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SCENSOPIA

Active
Private limited company·Groothandel in andere consumentenartikelen, neg· 3 yrs active
Chaussée du Pont Royal(TOU) 35 ·7500 Tournai, Belgium
KBO/BCE: BE 0802.434.577
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Age3 yrs
Real estate1 parcel · 1,471 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SCENSOPIA is 2.8% (moderate). The 2024 annual accounts show equity of €19k and a net result of €-1k. Its solvency ranks better than 50% of 3354 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00437986

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-1k
Working capital€-7k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 25.2% 25.2%
better than 50% of 3354 sector peers
Net result €-1k €4k
better than 34% of 3341 sector peers
Equity €19k €23k
better than 47% of 3361 sector peers
Gross operating margin €9k €19k
better than 40% of 3327 sector peers
Total assets €74k €105k
better than 40% of 3359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€8k
Net profit€-1k
Cash flow€7k
Staff costs-
Income taxes-
Dividends-
Total assets€74k
Equity€19k
Debt€55k
of which ≤ 1y€35k
of which > 1y€20k
Working capital€-7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.81
Quick ratio0.81
Working capital ratio-8.9%
Solvency25.2%
Debt / equity2.97
Long-term debt ratio1.08
Interest coverage2.68
Gross margin-
Net margin-
ROA-1.9%
ROE-7.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€45k
Intangible fixed assets 21€45k
Current assets 29/58€29k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€19k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€55k
Amounts payable after one year 17€20k
Amounts payable within one year 42/48€35k
Income statement
Gross operating margin 9900€9k
Operating result 9901€-300
Financial income 75€2k
Financial charges 65€3k
Result before taxes 9903€-1k
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
33 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée du Pont Royal(TOU) 357500 Tournai

Establishment units

1 location
SCENSOPIA
Chaussée du Pont Royal(TOU) 35, 7500 TournaiGroothandel in andere consumentenartikelen, neg
since 20232.350.050.672
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,471 m²
Buildings1
Building footprint496 m²
Volume (LiDAR)3,324 m³
Tallest building9.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57463L0027/00P000 Wallonia 1,471 m² 1 · 496 m² 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health33Profitability0Solvency33Growth-Stability79
36 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 33
Profitability 0
Solvency 33
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 93 of the 1,161 companies in this sector. 57 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in andere consumentenartikelen, n.e.g.46499Groothandel in andere consumentenartikelen, neg46499
Primary activity highlighted.
Names & trade names
Legal nameFR SCENSOPIA
Registered office
Chaussée du Pont Royal(TOU) 35
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.