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Sano

Active
Kapelaan Smitslaan 3 ·2650 Edegem, Belgium
KBO/BCE: BE 0767.535.561
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Age5 yrs
Real estate1 parcel · 619 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Sano is 0.5% (low). The 2025 annual accounts show equity of €73k and a net result of €70k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 36% of 280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 07-05-2026 85 d early 2026-00106666
31-12-2024 31-07-2025 02-06-2025 59 d early 2025-00124360
31-12-2023 31-07-2024 18-07-2024 13 d early 2024-00262334
31-12-2022 31-07-2023 25-05-2023 67 d early 2023-00095744
31-12-2021 31-07-2022 19-05-2022 73 d early 2022-20029679

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€70k-13.8%
Working capital€53k-46.6%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 07-05-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2021: €55k€55kNet result 2021: €42k€42kOperating result 2022: €100k€100kNet result 2022: €77k€77kOperating result 2023: €112k€112kNet result 2023: €86k€86kOperating result 2024: €105k€105kNet result 2024: €81k€81kOperating result 2025: €99k€99kNet result 2025: €70k€70k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±0.9%/year).
€-100k€0€100k€200k2026: €102k (€49k - €154k)2027: €101k (€16k - €185k)2028: €100k (€-16k - €216k)2021: €45k2022: €122k2023: €208k2024: €104k2025: €73k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 63 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.3% 58.1%
better than 36% of 280 sector peers
Net result €70k €31k
better than 78% of 280 sector peers
Equity €73k €51k
better than 59% of 280 sector peers
Gross operating margin €103k €50k
better than 80% of 279 sector peers
Total assets €187k €123k
better than 69% of 280 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P36
2021: P72 · n=2282022: P85 · n=4462023: P92 · n=6522024: P28 · n=8172025: P36 · n=2802021 2025
Weakening position over 2021-2025 · n=228-817
Net result P78
2021: P80 · n=2282022: P90 · n=4452023: P91 · n=6502024: P88 · n=8162025: P78 · n=2802021 2025
Stable position over 2021-2025 · n=228-816
Equity P59
2021: P62 · n=2282022: P87 · n=4462023: P92 · n=6522024: P75 · n=8172025: P59 · n=2802021 2025
Weakening position over 2021-2025 · n=228-817
Gross operating margin P80
2021: P71 · n=2262022: P87 · n=4442023: P88 · n=6472024: P87 · n=8162025: P80 · n=2792021 2025
Stable position over 2021-2025 · n=226-816
Describes the position versus peers, not a forecast.
EBITDA
€102k
-4.2% 21-25
Net profit
€70k
-13.8% 21-25
Cash flow
€73k
-11.8% 21-25
Total assets
€187k
-38.3% 21-25
Equity
€73k
-29.2% 21-25
Working capital
€53k
-46.6% 21-25
Income taxes
€20k
-14.2% 21-25
Dividends
€100k
-45.9% 21-25
Debt
€113k
-43.1% 21-25
Debt ≤ 1y
€113k
-43.1% 21-25
Current ratio
1.47
-2.1% 21-25
Quick ratio
1.47
-2.1% 21-25
Solvency
39.3%
+14.8% 21-25
Debt / equity
1.55
-19.6% 21-25
ROE
95.2%
+21.7% 21-25
ROA
37.4%
+39.8% 21-25
Interest coverage
10.65
-90.8% 21-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€102k
Net profit€70k
Cash flow€73k
Staff costs-
Income taxes€20k
Dividends€100k
Total assets€187k
Equity€73k
Debt€113k
of which ≤ 1y€113k
of which > 1y-
Working capital€53k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.47
Quick ratio1.47
Working capital ratio28.5%
Solvency39.3%
Debt / equity1.55
Long-term debt ratio-
Interest coverage10.65
Gross margin-
Net margin-
ROA37.4%
ROE95.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€187k
Fixed assets 21/28€20k
Tangible fixed assets 22/27€20k
Current assets 29/58€167k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€123k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€187k
Equity 10/15€73k
Contributions / capital 10/11€3k
Reserves 13€71k
Accumulated profits (losses) 14€0
Amounts payable 17/49€113k
Amounts payable within one year 42/48€113k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€103k
Operating result 9901€99k
Financial income 75€436
Financial charges 65€10k
Result before taxes 9903€90k
Income taxes 67/77€20k
Net result for the period 9904€70k
Result to be appropriated 9905€70k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
78 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapelaan Smitslaan 32650 Edegem

Establishment units

1 location
Sano
Kapelaan Smitslaan 3, 2650 EdegemOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20212.317.224.585
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area619 m²
Buildings1
Building footprint197 m²
Volume (LiDAR)1,085 m³
Tallest building9.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11472C0371/00X000 Flanders 619 m² 1 · 196 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 months ago
2026
06-05-2026 Officer resignation · Officer appointment · Mandate compensation · Power of attorney Open-capture extraction
  • Filing: 2026-04-17 · Yuki works
  • Publication: 2026-05-06 · Yuki works
  • Officer resignation: date: 2026-02-01, role: bestuurder · Sano BV
  • Officer appointment: date: 2026-02-01, role: enige bestuurder, term: 6 jaar · Digital Strategy
  • Mandate compensation: onbezoldigd · Digital Strategy
  • Power of attorney: body: enige aandeelhouder, date: 2026-02-23, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige aandeelhouder, date: 2026-02-23, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige aandeelhouder, date: 2026-02-23, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige aandeelhouder, date: 2026-02-23, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige aandeelhouder, date: 2026-02-23, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Pre incorporation ratification: date: 2022-01-03, role: gedelegeerd bestuurder, decision_date: 2026-03-18 · Sano BV
  • Officer resignation: date: 2026-02-01, role: gedelegeerd bestuurder · Sano BV
  • Power of attorney: body: enige bestuurder, date: 2026-03-18, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige bestuurder, date: 2026-03-18, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige bestuurder, date: 2026-03-18, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Power of attorney: body: enige bestuurder, date: 2026-03-18, scope: publicatie beslissingen, administratieve formaliteiten, vertegenwoordiging KBO, ondernemingsloket, griffie Ondernemingsrechtbank · Yuki works
  • Act object: Ontslag - Benoeming (Gedelegeerd) Bestuurder - Volmacht
  • Power of attorney: role: bestuurder van Sano BV · Yuki works
  • Power of attorney: role: vast vertegenwoordigd Digital Strategy · Yuki works
  • Power of attorney: role: vertegenwoordigd Ad-Ministerie BV · Yuki works
Summary: Officer resignation · Officer appointment · Mandate compensation · Power of attorney

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency71Growth78Stability94
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 100
Solvency 71
Growth 78
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 657 of the 3,152 companies in this sector. 566 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Sano
Registered office
Kapelaan Smitslaan 3
2650 Edegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.