SD STABLES
InactiveInactive since 01-09-2026; last annual accounts for fiscal year 2025. Dissolved and wound up in a single deed on 31-08-2026.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8001 sector peers (2025).
NBB · sector comparisonPosition among 8001 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
3 d late
2024
51 d early
2023
26 d late
2022
11 d early
2021
23 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€158k▼ 21.1%
2024 · €201k
2019: €106k
2020: €118k
2021: €120k
2022: €126k
2023: €174k
2024: €201k
2019 → 2025
Total assets
€1.29M▼ 7.0%
2024 · €1.38M
2019: €522k
2020: €559k
2021: €614k
2022: €770k
2023: €1.24M
2024: €1.38M
2019 → 2025
Net result
€-41k
2024 · €29k
2019: €88k
2020: €12k
2021: €2k
2022: €6k
2023: €50k
2024: €29k
2019 → 2025
Working capital
€35k
2024 · €-16k
2019: €-234k
2020: €-138k
2021: €-125k
2022: €-149k
2023: €-66k
2024: €-16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€126k▲ 4.8%€174k▲ 38.6%€201k▲ 15.5%€158k▼ 21.1%
Operating result€6k-€13k▲ 133%€62k▲ 381%€54k▼ 14.0%€-2k
Net result€2k-€6k▲ 281%€50k▲ 770%€29k▼ 42.9%€-41k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €54k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€869k ▼ 2.7%
Current assets
€418k ▼ 14.9%
Equity and liabilities €1.29M
Equity
€158k ▼ 21.1%
Debt
€1.13M ▼ 4.6%
Debt's share of the balance-sheet total rises from 85.5% to 87.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €129k
Cash flow
€16k▼
2024 · €104k
Current ratio
1.09▲
2024 · 0.97
Quick ratio
0.33▲
2024 · 0.30
Debt to equity
7.12▲
2024 · 5.89
ROE
-25.7%▼
2024 · 14.2%
ROA
-3.2%▼
2024 · 2.1%
Interest coverage
1.42▼
2024 · 4.88
Debt ≤ 1 year
€382k▼
2024 · €507k
Debt > 1 year
€746k▲
2024 · €676k
Income taxes
€190▼
2024 · €5k
Staff costs
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.29M▼
Fixed assets21/28€893k€869k▼
Tangible fixed assets22/27€893k€869k▼
Land and buildings22€832k€475k▼
Plant, machinery and equipment23€37k€29k▼
Furniture and vehicles24€24k€10k▼
Leasing and similar rights25-€354k
Current assets29/58€491k€418k▼
Stocks and contracts in progress3€341k€290k▼
Stocks30/36€341k€290k▼
Amounts receivable within one year40/41€67k€104k▲
Trade receivables40€33k€37k▲
Other amounts receivable41€34k€67k▲
Cash at bank and in hand54/58€81k€20k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.29M▼
Equity10/15€201k€158k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€179k€136k▼
Amounts payable17/49€1.18M€1.13M▼
Amounts payable after more than one year17€676k€746k▲
Financial debts170/4€676k€746k▲
Amounts payable within one year42/48€507k€382k▼
Current portion of amounts payable after more than one year42€48k€65k▲
Trade debts44€109k€20k▼
Suppliers440/4€109k€20k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€650€719▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€348k€295k▼
Income statement
Code20242025
Non-recurring operating income76A-€163k
Remuneration, social security and pensions62€21k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€57k▼
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€2k€94k▲
Gross operating margin9900€155k€175k▲
Operating profit (loss)9901€54k€-2k▼
Financial income75/76B€6k€5▼
Recurring financial income75€6k€5▼
Financial charges65/66B€26k€38k▲
Recurring financial charges65€26k€38k▲
Profit (loss) for the period before taxes9903€34k€-41k▼
Income taxes67/77€5k€190▼
Profit (loss) for the period9904€29k€-41k▼
Profit (loss) for the period to be appropriated9905€29k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€138k▼
Profit (loss) brought forward from the previous period14P€152k€179k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
Social balance
Average headcount (FTE)90870.50.6▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
Resignations & appointments · End & cessationResignations: Santiago DIAZ ORTEGA (director) and Natalia PIZANO GOMEZ (director) · Dissolution · Liquidation9 facts ▸
State Gazette act
Resignations & appointments · End & cessation
Resignations: Santiago DIAZ ORTEGA (director) and Natalia PIZANO GOMEZ (director) · Dissolution · Liquidation9 facts ▸
- General meeting, 31-08-2026
- Dissolution, 31-08-2026
- Liquidation, 31-08-2026
- Director resignation, Santiago DIAZ ORTEGA (director)
- Director resignation, Natalia PIZANO GOMEZ (director)
- Director discharge, Santiago DIAZ ORTEGA (director)
- Director discharge, Natalia PIZANO GOMEZ (director)
- Liquidation closure, 31-08-2026
- Power of attorney, MULTIFISK
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €-41k ▼243%
Net result drops to €-41k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €201k ▲15.5%
6 profitable years in a row build equity to €201k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Equity above €150kEq €174k ▲38.6%
5 profitable years in a row build equity to €174k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-08-2026
DIAZ ORTEGA Santiago: Resigned as Director
31-08-2026
PIZANO GOMEZ Natalia: Resigned as Director
Location & real-estate footprint
Registered office, Houthalen-Helchteren
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kazernelaan 3573530 Houthalen-HelchterenGround area
3,677 m²
Building footprint
115 m²
Parcel 72014B0122/00P000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014B0122/00P000 | Flanders | 3,677 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 946 companies in sector 46231 we hold annual accounts for 422. 343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46231Wholesale of live animals
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.