SARA
ActiveSARA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-3k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-84
Solvency70▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
-15.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
131 d late
2023
43 d late
2022
60 d late
2021
61 d late
2020
30 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 25.8%
2024 · €12k
2018: €-4k
2019: €-11k
2020: €4k
2021: €14k
2022: €6k
2023: €10k
2024: €12k
2018 → 2025
Total assets
€20k▼ 2.8%
2024 · €20k
2018: €16k
2019: €12k
2020: €20k
2021: €17k
2022: €17k
2023: €18k
2024: €20k
2018 → 2025
Net result
€-3k
2024 · €3k
2018: €4k
2019: €-7k
2020: €15k
2021: €10k
2022: €-8k
2023: €3k
2024: €3k
2018 → 2025
Working capital
€4k▼ 38.8%
2024 · €7k
2018: €-5k
2019: €-10k
2020: €8k
2021: €8k
2022: €3k
2023: €7k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€6k▼ 54.6%€10k▲ 50.9%€12k▲ 26.7%€9k▼ 25.8%
Operating result€10k-€-8k€3k€3k▼ 16.3%€-3k
Net result€10k-€-8k€3k€3k▼ 20.8%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€5k▼ 6.2%
Current assets
€15k▼ 1.8%
Equity and liabilities €20k
Equity
€9k▼ 25.8%
Debt
€11k▲ 30.6%
The debt ratio rises from 40.7% to 54.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €3k
Cash flow
€-3k▼
2024 · €3k
Solvency
45.3%▼
2024 · 59.3%
Current ratio
1.41▼
2024 · 1.88
Quick ratio
1.20▼
2024 · 1.78
Debt / equity
1.21▲
2024 · 0.69
ROE
-34.7%▼
2024 · 21.1%
ROA
-15.7%▼
2024 · 12.5%
Interest coverage
-17.11▼
2024 · 22.11
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Staff costs
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€20k▼
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€350€50▼
Plant, machinery and equipment23€350€50▼
Financial fixed assets28€5k€5k=
Current assets29/58€16k€15k▼
Stocks and contracts in progress3€822€2k▲
Stocks30/36€822€2k▲
Amounts receivable within one year40/41€793€60▼
Trade receivables40€793€60▼
Other amounts receivable41-€0
Cash at bank and in hand54/58€14k€13k▼
Deferred charges and accrued income490/1€112-
Equity and liabilities
Total equity and liabilities10/49€20k€20k▼
Equity10/15€12k€9k▼
Contributions10/11€19k€19k=
Reserves13€174€174=
Non-distributable reserves130/1€174€174=
Reserves not available under the articles1311€174€174=
Profit (loss) carried forward14€-7k€-10k▼
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€702€6k▲
Taxes450/3€596€983▲
Remuneration and social security454/9€105€5k▲
Other amounts payable47/48€5k€416▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€300€300=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€3k€-3k▼
Financial income75/76B€4€110▲
Recurring financial income75€4€110▲
Financial charges65/66B€239€162▼
Recurring financial charges65€140€162▲
Non-recurring financial charges66B€99-
Profit (loss) for the period before taxes9903€3k€-3k▼
Profit (loss) for the period9904€3k€-3k▼
Profit (loss) for the period to be appropriated9905€3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-10k▼
Profit (loss) brought forward from the previous period14P€-9k€-7k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼178%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 2.28
Current ratio from 0.24 to 2.28; short-term debt falls from €13k to €6k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pierstraat 359A2840 RumstGround area
2,459 m²
Building footprint
509 m²
Volume, LiDAR
2,150 m³
Parcel 11036A0018/00H000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PITA CAIRO 2
since 20132.220.207.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0018/00H000 | Flanders | 2,459 m² | 1 · 509 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRumst2.220.207.165
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Of 21,911 companies in sector 56112 we hold annual accounts for 9,783. 6,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-1995
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.