Schillemans Parket
ActiveSchillemans Parket has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442k and a net result of €59k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency87▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 4.12 in 2024; short-term debt: 24.7% and cash: 50.4% of total assets), and 37.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
22 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€442k▲ 4.8%
2024 · €422k
2023: €360k
2024: €422k
2023 → 2025
Total assets
€712k▲ 5.8%
2024 · €673k
2023: €629k
2024: €673k
2023 → 2025
Net result
€59k▼ 20.9%
2024 · €75k
2023: €66k
2024: €75k
2023 → 2025
Working capital
€411k▼ 0.4%
2024 · €412k
2023: €353k
2024: €412k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€360k-€422k▲ 17.2%€442k▲ 4.8%
Operating result€97k-€110k▲ 13.7%€87k▼ 20.9%
Net result€66k-€75k▲ 14.3%€59k▼ 20.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €712k
Fixed assets
€125k▼ 2.3%
Current assets
€586k▲ 7.7%
Equity and liabilities €712k
Equity
€442k▲ 4.8%
Debt
€270k▲ 7.5%
The debt ratio rises from 37.3% to 37.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€120k▼
2024 · €143k
Cash flow
€91k▼
2024 · €107k
Solvency
62.1%▼
2024 · 62.7%
Current ratio
3.34▼
2024 · 4.12
Quick ratio
2.94▼
2024 · 3.56
Debt / equity
0.61▲
2024 · 0.60
ROE
13.4%▼
2024 · 17.8%
ROA
8.3%▼
2024 · 11.1%
Interest coverage
20.17▼
2024 · 21.41
Debt
€270k▲
2024 · €251k
Debt ≤ 1 year
€176k▲
2024 · €132k
Debt > 1 year
€94k▼
2024 · €119k
Income taxes
€23k▼
2024 · €29k
Staff costs
€102k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€673k€712k▲
Fixed assets21/28€128k€125k▼
Tangible fixed assets22/27€128k€125k▼
Land and buildings22€80k€68k▼
Plant, machinery and equipment23€30k€41k▲
Furniture and vehicles24€737-
Leasing and similar rights25€18k€13k▼
Other tangible fixed assets26-€3k
Current assets29/58€545k€586k▲
Stocks and contracts in progress3€74k€70k▼
Stocks30/36€21k€10k▼
Contracts in progress37€53k€60k▲
Amounts receivable within one year40/41€109k€108k▼
Trade receivables40€94k€106k▲
Other amounts receivable41€15k€2k▼
Current investments50/53€47k€47k=
Cash at bank and in hand54/58€313k€359k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€673k€712k▲
Equity10/15€422k€442k▲
Contributions10/11€163k€163k=
Reserves13€258k€278k▲
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Distributable reserves133€248k€268k▲
Amounts payable17/49€251k€270k▲
Amounts payable after more than one year17€119k€94k▼
Financial debts170/4€119k€94k▼
Amounts payable within one year42/48€132k€176k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Taxes, remuneration and social security45€14k€21k▲
Taxes450/3€8k€7k▼
Remuneration and social security454/9€7k€14k▲
Other amounts payable47/48€80k€119k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€101k€102k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€245k€224k▼
Operating profit (loss)9901€110k€87k▼
Financial income75/76B€295€411▲
Recurring financial income75€295€411▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€104k€82k▼
Income taxes67/77€29k€23k▼
Profit (loss) for the period9904€75k€59k▼
Profit (loss) for the period to be appropriated9905€75k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€59k▼
Transfer from equity791/2€13k€39k▲
Transfer to equity691/2€75k€59k▼
To other reserves6921€75k€59k▼
Profit to be distributed694/7€13k€39k▲
Return on contributions (dividend)694€13k€39k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €59k ▼20.9%
Net result drops to €59k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2023net €75k ▲14.3%
Operating result €110k, net result €75k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudstrijderslaan 612980 ZoerselGround area
423 m²
Building footprint
152 m²
Volume, LiDAR
671 m³
Parcel 11055D0068/00E005, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Schillemans Parket
since 20072.158.755.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055D0068/00E005 | Flanders | 423 m² | 1 · 152 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 360 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 360 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 746 companies in sector 43332 we hold annual accounts for 411. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2006
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
45432
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:schillemansparket150@gmail.com