SCouP
ActiveSummary
SCouP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €-7k. Equity is growing by ~129.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+1
Solvency94▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.7 against 1.46 in 2024; short-term debt: 30.8% and cash: 2.1% of total assets), and 30.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
20 d late
2022
32 d early
2021
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 29.6%
2024 · €95k
2021: €8k
2022: €21k
2023: €22k
2024: €95k
2021 → 2025
Total assets
€178k▲ 40.1%
2024 · €127k
2021: €79k
2022: €42k
2023: €53k
2024: €127k
2021 → 2025
Net result
€-7k▼ 11.1%
2024 · €-6k
2021: €1k
2022: €13k
2023: €2k
2024: €-6k
2021 → 2025
Working capital
€-16k
2024 · €15k
2021: €5k
2022: €19k
2023: €21k
2024: €15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€21k▲ 174%€22k▲ 8.8%€95k▲ 325%€123k▲ 29.6%
Operating result€2k-€18k▲ 1,009%€2k▼ 88.9%€-6k€-24k▼ 292%
Net result€1k-€13k▲ 886%€2k▼ 86.2%€-6k€-7k▼ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€140k ▲ 73.8%
Current assets
€39k ▼ 17.7%
Equity and liabilities €178k
Equity
€123k ▲ 29.6%
Debt
€55k ▲ 71.1%
Debt's share of the balance-sheet total rises from 25.2% to 30.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-6k
Cash flow
€13k▲
2024 · €-6k
Current ratio
0.70▼
2024 · 1.46
Debt to equity
0.44▲
2024 · 0.34
ROE
-5.7%▲
2024 · -6.6%
ROA
-3.9%▲
2024 · -4.9%
Interest coverage
-22.12▲
2024 · -37.64
Debt ≤ 1 year
€55k▲
2024 · €32k
Staff costs
€64k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€127k€178k▲
Fixed assets21/28€80k€140k▲
Intangible fixed assets21€80k€137k▲
Tangible fixed assets22/27€428€3k▲
Plant, machinery and equipment23€428€3k▲
Current assets29/58€47k€39k▼
Amounts receivable within one year40/41€6k€35k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€3k€27k▲
Cash at bank and in hand54/58€41k€4k▼
Equity and liabilities
Total equity and liabilities10/49€127k€178k▲
Equity10/15€95k€123k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€10k€3k▼
Investment grants15€79k€114k▲
Amounts payable17/49€32k€55k▲
Amounts payable within one year42/48€32k€55k▲
Trade debts44€20k€31k▲
Suppliers440/4€20k€31k▲
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€189€385▲
Remuneration and social security454/9€12k€19k▲
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€0€0=
Income statement
Code20242025
Remuneration, social security and pensions62€64k€64k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€547€20k▲
Other operating charges640/8€397€408▲
Gross operating margin9900€59k€60k▲
Operating profit (loss)9901€-6k€-24k▼
Financial income75/76B€66€18k▲
Recurring financial income75€66€18k▲
Financial charges65/66B€150€185▲
Recurring financial charges65€150€185▲
Profit (loss) for the period before taxes9903€-6k€-7k▼
Profit (loss) for the period9904€-6k€-7k▼
Profit (loss) for the period to be appropriated9905€-6k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€3k▼
Profit (loss) brought forward from the previous period14P€16k€10k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
31-12
Financial
Equity above €100kEq €123k ▲29.6%
Equity rises from €95k to €123k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €13k ▲886%
Operating result €18k, net result €13k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de Priesville (SART) 404845 JalhayGround area
4,327 m²
Building footprint
371 m²
Volume, LiDAR
2,212 m³
2 parcels, Flanders, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SCouP
since 20202.300.393.008
Rillaarsebaan 233, 3200 Aarschot
since 20232.349.741.856
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24029B0120/00R000 | Flanders | 3,041 m² | 1 · 266 m² | 9.6 m · 2 fl. |
| 63068B0568/00T000 | Wallonia | 1,285 m² | 1 · 105 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRADE & MANAGEMENT CONSULT PARTNERS
BE 0895.657.418
Ukkel · Eq €123,364
SEM-Group
BE 0674.917.684
Beveren-Kruibeke-Zwijndrecht · Eq €122,835
Explus
BE 0779.990.856
Stekene · Eq €122,018
WAPI FIRE
BE 0803.624.610
Tournai · Eq €125,015
BP-RL CONSULTING
BE 0721.695.638
Ottignies-Louvain-la-Neuve · Eq €125,025
Of 2,145 companies in sector 71209 we hold annual accounts for 1,086. 828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
72109Other research and development on natural sciences
28990Manufacture of machinery and equipment not elsewhere classified
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.