SCHÖLER CONSULT
ActiveSummary
SCHÖLER CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €63k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▼-22
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 3.06 in 2024; short-term debt: 47.4% and cash: 89.6% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
36.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
38 d early
2023
61 d early
2022
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k=
2024 · €90k
2022: €36k
2023: €61k
2024: €90k
2022 → 2025
Total assets
€171k▲ 51.2%
2024 · €113k
2022: €121k
2023: €107k
2024: €113k
2022 → 2025
Net result
€63k▲ 107%
2024 · €30k
2022: €34k
2023: €25k
2024: €30k
2022 → 2025
Working capital
€86k▲ 83.9%
2024 · €47k
2022: €-7k
2023: €17k
2024: €47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€61k▲ 67.2%€90k▲ 48.4%€90k=
Operating result€47k-€36k▼ 23.1%€39k▲ 8.6%€41k▲ 3.5%
Net result€34k-€25k▼ 26.0%€30k▲ 19.8%€63k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€4k ▼ 90.2%
Current assets
€167k ▲ 141%
Equity and liabilities €171k
Equity
€90k =
Debt
€81k ▲ 251%
Debt's share of the balance-sheet total rises from 20.5% to 47.4%. Debt is higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €43k
Cash flow
€66k▲
2024 · €34k
Current ratio
2.06▼
2024 · 3.06
Debt to equity
0.90▲
2024 · 0.26
ROE
69.6%▲
2024 · 33.6%
ROA
36.6%▲
2024 · 26.7%
Interest coverage
198.02▲
2024 · 143.16
Debt ≤ 1 year
€81k▲
2024 · €23k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€171k▲
Fixed assets21/28€44k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€573€304▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€36k€0▼
Current assets29/58€69k€167k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€13k=
Other amounts receivable41€247€872▲
Cash at bank and in hand54/58€56k€153k▲
Deferred charges and accrued income490/1€737€0▼
Equity and liabilities
Total equity and liabilities10/49€113k€171k▲
Equity10/15€90k€90k=
Contributions10/11€3k€3k=
Reserves13€87k€87k=
Distributable reserves133€87k€87k=
Profit (loss) carried forward14-€0
Amounts payable17/49€23k€81k▲
Amounts payable within one year42/48€23k€81k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Trade debts44€458€4k▲
Suppliers440/4€458€4k▲
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€6k€68k▲
Accrued charges and deferred income492/3€505€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€346€928▲
Gross operating margin9900€43k€45k▲
Operating profit (loss)9901€39k€41k▲
Financial income75/76B-€31k
Recurring financial income75-€31k
Financial charges65/66B€299€223▼
Recurring financial charges65€299€223▼
Profit (loss) for the period before taxes9903€39k€72k▲
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€30k€63k▲
Profit (loss) for the period to be appropriated9905€30k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€63k▲
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
Profit to be distributed694/7€833€63k▲
Return on contributions (dividend)694€833€63k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €63k ▲107%
Net result €63k, the highest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.06
Current ratio from 1.39 to 3.06; short-term debt falls from €43k to €23k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €25k ▼26%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerstraat 6A2320 HoogstratenGround area
3,003 m²
Building footprint
554 m²
Volume, LiDAR
3 m³
Parcel 13014B0107/00V007, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
SCHÖLER CONSULT
since 20222.328.049.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014B0107/00V007 | Flanders | 3,003 m² | 1 · 554 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,590 EUR awarded · 1,590 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 684 EUR | 684 EUR |
| 2023 | 1 | 906 EUR | 906 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Margaret Donnelly
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,438 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.