Scheers Patrimonium
ActiveSummary
Scheers Patrimonium has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €881k and a net result of €-45k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 71% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24=
Solvency84▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.97 in 2024; short-term debt: 15.5% and cash: 0.2% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.8%
Return on assets
-3%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-45k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
1 d early
2021
2 d late
2020
10 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€881k▼ 4.8%
2024 · €926k
2018: €1.00M
2019: €1.02M
2020: €1.02M
2021: €1.02M
2022: €1.02M
2023: €975k
2024: €926k
2018 → 2025
Total assets
€1.50M▼ 2.0%
2024 · €1.53M
2018: €1.01M
2019: €1.32M
2020: €1.34M
2021: €1.36M
2022: €1.37M
2023: €1.34M
2024: €1.53M
2018 → 2025
Net result
€-45k▲ 9.4%
2024 · €-49k
2018: €18k
2019: €13k
2020: €3k
2021: €3k
2022: €980
2023: €-49k
2024: €-49k
2018 → 2025
Working capital
€6k
2024 · €-8k
2018: €399k
2019: €718k
2020: €734k
2021: €751k
2022: €765k
2023: €511k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.02M-€1.02M▲ 0.1%€975k▼ 4.8%€926k▼ 5.0%€881k▼ 4.8%
Operating result€18k-€14k▼ 19.8%€-37k€-36k▲ 1.4%€-32k▲ 12.7%
Net result€3k-€980▼ 70.9%€-49k€-49k▲ 0.1%€-45k▲ 9.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.26M ▼ 3.5%
Current assets
€237k ▲ 6.8%
Equity and liabilities €1.50M
Equity
€881k ▼ 4.8%
Debt
€616k ▲ 2.4%
Debt's share of the balance-sheet total rises from 39.4% to 41.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €15k
Cash flow
€525▼
2024 · €2k
Current ratio
1.03▲
2024 · 0.97
Quick ratio
0.15▲
2024 · 0.09
Debt to equity
0.70▲
2024 · 0.65
ROE
-5.1%▲
2024 · -5.3%
ROA
-3.0%▲
2024 · -3.2%
Interest coverage
1.03▼
2024 · 1.15
Debt ≤ 1 year
€231k▲
2024 · €230k
Debt > 1 year
€300k=
2024 · €300k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.50M▼
Fixed assets21/28€1.31M€1.26M▼
Tangible fixed assets22/27€1.31M€1.26M▼
Land and buildings22€1.30M€1.25M▼
Plant, machinery and equipment23€8k€6k▼
Current assets29/58€222k€237k▲
Stocks and contracts in progress3€203k€203k=
Stocks30/36€203k€203k=
Amounts receivable within one year40/41€8k€33k▲
Other amounts receivable41€8k€33k▲
Cash at bank and in hand54/58€11k€2k▼
Deferred charges and accrued income490/1€349€0▼
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.50M▼
Equity10/15€926k€881k▼
Contributions10/11€951k€951k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€-91k€-135k▼
Amounts payable17/49€602k€616k▲
Amounts payable after more than one year17€300k€300k=
Financial debts170/4€300k€300k=
Amounts payable within one year42/48€230k€231k▲
Trade debts44€1k€883▼
Suppliers440/4€1k€883▼
Other amounts payable47/48€229k€230k▲
Accrued charges and deferred income492/3€72k€85k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€45k▼
Other operating charges640/8€979€968▼
Gross operating margin9900€16k€15k▼
Operating profit (loss)9901€-36k€-32k▲
Financial income75/76B€61€126▲
Recurring financial income75€61€126▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€-49k€-45k▲
Profit (loss) for the period9904€-49k€-45k▲
Profit (loss) for the period to be appropriated9905€-49k€-45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-135k▼
Profit (loss) brought forward from the previous period14P€-42k€-91k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-49k ▼5126%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity times 16current ratio 839.20
Current ratio from 52.61 to 839.20; short-term debt falls from €8k to €856.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Penninckxstraat 271982 ZemstGround area
897 m²
Building footprint
161 m²
Parcel 23018C0255/00A002, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018C0255/00A002 | Flanders | 897 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2011
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.