SANI 3000
ActiveSANI 3000 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €12k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 1329 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+17
Solvency46▼-3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.49 in 2023), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.6%
Return on assets
3.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
26 d late
2022
26 d late
2021
23 d late
2020
137 d late
2019
184 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▲ 52.7%
2023 · €8k
2018: €11k
2019: €-3k
2020: €1k
2021: €-2k
2022: €-2k
2023: €8k
2018 → 2024
Working capital
€51k▼ 35.5%
2023 · €79k
2018: €117k
2019: €86k
2020: €84k
2021: €61k
2022: €59k
2023: €79k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€65k▲ 10.7%€62k▼ 3.6%€70k▲ 12.3%€82k▲ 16.8%
Operating result€9k-€4k▼ 58.9%€6k▲ 81.4%€14k▲ 116%€22k▲ 58.9%
Net result€1k-€-2k€-2k▲ 1.0%€8k€12k▲ 52.7%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 59% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €307k
Fixed assets
€31k▼ 6.7%
Current assets
€276k▲ 14.7%
Equity and liabilities €307k
Equity
€82k▲ 16.8%
Debt
€225k▲ 10.5%
The debt ratio falls from 74.4% to 73.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€30k▲
2023 · €21k
Cash flow
€20k▲
2023 · €14k
Solvency
26.6%▲
2023 · 25.6%
Current ratio
1.23▼
2023 · 1.49
Quick ratio
1.15▼
2023 · 1.49
Debt / equity
2.75▼
2023 · 2.91
ROE
14.4%▲
2023 · 11.0%
ROA
3.8%▲
2023 · 2.8%
Interest coverage
10.67▲
2023 · 6.86
Debt
€225k▲
2023 · €204k
Debt ≤ 1 year
€225k▲
2023 · €162k
Income taxes
€9k▲
2023 · €3k
Staff costs
€224k▲
2023 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€274k€307k▲
Fixed assets21/28€33k€31k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€808€4k▲
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€21k€21k=
Current assets29/58€241k€276k▲
Stocks and contracts in progress3-€16k
Stocks30/36-€16k
Amounts receivable within one year40/41€224k€234k▲
Trade receivables40€206k€168k▼
Other amounts receivable41€18k€66k▲
Cash at bank and in hand54/58€15k€25k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€274k€307k▲
Equity10/15€70k€82k▲
Contributions10/11€19k€19k=
Reserves13€24k€24k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€22k€22k=
Profit (loss) carried forward14€28k€40k▲
Amounts payable17/49€204k€225k▲
Amounts payable within one year42/48€162k€225k▲
Trade debts44€94k€93k▼
Suppliers440/4€94k€93k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€28k€67k▲
Taxes450/3€4k€26k▲
Remuneration and social security454/9€24k€41k▲
Other amounts payable47/48€40k€60k▲
Accrued charges and deferred income492/3€42k-
Income statement
Code20232024
Remuneration, social security and pensions62€86k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€113k€262k▲
Operating profit (loss)9901€14k€22k▲
Financial income75/76B€34€2k▲
Recurring financial income75€34€2k▲
Non-recurring financial income76B€34€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€21k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€40k▲
Profit (loss) brought forward from the previous period14P€20k€28k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲52.7%
Net result €12k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 137 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 184 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2019
31-12
Financial
Weakest financial yearnet €-3k ▼129%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François-Joseph Navezstraat 711030 SchaarbeekGround area
8,923 m²
Building footprint
1,946 m²
Volume, LiDAR
22,347 m³
Parcel 21910E0209/00F000, Brussels · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
François-Joseph Navezstraat 71, 1030 Schaarbeek
since 20112.196.344.670
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0209/00F000indicative | Brussels | 8,923 m² | 1 · 1,946 m² | 17.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Van Peer Bestratingen
BE 0752.598.848
Essen · Eq €82k
WEVO
BE 0455.561.092
Brecht · Eq €82k
BATMANU SERVICES
BE 0471.432.569
Sombreffe · Eq €81k
Apers Projects
BE 0824.768.828
Oosterzele · Eq €81k
Vandersnickt Roy
BE 0441.996.237
Berlare · Eq €80k
Of 2,316 companies in sector 42110 we hold annual accounts for 1,086. 714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2011
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
43221Plumbing work
42120Civil engineering
42211Civil engineering
42212Civil engineering
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.