SCHOOFS LEO
ActiveSCHOOFS LEO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288k and a net result of €-23k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 22.23 against 4.1 in 2024; short-term debt: 3.3% and cash: 33.1% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
25 d late
2023
118 d late
2022
17 d early
2021
27 d early
2020
23 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€288k▼ 7.3%
2024 · €311k
2018: €173k
2019: €173k
2020: €226k
2021: €214k
2022: €314k
2023: €382k
2024: €311k
2018 → 2025
Total assets
€298k▼ 22.7%
2024 · €386k
2018: €229k
2019: €267k
2020: €256k
2021: €248k
2022: €347k
2023: €392k
2024: €386k
2018 → 2025
Net result
€-23k
2024 · €799
2018: €42k
2019: €22k
2020: €53k
2021: €42k
2022: €100k
2023: €68k
2024: €799
2018 → 2025
Working capital
€210k▼ 9.4%
2024 · €231k
2018: €152k
2019: €125k
2020: €157k
2021: €150k
2022: €193k
2023: €291k
2024: €231k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€214k-€314k▲ 46.8%€382k▲ 21.8%€311k▼ 18.6%€288k▼ 7.3%
Operating result€63k-€144k▲ 128%€99k▼ 31.1%€-921€-25k▼ 2,579%
Net result€42k-€100k▲ 137%€68k▼ 31.7%€799▼ 98.8%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €921 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€79k▼ 1.2%
Current assets
€219k▼ 28.3%
Equity and liabilities €298k
Equity
€288k▼ 7.3%
Debt
€10k▼ 86.8%
The debt ratio falls from 19.3% to 3.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €33k
Cash flow
€15k▼
2024 · €35k
Solvency
96.7%▲
2024 · 80.7%
Current ratio
22.23▲
2024 · 4.10
Quick ratio
15.57▲
2024 · 3.86
Debt / equity
0.03▼
2024 · 0.24
ROE
-7.9%▼
2024 · 0.3%
ROA
-7.6%▼
2024 · 0.2%
Interest coverage
13.13▼
2024 · 42.69
Debt
€10k▼
2024 · €75k
Debt ≤ 1 year
€10k▼
2024 · €75k
Income taxes
€67▼
2024 · €1k
Staff costs
€66k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€298k▼
Fixed assets21/28€80k€79k▼
Tangible fixed assets22/27€80k€79k▼
Plant, machinery and equipment23€30k€19k▼
Furniture and vehicles24€50k€60k▲
Financial fixed assets28€0-
Current assets29/58€306k€219k▼
Stocks and contracts in progress3€18k€66k▲
Stocks30/36€18k€66k▲
Amounts receivable within one year40/41€136k€44k▼
Trade receivables40€48k€0▼
Other amounts receivable41€88k€44k▼
Cash at bank and in hand54/58€147k€99k▼
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€386k€298k▼
Equity10/15€311k€288k▼
Contributions10/11€12k€12k=
Reserves13€299k€276k▼
Distributable reserves133€299k€276k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€75k€10k▼
Amounts payable within one year42/48€75k€10k▼
Trade debts44€1k€784▼
Suppliers440/4€1k€784▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€162€0▼
Remuneration and social security454/9€1k€1k▼
Other amounts payable47/48€72k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€66k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€101k€81k▼
Operating profit (loss)9901€-921€-25k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€774€1k▲
Recurring financial charges65€774€1k▲
Profit (loss) for the period before taxes9903€2k€-23k▼
Income taxes67/77€1k€67▼
Profit (loss) for the period9904€799€-23k▼
Profit (loss) for the period to be appropriated9905€799€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€799€-23k▼
Transfer from equity791/2€72k€23k▼
Transfer to equity691/2€799€0▼
To other reserves6921€799€0▼
Profit to be distributed694/7€72k€0▼
Return on contributions (dividend)694€72k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼2943%
Net result drops to €-23k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 22.23
Current ratio from 4.10 to 22.23; short-term debt falls from €75k to €10k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 29.74
Current ratio from 6.80 to 29.74; short-term debt falls from €33k to €10k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €100k ▲137%
Operating result €144k, net result €100k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 8.50
Current ratio from 2.64 to 8.50; short-term debt falls from €77k to €21k.
31-12
Financial
Equity above €200kEq €226k ▲30.9%
3 profitable years in a row build equity to €226k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisvenstraat 193530 Houthalen-HelchterenGround area
1,521 m²
Building footprint
243 m²
Volume, LiDAR
1,064 m³
Parcel 72014C0268/00V002, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCHOOFS LEO
since 20032.132.983.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014C0268/00V002 | Flanders | 1,521 m² | 1 · 243 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesSCHOOFS LEO BV33758
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,095 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2003
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
45211
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.