SB Co
ActiveSB Co has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €91k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 85% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.89 against 5.14 in 2024), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
40.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
17 d early
2024
18 d late
2023
29 d early
2022
3 d early
2021
2 d early
2020
3 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€196k▼ 50.4%
2024 · €396k
2018: €158k
2019: €204k
2020: €168k
2021: €205k
2022: €284k
2023: €330k
2024: €396k
2018 → 2025
Total assets
€224k▼ 54.3%
2024 · €491k
2018: €225k
2019: €260k
2020: €251k
2021: €260k
2022: €346k
2023: €420k
2024: €491k
2018 → 2025
Net result
€91k▲ 37.9%
2024 · €66k
2018: €83k
2019: €45k
2020: €77k
2021: €82k
2022: €79k
2023: €46k
2024: €66k
2018 → 2025
Working capital
€105k▼ 72.2%
2024 · €379k
2018: €158k
2019: €196k
2020: €136k
2021: €181k
2022: €261k
2023: €312k
2024: €379k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€284k▲ 38.6%€330k▲ 16.2%€396k▲ 19.9%€196k▼ 50.4%
Operating result€111k-€108k▼ 2.7%€67k▼ 38.5%€94k▲ 40.4%€126k▲ 35.3%
Net result€82k-€79k▼ 3.5%€46k▼ 41.7%€66k▲ 42.4%€91k▲ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 35% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€92k▲ 354%
Current assets
€132k▼ 71.9%
Equity and liabilities €224k
Equity
€196k▼ 50.4%
Debt
€28k▼ 70.9%
The debt ratio falls from 19.3% to 12.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€134k▲
2024 · €99k
Cash flow
€98k▲
2024 · €71k
Solvency
87.7%▲
2024 · 80.7%
Current ratio
4.89▼
2024 · 5.14
Quick ratio
4.89▼
2024 · 5.14
Debt / equity
0.14▼
2024 · 0.24
ROE
46.1%▲
2024 · 16.6%
ROA
40.4%▲
2024 · 13.4%
Interest coverage
25.67▲
2024 · 19.11
Debt
€28k▼
2024 · €95k
Debt ≤ 1 year
€27k▼
2024 · €91k
Income taxes
€31k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€224k▼
Fixed assets21/28€20k€92k▲
Tangible fixed assets22/27€20k€92k▲
Land and buildings22€16k€37k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€4k€53k▲
Current assets29/58€470k€132k▼
Amounts receivable within one year40/41€81k€65k▼
Trade receivables40€81k€8k▼
Other amounts receivable41€67€57k▲
Cash at bank and in hand54/58€389k€67k▼
Deferred charges and accrued income490/1-€91
Equity and liabilities
Total equity and liabilities10/49€491k€224k▼
Equity10/15€396k€196k▼
Contributions10/11€19k€19k=
Reserves13€377k€178k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€375k€176k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€95k€28k▼
Amounts payable within one year42/48€91k€27k▼
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Other amounts payable47/48€68k€0▼
Accrued charges and deferred income492/3€3k€539▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€679€850▲
Gross operating margin9900€99k€135k▲
Operating profit (loss)9901€94k€126k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€88k€121k▲
Income taxes67/77€23k€31k▲
Profit (loss) for the period9904€66k€91k▲
Profit (loss) for the period to be appropriated9905€66k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€91k▲
Transfer from equity791/2-€290k
Transfer to equity691/2€66k€91k▲
To other reserves6921€66k€91k▲
Profit to be distributed694/7-€290k
Return on contributions (dividend)694-€290k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €91k ▲37.9%
Operating result €126k, net result €91k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €205k ▲22.1%
4 profitable years in a row build equity to €205k.
18-10
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
06-08
State Gazette act
Board meeting · Director resignation
2019
31-12
Financial
Weakest financial yearnet €45k ▼45.4%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €204k ▲28.7%
2 profitable years in a row build equity to €204k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
J. Anthierenslaan 139840 Nazareth-De PinteGround area
369 m²
Building footprint
120 m²
Volume, LiDAR
776 m³
Parcel 44012B0681/00Y000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SB Co
since 20162.255.969.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0681/00Y000 | Flanders | 369 m² | 1 · 120 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-08-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.