Skip to content
Checked.be
Complete company report
Generated 13-08-2026
Active BE 0743.573.195Private limited company

SAVECLOVER

Oud-Strijderslaan (HRT) 207 ·2200 Herentals, Belgium· 6 yrs active
Sector: Overige niet-gespecialiseerde detailhandel (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of SAVECLOVER is 1.7% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 4
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 02-07-2025 2025-00218892
31-12-2023 micro 13-06-2024 2024-00131400
31-12-2022 micro 30-06-2023 2023-00207020
31-12-2021 micro 07-07-2022 2022-20164019
31-12-2020 micro 01-07-2021 2021-30500420
Directors & mandates 6 directors
Directors derived from a single State Gazette act, under verification
All 4 current directors first appear in the same act (25048185). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • BV KIRMARLegal entity
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Current
    29-01-2025 → present
  • BV NYMALegal entity
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Current
    29-01-2025 → present
  • BV SEGPROLegal entity
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Current
    29-01-2025 → present
  • BV SEMINARELegal entity
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Current
    29-01-2025 → present
Permanent representatives (4)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • BV KIRMARLegal entity
    Permanent representative· perm. rep.: Gert Mertens
    State Gazette act 25048185 (11-04-2025)
    Permanent representative
    29-01-2025 → present
  • BV NYMALegal entity
    Permanent representative· perm. rep.: Koen Martens
    State Gazette act 25048185 (11-04-2025)
    Permanent representative
    29-01-2025 → present
  • BV SEGPROLegal entity
    Permanent representative· perm. rep.: Luc Segerink
    State Gazette act 25048185 (11-04-2025)
    Permanent representative
    29-01-2025 → present
  • BV SEMINARELegal entity
    Permanent representative· perm. rep.: Danny Haest
    State Gazette act 25048185 (11-04-2025)
    Permanent representative
    29-01-2025 → present
Former directors (2)
  • Oscar Hoefkens
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Former
    - → 29-01-2025
  • Siegfried Sanchez Campos
    Non-statutory director
    State Gazette act 25048185 (11-04-2025)
    Former
    - → 29-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overige niet-gespecialiseerde detailhandel(47120)
Legal form Private limited company(610)
Incorporation12-02-2020
StatusActive
Postal code2200
Establishment units 1 location
SAVECLOVER
Emblemseweg 48, 2520 RanstOverige niet-gespecialiseerde detailhandel
since 20202.300.439.033
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13302C0542/00B000 Flanders 4,315 m² 1 · 1,594 m² 8.6 m · 2 fl.
11015A0371/00B000 Flanders 836 m² 1 · 128 m² 0.2 m
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
11-04-2025
State Gazette act Director changes
2024
13-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
07-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
01-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
11-04-2025 8 directors appointed, 2 resigning Director changes
  • BV NYMA, Niet-statutair bestuurder
  • Koen Martens, Vaste vertegenwoordiger
  • BV KIRMAR, Niet-statutair bestuurder
  • Gert Mertens, Vaste vertegenwoordiger
  • BV SEGPRO, Niet-statutair bestuurder
  • Luc Segerink, Vaste vertegenwoordiger
  • BV SEMINARE, Niet-statutair bestuurder
  • Danny Haest, Vaste vertegenwoordiger
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "niet_statutair",
      "person": {
        "rrn": null,
        "name": "Oscar Hoefkens",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Oscar Hoefkens als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "niet_statutair",
      "person": {
        "rrn": null,
        "name": "Siegfried Sanchez Campos",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Siegried Sanchez Campos als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "niet_statutair",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV NYMA",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV NYMA als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerderheid anders over zou beslissen.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Koen Martens",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV NYMA",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "Rechtspersoon BV NYMA heeft Koen Martens bencemd als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 29/01/2025",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "niet_statutair",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV KIRMAR",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV KIRMAR als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerderheid anders over zou beslissen.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Gert Mertens",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV KIRMAR",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "Rechtspersoon BV KIRMAR heeft Gert Mertens benoemd als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 29/01/2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "niet_statutair",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV SEGPRO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV SEGPRO als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerderheid anders over zou beslissen.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Luc Segerink",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV SEGPRO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "Rechtspersoon BV SEGPRO heeft Luc Segerink benoemd als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 29/01/2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "niet_statutair",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV SEMINARE",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-01-29",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV SEMINARE als niet-statutaire bestuurder, en dit met ingang op 29/01/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerderheid anders over zou beslissen",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Danny Haest",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV SEMINARE",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "Rechtspersoon BV SEMINARE heeft Danny Haest benoemd als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 29/01/2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-01-29",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Emblemseweg 48/A, 2520 Ranst naar Oud-Strijderslaan 207, 2200 Herentals, en dit vanaf 29/01/2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Ranst",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-11",
    "filing_date": "2025-04-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-01-29",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0743.573.195",
    "name_full": "Ondernemingsrechtbank Antwerpen",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SEGRO BV",
    "person_name": null,
    "org_rep_person_name": "Luc Segerink",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910
Primary activity highlighted.
Names & trade names
Legal nameNL SAVECLOVER
Registered office
Oud-Strijderslaan (HRT) 207
2200 Herentals, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 705 of 13,150 with filed accounts
AD INVENT BE 0822.954.928 · Herentals
ADAG BE 0747.759.439 · Herentals
AIROFIT A/S BE 0753.875.189 · COPENHAGEN N
AM DENMARK A/S BE 1028.845.643 · KOBENHAVN N
Aviornis International BE 0423.427.566 · Herentals
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative