Checked.be
Active
BE 0884.264.074Private limited company
SANCHRIS
place Vauban 13 ·6000 Charleroi, Belgium· 19 yrs active
Sector: Cafés and bars
(56301)
Conclusion
SANCHRIS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €56k. Equity is growing by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 12499 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €198k |
| Net result | €56k |
| Staff (FTE) | 1 |
| Better than sector | 54% |
Financial profile
85
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
89
Profitability
100
Solvency
60
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2006, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
89
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€18k
estimate, not credit advice
Score history
48
2021
25
2022
81
2023
89
2024
89
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.25 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.24 (≥ 1.0)
+5
Leverage
Debt/equity 1.89 (< 2.0)
+3
Profitability
ROE 29% (≥ 10%)
+10
Interest coverage
Interest coverage 23.6× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~41.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 34.6% | 30.5% | |
| Net result | €56k | €5k | |
| Equity | €198k | €30k | |
| Gross operating margin | €291k | €62k | |
| Staff costs | €19k | €56k |
€125k
+33.6%
21-25
€56k
+24.8%
21-25
€94k
+44.8%
21-25
€573k
+47.7%
21-25
€198k
+39.9%
21-25
€58k
+145.3%
21-25
1
-33.3%
21-25
€19k
-31.7%
21-25
€27k
+13.0%
21-25
€375k
+52.3%
21-25
€229k
+177.4%
21-25
€146k
-9.2%
21-25
1.25
-2.6%
21-25
1.24
-2.4%
21-25
34.6%
-5.3%
21-25
1.89
+8.8%
21-25
28.5%
-10.8%
21-25
9.9%
-15.5%
21-25
23.62
+41.8%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €125k | €93k | €75k | €72k | €72k |
| Net profit | €56k | €45k | €33k | €-10k | €34k |
| Cash flow | €94k | €65k | €54k | €12k | €56k |
| Staff costs | €19k | €27k | €28k | €22k | €15k |
| Income taxes | €27k | €24k | €17k | €53k | €9k |
| Dividends | - | - | - | - | - |
| Total assets | €573k | €388k | €308k | €321k | €370k |
| Equity | €198k | €142k | €96k | €63k | €73k |
| Debt | €375k | €246k | €211k | €257k | €297k |
| of which ≤ 1y | €229k | €83k | €73k | €100k | €122k |
| of which > 1y | €146k | €161k | €139k | €157k | €175k |
| Working capital | €58k | €24k | €816 | €-28k | €-37k |
| Employees (FTE) | 1.0 | 1.5 | 1.5 | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.25 | 1.29 | 1.01 | 0.72 | 0.70 |
| Quick ratio | 1.24 | 1.27 | 0.96 | 0.69 | 0.69 |
| Working capital ratio | 10.1% | 6.1% | 0.3% | -8.7% | -9.9% |
| Solvency | 34.6% | 36.5% | 31.3% | 19.8% | 19.7% |
| Debt / equity | 1.89 | 1.74 | 2.19 | 4.06 | 4.07 |
| Long-term debt ratio | 0.74 | 1.14 | 1.44 | 2.48 | 2.40 |
| Interest coverage | 23.62 | 16.66 | 12.54 | 10.57 | 9.66 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 9.9% | 11.7% | 10.7% | -3.0% | 9.1% |
| ROE | 28.5% | 32.0% | 34.2% | -15.0% | 46.2% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €573k | €388k | €308k | €321k | €370k |
| Fixed assets | 21/28 | €286k | €282k | €234k | €248k | €284k |
| Tangible fixed assets | 22/27 | €274k | €269k | €222k | €236k | €257k |
| Financial fixed assets | 28 | €12k | €12k | €12k | €12k | €27k |
| Current assets | 29/58 | €287k | €106k | €73k | €72k | €86k |
| Stocks & contracts in progress | 3 | €3k | €1k | €4k | €4k | €1k |
| Amounts receivable within one year | 40/41 | €168k | €33k | €34k | €25k | €37k |
| Cash & bank | 54/58 | €114k | €69k | €33k | €41k | €48k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €573k | €388k | €308k | €321k | €370k |
| Equity | 10/15 | €198k | €142k | €96k | €63k | €73k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €72k | €42k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €120k | €94k | €88k | €55k | €65k |
| Amounts payable | 17/49 | €375k | €246k | €211k | €257k | €297k |
| Amounts payable after one year | 17 | €146k | €161k | €139k | €157k | €175k |
| Amounts payable within one year | 42/48 | €229k | €83k | €73k | €100k | €122k |
| Trade debts payable within one year | 44 | €90k | €37k | €23k | €30k | €44k |
| Income statement | ||||||
| Gross operating margin | 9900 | €291k | €271k | €250k | €208k | €158k |
| Operating result | 9901 | €88k | €74k | €54k | €51k | €50k |
| Financial income | 75 | €997 | €636 | €2k | €11 | €206 |
| Financial charges | 65 | €5k | €6k | €6k | €7k | €7k |
| Result before taxes | 9903 | €83k | €69k | €50k | €44k | €43k |
| Income taxes | 67/77 | €27k | €24k | €17k | €53k | €9k |
| Net result for the period | 9904 | €56k | €45k | €33k | €-10k | €34k |
| Result to be appropriated | 9905 | €56k | €45k | €33k | €-10k | €34k |
Legal Structure
| NACE primary | Cafés and bars(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 13-10-2006 |
| Status | Active |
| Postal code | 6000 |
Establishment units
TAVERNE SAINTE BARBE
since 20062.157.624.745
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0078/00_000 | Wallonia | 71 m² | 1 · 72 m² | 17.4 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €56k ▲24.8%
Operating result €88k, net result €56k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲39.9%
3 profitable years in a row build equity to €198k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €100kEq €142k ▲47%
2 profitable years in a row build equity to €142k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Weakest financial yearnet €-10k ▼128%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 216 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 359 days late
2018
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 71 days late
2015
10-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 132 days late
2014
11-12
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
5530155401Full-service restaurants56101Full-service restaurants56111Cafés and bars5630155302Limited-service restaurants56102Limited-service restaurants, excluding mobile food services56112
Names & trade names
| Legal nameFR | SANCHRIS |
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