Sass-Architecten
ActiveSass-Architecten has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-16
Solvency30▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.26 in 2023; short-term debt: 23.5% and cash: 4.9% of total assets), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.2%
Return on assets
6.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 11%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €24k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 21.7%
2023 · €20k
2018: €59k
2019: €-21k
2020: €2k
2021: €54k
2022: €20k
2023: €20k
2018 → 2024
Total assets
€471k▼ 0.3%
2023 · €473k
2018: €618k
2019: €564k
2020: €556k
2021: €583k
2022: €554k
2023: €473k
2018 → 2024
Net result
€32k▲ 62.7%
2023 · €20k
2018: €5k
2019: €-81k
2020: €24k
2021: €52k
2022: €25k
2023: €20k
2018 → 2024
Working capital
€29k▲ 6.9%
2023 · €27k
2018: €33k
2019: €-16k
2020: €31k
2021: €73k
2022: €21k
2023: €27k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€54k▲ 2,241%€20k▼ 62.6%€20k▼ 0.6%€24k▲ 21.7%
Operating result€34k-€66k▲ 93.2%€47k▼ 29.2%€42k▼ 10.8%€73k▲ 75.6%
Net result€24k-€52k▲ 119%€25k▼ 51.8%€20k▼ 20.4%€32k▲ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 76% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €471k
Fixed assets
€332k▼ 3.5%
Current assets
€139k▲ 8.3%
Equity and liabilities €471k
Equity
€24k▲ 21.7%
Debt
€447k▼ 1.3%
The debt ratio falls from 95.7% to 94.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2023 · €75k
Cash flow
€64k▲
2023 · €54k
Solvency
5.2%▲
2023 · 4.3%
Current ratio
1.26▼
2023 · 1.26
Quick ratio
1.26▼
2023 · 1.26
Debt / equity
18.27▼
2023 · 22.51
ROE
132.3%▲
2023 · 98.9%
ROA
6.9%▲
2023 · 4.2%
Interest coverage
3.70▼
2023 · 6.37
Debt
€447k▼
2023 · €453k
Debt ≤ 1 year
€111k▲
2023 · €102k
Debt > 1 year
€333k▼
2023 · €350k
Income taxes
€13k▲
2023 · €10k
Staff costs
€142k▼
2023 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€473k€471k▼
Fixed assets21/28€344k€332k▼
Tangible fixed assets22/27€344k€332k▼
Land and buildings22€342k€328k▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€129k€139k▲
Amounts receivable within one year40/41€35k€113k▲
Trade receivables40€33k€113k▲
Other amounts receivable41€2k€206▼
Cash at bank and in hand54/58€26k€23k▼
Deferred charges and accrued income490/1€67k€3k▼
Equity and liabilities
Total equity and liabilities10/49€473k€471k▼
Equity10/15€20k€24k▲
Contributions10/11€19k€19k=
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€2k€859▼
Amounts payable17/49€453k€447k▼
Amounts payable after more than one year17€350k€333k▼
Financial debts170/4€350k€333k▼
Amounts payable within one year42/48€102k€111k▲
Current portion of amounts payable after more than one year42€28k€31k▲
Trade debts44€50k€23k▼
Suppliers440/4€50k€23k▼
Taxes, remuneration and social security45€24k€57k▲
Taxes450/3€15k€41k▲
Remuneration and social security454/9€9k€15k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Remuneration, social security and pensions62€155k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€32k▼
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€237k€256k▲
Operating profit (loss)9901€42k€73k▲
Financial charges65/66B€12k€28k▲
Recurring financial charges65€12k€28k▲
Profit (loss) for the period before taxes9903€30k€45k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€20k€32k▲
Profit (loss) for the period to be appropriated9905€20k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€34k▲
Profit (loss) brought forward from the previous period14P€2k€2k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€20k€28k▲
Return on contributions (dividend)694€20k€28k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €52k ▲119%
Net result €52k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-81k ▼1664%
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Van Dammeplein 39140 TemseGround area
2,623 m²
Building footprint
961 m²
Volume, LiDAR
21,217 m³
Parcel 46025B1190/00T008, Flanders · tallest building 32.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Georges Van Dammeplein 3, 9140 Temse
since 20162.249.846.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1190/00T008 | Flanders | 2,623 m² | 1 · 961 m² | 32.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Reid Senepart Architects
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ROGArchitect
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.