SCHILDERWERKEN SPRANGERS
ActiveSummary
SCHILDERWERKEN SPRANGERS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €16k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-10
Solvency96▲+29
Growth54▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 1.75 in 2024; short-term debt: 27.1% and cash: 22.4% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d late
2023
7 d early
2022
10 d early
2021
2 d early
2020
11 d early
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€657k▼ 7.4%
2024 · €710k
2018: €397k
2019: €659k
2020: €685k
2021: €807k
2022: €645k
2023: €702k
2024: €710k
2018 → 2025
EBIT margin
4.1%▼ 3.3pp
2024 · 7.4%
2018: 11.7%
2019: 6.9%
2020: -6.6%
2021: 9.2%
2022: -12.4%
2023: 14.3%
2024: 7.4%
2018 → 2025
Net result
€16k▼ 55.8%
2024 · €37k
2018: €37k
2019: €30k
2020: €-43k
2021: €58k
2022: €-83k
2023: €90k
2024: €37k
2018 → 2025
Working capital
€95k▲ 7.8%
2024 · €88k
2018: €61k
2019: €90k
2020: €48k
2021: €110k
2022: €27k
2023: €120k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€807k-€645k▼ 20.1%€702k▲ 9.0%€710k▲ 1.1%€657k▼ 7.4%
Equity€111k-€28k▼ 74.7%€118k▲ 319%€88k▼ 25.7%€104k▲ 18.7%
Operating result€74k-€-80k€101k€53k▼ 47.5%€27k▼ 49.0%
Net result€58k-€-83k€90k€37k▼ 58.6%€16k▼ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€12k ▲ 227%
Current assets
€134k ▼ 34.4%
Equity and liabilities €146k
Equity
€104k ▲ 18.7%
Debt
€42k ▼ 65.1%
Debt's share of the balance-sheet total falls from 57.9% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €54k
Cash flow
€19k▼
2024 · €38k
Current ratio
3.40▲
2024 · 1.75
Debt to equity
0.40▼
2024 · 1.38
ROE
15.8%▼
2024 · 42.4%
ROA
11.2%▼
2024 · 17.8%
Interest coverage
19.02▼
2024 · 189.20
Debt ≤ 1 year
€40k▼
2024 · €117k
Income taxes
€10k▼
2024 · €17k
Staff costs
€245k▲
2024 · €231k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€208k€146k▼
Fixed assets21/28€4k€12k▲
Tangible fixed assets22/27€4k€12k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€11k▲
Financial fixed assets28€88€88=
Current assets29/58€205k€134k▼
Amounts receivable after more than one year29€12k-
Other amounts receivable291€12k-
Amounts receivable within one year40/41€142k€96k▼
Trade receivables40€84k€86k▲
Other amounts receivable41€57k€10k▼
Cash at bank and in hand54/58€44k€33k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€208k€146k▼
Equity10/15€88k€104k▲
Contributions10/11€6k€6k=
Reserves13€81k€98k▲
Distributable reserves133€81k€98k▲
Amounts payable17/49€121k€42k▼
Amounts payable within one year42/48€117k€40k▼
Trade debts44€36k€33k▼
Suppliers440/4€36k€33k▼
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€11k€2k▼
Remuneration and social security454/9€2k€184▼
Other amounts payable47/48€67k€4k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Turnover70€710k€657k▼
Goods, raw materials, services and sundry goods60/61€420k€378k▼
Remuneration, social security and pensions62€231k€245k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€291k€279k▼
Operating profit (loss)9901€53k€27k▼
Financial income75/76B€2k€992▼
Recurring financial income75€2k€992▼
Financial charges65/66B€286€2k▲
Recurring financial charges65€286€2k▲
Profit (loss) for the period before taxes9903€55k€26k▼
Income taxes67/77€17k€10k▼
Profit (loss) for the period9904€37k€16k▼
Profit (loss) for the period to be appropriated9905€37k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€16k▼
Transfer from equity791/2€67k-
Transfer to equity691/2€37k€16k▼
To other reserves6921€37k€16k▼
Profit to be distributed694/7€67k-
Return on contributions (dividend)694€67k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €104k ▲18.7%
3 profitable years in a row build equity to €104k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €90k
Net result €90k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.95
Current ratio from 1.22 to 3.95; short-term debt falls from €120k to €41k.
31-12
Financial
Equity above €100kEq €118k ▲319%
Equity rises from €28k to €118k.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-83k ▼243%
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
31-12
Financial
Equity above €100kEq €111k ▲109%
Equity rises from €53k to €111k.
Show earlier events
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 162 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meterkensstraat 92320 HoogstratenGround area
552 m²
Building footprint
129 m²
Volume, LiDAR
718 m³
Parcel 13014D0197/00X002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schilderwerken Sprangers BVBA
since 20072.167.058.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014D0197/00X002 | Flanders | 552 m² | 1 · 129 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTREPRISE ROSSI JEAN-CLAUDE DEGRENDELE
BE 0433.065.804
Florennes · Eq €104,097
KLINKERS
BE 0401.316.219
Maasmechelen · Eq €104,264
SCHOENMAEKERS DECORATIONS
BE 0716.929.176
Beerse · Eq €104,333
OMEGA RENOVATION
BE 0773.523.728
Vilvoorde · Eq €104,445
A&C VERSPAGET
BE 0671.586.329
Dilsen-Stokkem · Eq €103,520
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 2,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
47525Retail trade
47526Retail trade
47530Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan.sprangers@skynet.be
Phone:0472/45.73.43