SANIDINO
ActiveSummary
SANIDINO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-10k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-67
Solvency47▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.55 in 2024; short-term debt: 31.8% and cash: 2.3% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
-15.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
22 d early
2023
24 d early
2022
25 d early
2021
35 d early
2020
10 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 41.8%
2024 · €23k
2018: €24k
2019: €35k
2020: €22k
2021: €26k
2022: €5k
2023: €8k
2024: €23k
2018 → 2025
Total assets
€62k▼ 21.6%
2024 · €80k
2018: €58k
2019: €107k
2020: €64k
2021: €50k
2022: €22k
2023: €53k
2024: €80k
2018 → 2025
Net result
€-10k
2024 · €15k
2018: €13k
2019: €4k
2020: €-13k
2021: €4k
2022: €-21k
2023: €3k
2024: €15k
2018 → 2025
Working capital
€-1k
2024 · €8k
2018: €24k
2019: €28k
2020: €13k
2021: €17k
2022: €-1k
2023: €802
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€5k▼ 79.1%€8k▲ 52.3%€23k▲ 182%€14k▼ 41.8%
Operating result€7k-€-8k€3k€18k▲ 426%€-8k
Net result€4k-€-21k€3k€15k▲ 431%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€44k ▼ 24.2%
Current assets
€19k ▼ 14.7%
Equity and liabilities €62k
Equity
€14k ▼ 41.8%
Debt
€49k ▼ 13.2%
Debt's share of the balance-sheet total rises from 70.7% to 78.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €27k
Cash flow
€4k▼
2024 · €24k
Current ratio
0.95▼
2024 · 1.55
Debt to equity
3.60▲
2024 · 2.41
ROE
-71.8%▼
2024 · 64.6%
ROA
-15.6%▼
2024 · 18.9%
Interest coverage
2.95▼
2024 · 13.96
Debt ≤ 1 year
€20k▲
2024 · €14k
Debt > 1 year
€29k▼
2024 · €42k
Income taxes
€165▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€62k▼
Fixed assets21/28€58k€44k▼
Tangible fixed assets22/27€58k€44k▼
Leasing and similar rights25€58k€44k▼
Current assets29/58€22k€19k▼
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€6k€4k▼
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€7k€1k▼
Deferred charges and accrued income490/1€496€2k▲
Equity and liabilities
Total equity and liabilities10/49€80k€62k▼
Equity10/15€23k€14k▼
Contributions10/11€19k€19k=
Reserves13€5k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k-
Profit (loss) carried forward14-€-7k
Amounts payable17/49€56k€49k▼
Amounts payable after more than one year17€42k€29k▼
Financial debts170/4€42k€29k▼
Amounts payable within one year42/48€14k€20k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€762€1k▲
Credit institutions430/8€762€1k▲
Trade debts44€877€6k▲
Suppliers440/4€877€6k▲
Accrued charges and deferred income492/3€9-
Income statement
Code20242025
Non-recurring operating income76A€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€205-
Gross operating margin9900€29k€8k▼
Operating profit (loss)9901€18k€-8k▼
Financial income75/76B€559€192▼
Recurring financial income75€559€192▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€17k€-10k▼
Income taxes67/77€2k€165▼
Profit (loss) for the period9904€15k€-10k▼
Profit (loss) for the period to be appropriated9905€15k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-10k▼
Profit (loss) brought forward from the previous period14P€-12k-
Transfer from equity791/2-€3k
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €15k ▲431%
Operating result €18k, net result €15k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-21k ▼611%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mons 396111 Montigny-le-TilleulGround area
1,382 m²
Building footprint
89 m²
Volume, LiDAR
757 m³
Parcel 52037A0078/00K003, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SANIDINO
since 20182.271.386.444
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52037A0078/00K003 | Wallonia | 1,382 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MG Sanit hvac
BE 1010.350.911
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Sani-Flow
BE 1017.461.803
Merksplas · Eq €13,564
LIPPEVELD
BE 0800.038.380
Hamme (Vl.) · Eq €13,570
SENTO
BE 0806.150.865
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WUYTS KOENRAAD
BE 0437.958.265
Wijnegem · Eq €13,581
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 2,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.