Checked.be
Active
BE 0811.153.095Private limited company
SCIUS Jacques
Marche, Rue de la Cressonnière 32 ·6900 Marche-en-Famenne, Belgium· 17 yrs active
Sector: Site preparation
(43120)
Conclusion
SCIUS Jacques has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €598k and a net result of €96k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €598k |
| Net result | €96k |
| Staff (FTE) | 16 |
| Better than sector | 38% |
Financial profile
72
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
73
Profitability
80
Solvency
54
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
73
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€45k
estimate, not credit advice
Score history
80
2021
86
2022
94
2023
73
2024
73
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.19 (≥ 1.0)
+5
Profitability
ROE 16% (≥ 10%)
+10
Interest coverage
Interest coverage 15.8× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · full schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~12.2%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 81, Services to buildings and landscape activities · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 31.9% | 41.4% | |
| Net result | €96k | €44k | |
| Equity | €598k | €591k | |
| Gross operating margin | €1.29M | €399k | |
| Staff costs | €879k | €702k |
€403k
+14.2%
21-25
€96k
-14.4%
21-25
€339k
+14.5%
21-25
€1.87M
+5.1%
21-25
€598k
+10.3%
21-25
€181k
+531.2%
21-25
16
-7.5%
21-25
€879k
+13.1%
21-25
€39k
-0.4%
21-25
€40k
-25.9%
21-25
€1.27M
+2.9%
21-25
€945k
-2.0%
21-25
€326k
+19.3%
21-25
1.19
+15.7%
21-25
0.96
+3.0%
21-25
31.9%
+4.9%
21-25
2.13
-6.7%
21-25
16.0%
-22.3%
21-25
5.1%
-18.5%
21-25
15.83
-22.3%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | full schema | full schema | full schema | full schema | full schema |
| Revenue | - | - | - | - | - |
| EBITDA | €403k | €353k | €352k | €329k | €248k |
| Net profit | €96k | €112k | €139k | €125k | €106k |
| Cash flow | €339k | €297k | €303k | €285k | €231k |
| Staff costs | €879k | €777k | €640k | €597k | - |
| Income taxes | €39k | €40k | €41k | €38k | €30k |
| Dividends | €40k | €54k | €59k | €78k | €74k |
| Total assets | €1.87M | €1.78M | €1.43M | €1.30M | €1.15M |
| Equity | €598k | €542k | €484k | €406k | €364k |
| Debt | €1.27M | €1.24M | €941k | €896k | €785k |
| of which ≤ 1y | €945k | €964k | €550k | €597k | €542k |
| of which > 1y | €326k | €274k | €390k | €299k | €242k |
| Working capital | €181k | €29k | €282k | €279k | €241k |
| Employees (FTE) | 16.0 | 17.3 | 13.7 | 12.5 | 11.1 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.19 | 1.03 | 1.51 | 1.47 | 1.44 |
| Quick ratio | 0.96 | 0.93 | 1.29 | 1.21 | 1.44 |
| Working capital ratio | 9.7% | 1.6% | 19.8% | 21.4% | 21.0% |
| Solvency | 31.9% | 30.4% | 34.0% | 31.2% | 31.7% |
| Debt / equity | 2.13 | 2.28 | 1.94 | 2.21 | 0.67 |
| Long-term debt ratio | 0.55 | 0.50 | 0.80 | 0.74 | 0.67 |
| Interest coverage | 15.83 | 20.37 | 35.54 | 29.80 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 5.1% | 6.3% | 9.8% | 9.6% | 9.2% |
| ROE | 16.0% | 20.6% | 28.7% | 30.7% | 29.0% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.87M | €1.78M | €1.43M | €1.30M | €1.15M |
| Fixed assets | 21/28 | €747k | €788k | €593k | €426k | €366k |
| Intangible fixed assets | 21 | €25 | €238 | €450 | €663 | €875 |
| Tangible fixed assets | 22/27 | €734k | €775k | €580k | €419k | €364k |
| Financial fixed assets | 28 | €13k | €13k | €13k | €6k | €1k |
| Current assets | 29/58 | €1.13M | €993k | €832k | €876k | €783k |
| Stocks & contracts in progress | 3 | €222k | €97k | €123k | €157k | €2k |
| Amounts receivable within one year | 40/41 | €484k | €682k | €391k | €484k | €368k |
| Investments | 50/53 | €10k | €10k | €60k | €120k | €414 |
| Cash & bank | 54/58 | €352k | €143k | €208k | €66k | €181k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.87M | €1.78M | €1.43M | €1.30M | €1.15M |
| Equity | 10/15 | €598k | €542k | €484k | €406k | €364k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | - |
| Reserves | 13 | €562k | €507k | €450k | €370k | €324k |
| Accumulated profits (losses) | 14 | €18k | €17k | €16k | €16k | €16k |
| Amounts payable | 17/49 | €1.27M | €1.24M | €941k | €896k | €785k |
| Amounts payable after one year | 17 | €326k | €274k | €390k | €299k | €242k |
| Amounts payable within one year | 42/48 | €945k | €964k | €550k | €597k | €542k |
| Trade debts payable within one year | 44 | €521k | €628k | €235k | €257k | €254k |
| Income statement | ||||||
| Gross operating margin | 9900 | €1.29M | €1.14M | €1.00M | €933k | €788k |
| Operating result | 9901 | €159k | €168k | €188k | €168k | €123k |
| Financial income | 75 | €1k | €198 | €2k | €5k | €8k |
| Financial charges | 65 | €25k | €17k | €10k | €11k | €9k |
| Result before taxes | 9903 | €135k | €151k | €180k | €162k | €121k |
| Income taxes | 67/77 | €39k | €40k | €41k | €38k | €30k |
| Net result for the period | 9904 | €96k | €112k | €139k | €125k | €91k |
| Result to be appropriated | 9905 | €96k | €112k | €139k | €125k | €91k |
Legal Structure
| NACE primary | Site preparation(43120) |
| Legal form | Private limited company(610) |
| Incorporation | 15-04-2009 |
| Status | Active |
| Postal code | 6900 |
Establishment units
Scius Jacques
since 20052.149.175.154
Updates
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Weakest financial yearnet €96k ▼14.4%
Net result drops to €96k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €500kEq €542k ▲11.9%
4 profitable years in a row build equity to €542k.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2021net €139k ▲11.8%
Operating result €188k, net result €139k, both a record.
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Site preparation43120Landscape service activities81300
Names & trade names
| Legal nameFR | SCIUS Jacques |
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