SCHELDEMAN MARIO
ActiveSCHELDEMAN MARIO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €550k and a net result of €41k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+13
Solvency83▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 2.05 in 2024; short-term debt: 19.1% and cash: 0.2% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
4.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-01-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
3 d early
2023
62 d early
2022
43 d early
2021
26 d early
2020
52 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€550k▲ 8.1%
2024 · €509k
2019: €310k
2020: €332k
2021: €384k
2022: €444k
2023: €522k
2024: €509k
2019 → 2025
Total assets
€953k▼ 15.6%
2024 · €1.13M
2019: €757k
2020: €756k
2021: €929k
2022: €855k
2023: €907k
2024: €1.13M
2019 → 2025
Net result
€41k
2024 · €-13k
2019: €-9k
2020: €22k
2021: €53k
2022: €59k
2023: €78k
2024: €-13k
2019 → 2025
Working capital
€418k▲ 8.1%
2024 · €386k
2019: €282k
2020: €281k
2021: €328k
2022: €338k
2023: €419k
2024: €386k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€384k-€444k▲ 15.4%€522k▲ 17.6%€509k▼ 2.5%€550k▲ 8.1%
Operating result€60k-€-30k€101k€-12k€58k
Net result€53k-€59k▲ 11.9%€78k▲ 31.9%€-13k€41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €58k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €953k
Fixed assets
€353k▼ 5.5%
Current assets
€599k▼ 20.6%
Equity and liabilities €953k
Equity
€550k▲ 8.1%
Debt
€403k▼ 35.1%
The debt ratio falls from 54.9% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €24k
Cash flow
€78k▲
2024 · €23k
Solvency
57.7%▲
2024 · 45.1%
Current ratio
3.30▲
2024 · 2.05
Quick ratio
3.22▲
2024 · 2.02
Debt / equity
0.73▼
2024 · 1.22
ROE
7.5%▲
2024 · -2.6%
ROA
4.3%▲
2024 · -1.2%
Interest coverage
20.92▲
2024 · 5.27
Debt
€403k▼
2024 · €620k
Debt ≤ 1 year
€182k▼
2024 · €368k
Debt > 1 year
€221k▼
2024 · €252k
Income taxes
€16k▲
2024 · €300
Staff costs
€268k▲
2024 · €254k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€953k▼
Fixed assets21/28€374k€353k▼
Tangible fixed assets22/27€347k€326k▼
Land and buildings22€344k€311k▼
Plant, machinery and equipment23€891€2k▲
Furniture and vehicles24€1k€13k▲
Financial fixed assets28€28k€28k=
Current assets29/58€755k€599k▼
Stocks and contracts in progress3€12k€14k▲
Stocks30/36€12k€14k▲
Amounts receivable within one year40/41€736k€583k▼
Trade receivables40€472k€137k▼
Other amounts receivable41€264k€446k▲
Cash at bank and in hand54/58€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€953k▼
Equity10/15€509k€550k▲
Contributions10/11€19k€19k=
Reserves13€142k€182k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€140k€180k▲
Profit (loss) carried forward14€348k€350k▲
Amounts payable17/49€620k€403k▼
Amounts payable after more than one year17€252k€221k▼
Financial debts170/4€252k€221k▼
Amounts payable within one year42/48€368k€182k▼
Current portion of amounts payable after more than one year42€49k€49k▲
Trade debts44€318k€120k▼
Suppliers440/4€318k€120k▼
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48-€13k
Income statement
Code20242025
Remuneration, social security and pensions62€254k€268k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€37k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€285k€370k▲
Operating profit (loss)9901€-12k€58k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-13k€57k▲
Income taxes67/77€300€16k▲
Profit (loss) for the period9904€-13k€41k▲
Profit (loss) for the period to be appropriated9905€-13k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€348k€390k▲
Profit (loss) brought forward from the previous period14P€361k€348k▼
Transfer to equity691/2-€40k
To other reserves6921-€40k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-13k ▼117%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €78k ▲31.9%
Operating result €101k, net result €78k, both a record.
30-06
Financial
Equity above €500kEq €522k ▲17.6%
4 profitable years in a row build equity to €522k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 128880 LedegemGround area
1,200 m²
Building footprint
643 m²
Volume, LiDAR
4,589 m³
Parcel 36010C0718/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Scheldeman Mario Bouwwerken
since 20112.199.393.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010C0718/00A000 | Flanders | 1,200 m² | 1 · 643 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 2,532 EUR awarded · 2,496 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,389 EUR | 1,389 EUR |
| 2024 | 1 | 891 EUR | 891 EUR |
| 2023 | 1 | 252 EUR | 216 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Recognised contractor
14 categoriesSCHELDEMAN MARIO BV38491
Dual-learning approval
3 live approvalsMonteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Vakman installatietechnieken (vwo)
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 8,843 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-05-2011
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.