SANI HERO
ActiveSummary
The computed 12-month bankruptcy probability of SANI HERO is 1.9% (moderate). The 2024 annual accounts show negative equity (€-100k) and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 36375 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+84
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.54 against 1.36 in 2023; short-term debt: 48.1% and cash: 0.3% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-66.1%
Return on assets
19.9%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
122 d late
2023
183 d late
2022
298 d late
2021
18 d late
2020
9 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-100k▲ 23.2%
2023 · €-130k
2019: €-763
2020: €13k
2021: €12k
2022: €-88k
2023: €-130k
2019 → 2024
Total assets
€151k▼ 13.3%
2023 · €175k
2019: €24k
2020: €70k
2021: €116k
2022: €209k
2023: €175k
2019 → 2024
Net result
€30k
2023 · €-42k
2019: €-14k
2020: €12k
2021: €-1k
2022: €-107k
2023: €-42k
2019 → 2024
Working capital
€40k▲ 15.3%
2023 · €34k
2019: €-9k
2020: €7k
2021: €82k
2022: €81k
2023: €34k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€12k▼ 8.4%€-88k€-130k▼ 48.0%€-100k▲ 23.2%
Operating result€10k-€4k▼ 64.6%€-90k€-30k▲ 66.2%€40k
Net result€12k-€-1k€-107k▼ 9,604%€-42k▲ 60.6%€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €40k after a loss of €30k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €151k
Fixed assets
€39k ▼ 14.4%
Current assets
€112k ▼ 12.9%
Key figures and ratios
EBITDA
€47k▲
2023 · €-19k
Cash flow
€37k▲
2023 · €-31k
Solvency
-66.1%▲
2023 · -74.6%
Current ratio
1.54▲
2023 · 1.36
Quick ratio
0.39▼
2023 · 0.47
Debt to equity
-2.51▼
2023 · -2.34
ROA
19.9%▲
2023 · -24.2%
Interest coverage
4.82▲
2023 · -1.94
Debt
€252k▼
2023 · €305k
Debt ≤ 1 year
€73k▼
2023 · €95k
Debt > 1 year
€179k▼
2023 · €210k
Income taxes
€501▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€175k€151k▼
Fixed assets21/28€46k€39k▼
Tangible fixed assets22/27€46k€39k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€42k€36k▼
Current assets29/58€129k€112k▼
Stocks and contracts in progress3€84k€84k=
Stocks30/36€84k€84k=
Amounts receivable within one year40/41€30k€28k▼
Trade receivables40€29k€21k▼
Other amounts receivable41€250€6k▲
Cash at bank and in hand54/58€15k€438▼
Deferred charges and accrued income490/1€56€56▼
Equity and liabilities
Total equity and liabilities10/49€175k€151k▼
Equity10/15€-130k€-100k▲
Contributions10/11€16k€16k=
Profit (loss) carried forward14€-146k€-116k▲
Amounts payable17/49€305k€252k▼
Amounts payable after more than one year17€210k€179k▼
Financial debts170/4€210k€179k▼
Amounts payable within one year42/48€95k€73k▼
Current portion of amounts payable after more than one year42€63k€10k▼
Trade debts44€8k€45k▲
Suppliers440/4€8k€45k▲
Taxes, remuneration and social security45€734€8k▲
Taxes450/3€401€1k▲
Remuneration and social security454/9€333€7k▲
Other amounts payable47/48€23k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-18k€49k▲
Operating profit (loss)9901€-30k€40k▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€-40k€31k▲
Income taxes67/77€2k€501▼
Profit (loss) for the period9904€-42k€30k▲
Profit (loss) for the period to be appropriated9905€-42k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-146k€-116k▲
Profit (loss) brought forward from the previous period14P€-104k€-146k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 183 days late
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after 3 loss-making years.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 298 days late
2022
31-12
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 4.37
Current ratio from 1.14 to 4.37; short-term debt falls from €47k to €24k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.14
Current ratio from 0.14 to 1.14.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Scaillée(W-B) 11440 Braine-le-ChâteauGround area
455 m²
Building footprint
56 m²
Volume, LiDAR
411 m³
Parcel 25111C0002/00Z003, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SANI HERO
since 20182.280.978.457
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111C0002/00Z003 | Wallonia | 455 m² | 1 · 56 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TK Service
BE 0700.233.201
Wuustwezel · Eq €12,110
Saninez
BE 0841.501.328
Edegem · Eq €12,107
DE SMEDT SEBASTIEN
BE 0787.293.966
Nandrin · Eq €12,124
IB CHAUFFAGE
BE 0778.630.876
Namur · Eq €12,130
CC THERM
BE 0632.738.720
Beersel · Eq €12,138
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 2,799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
43221Plumbing work
43310Plastering work
43320Joinery installation
43341Painting of buildings
43410Roofing work
46150Agents in the wholesale of furniture, household goods and hardware
46831Wholesale of construction materials, general range
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.