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SCHOENEN LUYTEN

Active
Private limited companyfounded 200323 yrs activeBurg. Henrylaan 49B, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0479.320.847

SCHOENEN LUYTEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 47% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency59▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.05 in 2024; short-term debt: 40.7% and cash: 1% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.5%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 d early
2023
44 d early
2022
3 d early
2021
24 d early
2020
5 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€315k▲ 0.6%
2024 · €313k
2018: €268k 2019: €277k 2020: €294k 2021: €281k 2022: €301k 2023: €308k 2024: €313k
2018 → 2025
Total assets
€913k▼ 8.7%
2024 · €1,000k
2018: €1.17M 2019: €1.13M 2020: €1.18M 2021: €1.09M 2022: €1.05M 2023: €987k 2024: €1,000k
2018 → 2025
Net result
€2k▼ 65.1%
2024 · €5k
2018: €5k 2019: €9k 2020: €17k 2021: €-14k 2022: €20k 2023: €7k 2024: €5k
2018 → 2025
Working capital
€-14k
2024 · €19k
2018: €22k 2019: €27k 2020: €91k 2021: €66k 2022: €69k 2023: €57k 2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€281k-€301k▲ 7.1%€308k▲ 2.4%€313k▲ 1.7%€315k▲ 0.6%
Operating result€11k-€43k▲ 299%€32k▼ 24.3%€29k▼ 11.0%€21k▼ 29.0%
Net result€-14k-€20k€7k▼ 63.9%€5k▼ 28.9%€2k▼ 65.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €11k€11kNet result 2021: €-14k€-14kOperating result 2022: €43k€43kNet result 2022: €20k€20kOperating result 2023: €32k€32kNet result 2023: €7k€7kOperating result 2024: €29k€29kNet result 2024: €5k€5kOperating result 2025: €21k€21kNet result 2025: €2k€2k20212022202320242025
The operating result has fallen three years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €913k
Fixed assets €556k▼ 5.8%
Current assets €357k▼ 12.9%
Equity and liabilities €913k
Equity €315k▲ 0.6%
Debt €598k▼ 12.9%
The debt ratio falls from 68.7% to 65.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k
2024 · €59k
Cash flow
€36k
2024 · €35k
Solvency
34.5%
2024 · 31.3%
Current ratio
0.96
2024 · 1.05
Quick ratio
0.04
2024 · 0.05
Debt / equity
1.90
2024 · 2.20
ROE
0.6%
2024 · 1.6%
ROA
0.2%
2024 · 0.5%
Interest coverage
2.44
2024 · 2.22
Debt
€598k
2024 · €687k
Debt ≤ 1 year
€371k
2024 · €391k
Debt > 1 year
€227k
2024 · €296k
Income taxes
€2k
2024 · €2k
Staff costs
€57k
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1,000k€913k
Fixed assets21/28€590k€556k
Tangible fixed assets22/27€590k€556k
Land and buildings22€540k€517k
Plant, machinery and equipment23€1k€554
Furniture and vehicles24€49k€39k
Current assets29/58€410k€357k
Stocks and contracts in progress3€391k€342k
Stocks30/36€391k€342k
Amounts receivable within one year40/41€2k€852
Trade receivables40€50€852
Other amounts receivable41€2k€0
Cash at bank and in hand54/58€12k€9k
Deferred charges and accrued income490/1€5k€5k
Equity and liabilities
Total equity and liabilities10/49€1,000k€913k
Equity10/15€313k€315k
Contributions10/11€169k€169k=
Reserves13€38k€38k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€21k€21k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€107k€108k
Amounts payable17/49€687k€598k
Amounts payable after more than one year17€296k€227k
Financial debts170/4€296k€227k
Amounts payable within one year42/48€391k€371k
Current portion of amounts payable after more than one year42€66k€69k
Financial debts43€150k€150k=
Other loans439€150k€150k=
Trade debts44€15k€6k
Suppliers440/4€15k€6k
Taxes, remuneration and social security45€42k€46k
Taxes450/3€25k€31k
Remuneration and social security454/9€17k€15k
Other amounts payable47/48€118k€100k
Income statement Code20242025
Remuneration, social security and pensions62€61k€57k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€34k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k€-32k
Other operating charges640/8€5k€5k
Gross operating margin9900€133k€84k
Operating profit (loss)9901€29k€21k
Financial income75/76B€5k€6k
Recurring financial income75€5k€6k
Financial charges65/66B€27k€22k
Recurring financial charges65€27k€22k
Profit (loss) for the period before taxes9903€7k€4k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€5k€2k
Profit (loss) for the period to be appropriated9905€5k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€107k€108k
Profit (loss) brought forward from the previous period14P€101k€107k
Social balance
Average headcount (FTE)90871.61.6=

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €20k
Net result €20k after one loss-making year.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €-14k ▼178%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burg. Henrylaan 49B3650 Dilsen-Stokkem
Ground area
2,625 m²
Building footprint
605 m²
Volume, LiDAR
4,081 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SCHOENEN LUYTEN
Burg. Henrylaan 49, 3650 Dilsen-StokkemNACE 5248201
since 20032.123.195.980
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72032B0459/00N000 Flanders 1,681 m² 1 · 429 m² 9.9 m · 3 fl.
72032B0460/00A002 Flanders 944 m² 1 · 176 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,035 companies in sector 47721 we hold annual accounts for 583. 413 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-01-2003
Fiscal year end31-12
Activities, NACEBEL
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0032498545886
Establishment Dilsen-Stokkem 2.123.195.980