Samet Infra
ActiveSamet Infra has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €118k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-8
Solvency99▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 4.23 in 2024), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
4.8%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
37 d early
2023
43 d early
2022
10 d early
2021
17 d early
2020
24 d early
2019
124 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.49M▲ 8.6%
2024 · €1.37M
2018: €597k
2019: €1.43M
2020: €923k
2021: €1.23M
2022: €1.19M
2023: €1.24M
2024: €1.37M
2018 → 2025
Total assets
€2.44M▼ 0.5%
2024 · €2.45M
2018: €2.56M
2019: €4.02M
2020: €2.55M
2021: €2.77M
2022: €2.47M
2023: €2.42M
2024: €2.45M
2018 → 2025
Net result
€118k▼ 9.6%
2024 · €131k
2018: €154k
2019: €830k
2020: €-505k
2021: €303k
2022: €-40k
2023: €46k
2024: €131k
2018 → 2025
Working capital
€947k▲ 10.6%
2024 · €856k
2018: €621k
2019: €1.26M
2020: €562k
2021: €663k
2022: €715k
2023: €750k
2024: €856k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.19M▼ 3.2%€1.24M▲ 4.9%€1.37M▲ 10.5%€1.49M▲ 8.6%
Operating result€320k-€41k▼ 87.1%€81k▲ 95.4%€193k▲ 140%€173k▼ 10.4%
Net result€303k-€-40k€46k€131k▲ 183%€118k▼ 9.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€1.24M▼ 6.8%
Current assets
€1.20M▲ 7.0%
Equity and liabilities €2.44M
Equity
€1.49M▲ 8.6%
Debt
€948k▼ 12.1%
The debt ratio falls from 44.0% to 38.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€264k▼
2024 · €284k
Cash flow
€209k▼
2024 · €222k
Solvency
61.2%▲
2024 · 56.0%
Current ratio
4.74▲
2024 · 4.23
Quick ratio
4.74▲
2024 · 4.23
Debt / equity
0.64▼
2024 · 0.78
ROE
7.9%▼
2024 · 9.5%
ROA
4.8%▼
2024 · 5.3%
Interest coverage
17.05▲
2024 · 15.86
Debt
€948k▼
2024 · €1.08M
Debt ≤ 1 year
€253k▼
2024 · €265k
Debt > 1 year
€694k▼
2024 · €812k
Income taxes
€39k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.45M€2.44M▼
Fixed assets21/28€1.33M€1.24M▼
Tangible fixed assets22/27€1.33M€1.24M▼
Land and buildings22€1.33M€1.24M▼
Furniture and vehicles24€0-
Current assets29/58€1.12M€1.20M▲
Amounts receivable after more than one year29€642k€642k=
Trade receivables290€100k€100k=
Other amounts receivable291€542k€542k=
Amounts receivable within one year40/41€455k€501k▲
Trade receivables40€455k€500k▲
Other amounts receivable41€0€605▲
Cash at bank and in hand54/58€14k€46k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€2.45M€2.44M▼
Equity10/15€1.37M€1.49M▲
Contributions10/11€19k€19k=
Reserves13€1.36M€1.47M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.36M€1.47M▲
Amounts payable17/49€1.08M€948k▼
Amounts payable after more than one year17€812k€694k▼
Financial debts170/4€812k€694k▼
Amounts payable within one year42/48€265k€253k▼
Current portion of amounts payable after more than one year42€125k€127k▲
Financial debts43€26k€22k▼
Other loans439€26k€22k▼
Trade debts44€48k€49k▲
Suppliers440/4€48k€49k▲
Taxes, remuneration and social security45€23k€12k▼
Taxes450/3€23k€12k▼
Other amounts payable47/48€42k€42k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€91k▼
Other operating charges640/8€2k€27k▲
Gross operating margin9900€286k€291k▲
Operating profit (loss)9901€193k€173k▼
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€175k€158k▼
Income taxes67/77€45k€39k▼
Profit (loss) for the period9904€131k€118k▼
Profit (loss) for the period to be appropriated9905€131k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€118k▼
Transfer to equity691/2€131k€118k▼
To other reserves6921€131k€118k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €303k
Net result €303k after one loss-making year.
30-09
Financial
Equity above €1MEq €1.23M ▲32.8%
Equity rises from €923k to €1.23M.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-505k ▼161%
Net result drops to €-505k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 124 days late
2019
30-09
Financial
Highest result since 2018net €830k ▲440%
Operating result €884k, net result €830k, both a record.
30-09
Financial
Equity above €1MEq €1.43M ▲139%
2 profitable years in a row build equity to €1.43M.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spieveldstraat 69160 LokerenGround area
6,311 m²
Building footprint
2,092 m²
Volume, LiDAR
17,303 m³
Parcel 46382B1270/00G000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Samet infra
since 20092.178.192.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1270/00G000 | Flanders | 6,311 m² | 1 · 2,092 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2009
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
43120Site preparation
68110Buying and selling of own real estate
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.