SCRIBURO
ActiveSCRIBURO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €14k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 76% of 17849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +54 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+96
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 3.06 in 2024), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
12.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
4 d early
2023
on the day
2022
22 d early
2021
4 d early
2020
6 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 23.7%
2024 · €60k
2019: €95k
2020: €96k
2021: €83k
2022: €86k
2023: €80k
2024: €60k
2019 → 2025
Total assets
€113k▲ 27.6%
2024 · €89k
2019: €120k
2020: €152k
2021: €135k
2022: €125k
2023: €122k
2024: €89k
2019 → 2025
Net result
€14k
2024 · €-20k
2019: €-20k
2020: €1k
2021: €-13k
2022: €3k
2023: €-6k
2024: €-20k
2019 → 2025
Working capital
€66k▲ 13.4%
2024 · €58k
2019: €87k
2020: €85k
2021: €74k
2022: €79k
2023: €73k
2024: €58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€86k▲ 3.3%€80k▼ 6.9%€60k▼ 24.8%€75k▲ 23.7%
Operating result€-12k-€3k€-5k€-20k▼ 266%€15k
Net result€-13k-€3k€-6k€-20k▼ 233%€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €20k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€17k▲ 838%
Current assets
€96k▲ 10.5%
Equity and liabilities €113k
Equity
€75k▲ 23.7%
Debt
€39k▲ 36.1%
The debt ratio rises from 32.0% to 34.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€16k▲
2024 · €-11k
Cash flow
€15k▲
2024 · €-12k
Solvency
65.9%▼
2024 · 68.0%
Current ratio
3.23▲
2024 · 3.06
Quick ratio
0.88▲
2024 · 0.31
Debt / equity
0.52▲
2024 · 0.47
ROE
19.1%▲
2024 · -33.0%
ROA
12.6%▲
2024 · -22.5%
Interest coverage
20.16▲
2024 · -21.95
Debt
€39k▲
2024 · €28k
Debt ≤ 1 year
€30k▲
2024 · €28k
Debt > 1 year
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€113k▲
Fixed assets21/28€2k€17k▲
Tangible fixed assets22/27€2k€17k▲
Plant, machinery and equipment23€1k€17k▲
Furniture and vehicles24€405-
Current assets29/58€87k€96k▲
Stocks and contracts in progress3€78k€70k▼
Stocks30/36€78k€70k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€100€100=
Cash at bank and in hand54/58€3k€22k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€89k€113k▲
Equity10/15€60k€75k▲
Contributions10/11€6k€6k=
Reserves13€54k€68k▲
Tax-exempt reserves132€15k€15k=
Distributable reserves133€39k€53k▲
Amounts payable17/49€28k€39k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€28k€30k▲
Current portion of amounts payable after more than one year42€2k€5k▲
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€16k▲
Other amounts payable47/48€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€65
Other operating charges640/8€1k€980▼
Gross operating margin9900€-10k€17k▲
Operating profit (loss)9901€-20k€15k▲
Financial income75/76B€233-
Recurring financial income75€233-
Financial charges65/66B€520€801▲
Recurring financial charges65€520€801▲
Profit (loss) for the period before taxes9903€-20k€14k▲
Profit (loss) for the period9904€-20k€14k▲
Profit (loss) for the period to be appropriated9905€-20k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€14k▲
Transfer from equity791/2€20k-
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation4 facts ▸
- General meeting, 01/07/2026
- Director appointment, Alexander Bruggeman (niet-statutaire bestuurder)
- Mandate compensation, Alexander Bruggeman
- Power of attorney, BV VDM Boekhouding & Advies
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Alexander Bruggeman
CurrentNon-statutory director · since 01-07-2026
01-07-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostrozebekestraat 708760 TieltGround area
655 m²
Building footprint
339 m²
Volume, LiDAR
1,856 m³
Parcel 37007E0234/00B003, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oostrozebekestraat 70, 8760 Tielt
since 19902.049.749.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007E0234/00B003 | Flanders | 655 m² | 1 · 339 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TWINTECH
BE 0455.057.088
Merelbeke-Melle · Eq €74k
NAGEO CONCEPT
BE 0771.676.174
La Louvière · Eq €75k
SOFTWARE RECHERCHE DEVELOPPEMENT INFORMATIQUE
BE 0458.211.073
Liège · Eq €75k
FREDERIC CLOSON INFORMATIQUE
BE 0863.020.579
Visé · Eq €75k
F.C.S. Informatique
BE 0472.674.664
Libramont-Chevigny · Eq €74k
Of 3,211 companies in sector 47400 we hold annual accounts for 1,795. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-1990
Fiscal year end30-06
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.