2021 → 2025
Working capital
€45k▲ 129%
2024 · €19k
2021: €-3k
2022: €-3k
2023: €15k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-3k▲ 8.4%€15k€19k▲ 34.2%€45k▲ 129%
Operating result€-6k-€255€22k▲ 8,630%€8k▼ 64.0%€36k▲ 348%
Net result€-6k-€280€18k▲ 6,173%€5k▼ 71.7%€25k▲ 408%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 348% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €91k
Equity
€45k▲ 129%
Debt
€46k▲ 22.2%
The debt ratio falls from 66.0% to 50.8%. Equity and debt are higher.
Key figures and ratios
Solvency
49.2%▲
2024 · 34.0%
Current ratio
1.97▲
2024 · 1.52
Quick ratio
1.97▲
2024 · 1.52
Debt / equity
1.03▼
2024 · 1.94
ROE
56.4%▲
2024 · 25.5%
ROA
27.7%▲
2024 · 8.7%
Debt
€46k▲
2024 · €38k
Debt ≤ 1 year
€46k▲
2024 · €38k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€91k▲
Current assets29/58€57k€91k▲
Amounts receivable within one year40/41€7k€33k▲
Trade receivables40€4k-
Other amounts receivable41€3k€33k▲
Cash at bank and in hand54/58€49k€56k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€57k€91k▲
Equity10/15€19k€45k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€42k▲
Amounts payable17/49€38k€46k▲
Amounts payable within one year42/48€38k€46k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€25k€31k▲
Income statement
Code20242025
Other operating charges640/8€676€583▼
Gross operating margin9900€9k€36k▲
Operating profit (loss)9901€8k€36k▲
Financial income75/76B€75€184▲
Recurring financial income75€75€184▲
Financial charges65/66B€248€350▲
Recurring financial charges65€248€350▲
Profit (loss) for the period before taxes9903€8k€36k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€5k€25k▲
Profit (loss) for the period to be appropriated9905€5k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€42k▲
Profit (loss) brought forward from the previous period14P€12k€17k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Highest result since 2021net €25k ▲408%
Operating result €36k, net result €25k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 1.53
Current ratio from 0.54 to 1.53.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €280
Net result €280 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 892390 MalleGround area
810 m²
Building footprint
208 m²
Volume, LiDAR
481 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SD8
since 20212.314.553.523
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032D0471/00X000 | Flanders | 627 m² | 1 · 124 m² | 5.5 m |
| 11323F0198/00Z006 | Flanders | 183 m² | 1 · 83 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BATELL
BE 0771.284.414
Faimes · Eq €45k
HEADWAY CONSULTING GROUP
BE 0730.702.879
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BBW
BE 0439.383.571
Ukkel · Eq €45k
MANAS CONSULT
BE 0774.677.533
Oudergem · Eq €45k
COMPARTIMOS
BE 0779.974.426
Gent · Eq €45k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.