Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
0 of 1 act readfiscal year 2026 expected by 31-07-2027
2026
27-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Financials
Equity€19k
Total assets€66k
Net result€16k
Working capital€-950
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaFigures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €23k |
| Net profit | €16k |
| Cash flow | €19k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €66k |
| Equity | €19k |
| Debt | €47k |
| of which ≤ 1y | €32k |
| of which > 1y | €15k |
| Working capital | €-950 |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.97 |
| Quick ratio | 0.97 |
| Working capital ratio | -1.4% |
| Solvency | 29.0% |
| Debt / equity | 2.45 |
| Long-term debt ratio | 0.78 |
| Interest coverage | 112.14 |
| Gross margin | - |
| Net margin | - |
| ROA | 24.4% |
| ROE | 84.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €66k |
| Fixed assets | 21/28 | €35k |
| Tangible fixed assets | 22/27 | €35k |
| Current assets | 29/58 | €31k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €66k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €16k |
| Amounts payable | 17/49 | €47k |
| Amounts payable after one year | 17 | €15k |
| Amounts payable within one year | 42/48 | €32k |
| Trade debts payable within one year | 44 | €19k |
| Income statement | ||
| Gross operating margin | 9900 | €23k |
| Operating result | 9901 | €20k |
| Financial charges | 65 | €202 |
| Result before taxes | 9903 | €20k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €16k |
| Result to be appropriated | 9905 | €16k |
Signals
2 signals
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
Young company
Founded in 2025, under 3 years, statistically higher risk.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 27-07-2026 | 4 d early | 2026-00343604 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationSchilderwerken Johan De Ceuster
since 20252.377.014.395
Parcels1
Ground area171 m²
Buildings1
Building footprint75 m²
Volume (LiDAR)480 m³
Tallest building9.2 m · ±2 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029G0264/00G000 | Flanders | 171 m² | 1 · 75 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 731 of the 7,861 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Painting of buildings43341Floor and wall tiling43331Laying of wooden floor and wall coverings43332Wallpapering and laying of floor and wall coverings in other materials43333