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SANTERMANS

Active
Private limited company·Algemene bouw van andere niet-residentiële gebouwen· 34 yrs active
Populierenstraat 2 ·3560 Lummen, Belgium
KBO/BCE: BE 0447.277.886
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Age34 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SANTERMANS is 0.6% (low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00411606
31-12-2023 31-07-2024 28-06-2024 33 d early 2024-00179986
31-12-2022 31-07-2023 23-06-2023 38 d early 2023-00157409
31-12-2021 31-07-2022 04-08-2022 4 d late 2022-20269566
31-12-2020 31-07-2021 10-08-2021 10 d late 2021-47300362
31-12-2019 31-07-2020 13-08-2020 13 d late 2020-41000001
31-12-2018 31-07-2019 29-07-2019 2 d early 2019-39600048
31-12-2017 31-07-2018 07-08-2018 7 d late 2018-44100098
31-12-2016 31-07-2017 02-08-2017 2 d late 2017-41200392
31-12-2015 31-07-2016 22-06-2016 39 d early 2016-21300461

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 27-08-2025 2025-00411606
31-12-2023 verkort 28-06-2024 2024-00179986
31-12-2022 verkort 23-06-2023 2023-00157409
31-12-2021 verkort 04-08-2022 2022-20269566
31-12-2020 verkort 10-08-2021 2021-47300362
31-12-2019 verkort 13-08-2020 2020-41000001
31-12-2018 verkort 29-07-2019 2019-39600048
31-12-2017 verkort 07-08-2018 2018-44100098
31-12-2016 micro 02-08-2017 2017-41200392
31-12-2015 verkort 22-06-2016 2016-21300461

Directors

Directors & mandates

2 directors
5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • GIJSBRECHTS Christel
    Director
    State Gazette act 23337359 (24-04-2023)
    Current
    24-04-2023 → present
  • SANTERMANS Patrick
    Director
    State Gazette act 23337359 (24-04-2023)
    Current
    24-04-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van andere niet-residentiële gebouwen(41003)
Legal form Private limited company(610)
Incorporation17-04-1992
StatusActive
Postal code3560

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
SANTERMANS
Populierenstraat 2, 3560 LummenLoodgieterswerk
since 19922.058.386.025
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,430 m²
Buildings1
Building footprint1,185 m²
Volume (LiDAR)6,339 m³
Tallest building10.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71542D1125/00G000 Flanders 3,430 m² 1 · 1,185 m² 10.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 years ago
2023
24-04-2023 2 directors appointed Director changes·Valerie MAUSSEN
  • SANTERMANS Patrick, Bestuurder
  • GIJSBRECHTS Christel, Bestuurder
Notary: Valerie MAUSSEN · Beringen

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 306 of the 2,439 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van andere niet-residentiële gebouwen41003Overig loodgieterswerk45332Detailhandel in elektrische huishoudapparaten47540Detailhandel in elektrische huishoudapparaten en in audio- en videoapparatuur52450Algemene bouw van kantoorgebouwen41002Algemene elektrotechnische installatiewerken43211Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Stukadoorswerk43310Schrijnwerk43320Metselwerk43910Uitvoeren van metsel- en voegwerken43994Elektrische installatie45310Detailhandel in verlichtingsartikelen47552Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Detailhandel in artikelen voor verlichting en woninginrichting52442
Primary activity highlighted.
Names & trade names
Legal nameNL SANTERMANS
Registered office
Populierenstraat 2 bus A
3560 Lummen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.