Salesnote
ActiveSummary
Salesnote has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €25k. Equity is growing by ~67% per year across the filed fiscal years. Its solvency ranks better than 87% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency100▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.87 against 6.82 in 2024; short-term debt: 12.9% and cash: 59.6% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
8 d early
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€396k▲ 6.8%
2024 · €370k
2022: €22k
2023: €669k
2024: €370k
2022 → 2025
Total assets
€454k▼ 11.0%
2024 · €510k
2022: €109k
2023: €783k
2024: €510k
2022 → 2025
Net result
€25k
2024 · €-299k
2022: €12k
2023: €-137k
2024: €-299k
2022 → 2025
Working capital
€343k▼ 14.7%
2024 · €402k
2022: €31k
2023: €615k
2024: €402k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€669k▲ 2,911%€370k▼ 44.7%€396k▲ 6.8%
Operating result€15k-€-136k€-298k▼ 120%€26k
Net result€12k-€-137k€-299k▼ 118%€25k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €298k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€53k ▲ 34.2%
Current assets
€401k ▼ 14.8%
Equity and liabilities €454k
Equity
€396k ▲ 6.8%
Debt
€58k ▼ 58.3%
Debt's share of the balance-sheet total falls from 27.4% to 12.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €-266k
Cash flow
€51k▲
2024 · €-267k
Current ratio
6.87▲
2024 · 6.82
Debt to equity
0.15▼
2024 · 0.38
ROE
6.4%▲
2024 · -80.8%
ROA
5.6%▲
2024 · -58.6%
Interest coverage
97.91▲
2024 · -245.76
Debt ≤ 1 year
€58k▼
2024 · €69k
Staff costs
€155k▲
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€510k€454k▼
Fixed assets21/28€39k€53k▲
Intangible fixed assets21€33k€47k▲
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€471k€401k▼
Amounts receivable within one year40/41€131k€131k▼
Trade receivables40€131k€130k▼
Other amounts receivable41€0€716▲
Cash at bank and in hand54/58€337k€270k▼
Deferred charges and accrued income490/1€2k€145▼
Equity and liabilities
Total equity and liabilities10/49€510k€454k▼
Equity10/15€370k€396k▲
Contributions10/11€795k€795k=
Profit (loss) carried forward14€-424k€-399k▲
Amounts payable17/49€140k€58k▼
Amounts payable within one year42/48€69k€58k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€52k€35k▼
Suppliers440/4€52k€35k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€16k€23k▲
Taxes450/3€2k€963▼
Remuneration and social security454/9€14k€22k▲
Other amounts payable47/48€572€1k▲
Accrued charges and deferred income492/3€71k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€135k€155k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€26k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€300
Other operating charges640/8€528€544▲
Gross operating margin9900€-130k€208k▲
Operating profit (loss)9901€-298k€26k▲
Financial income75/76B€111€4▼
Recurring financial income75€111€4▼
Financial charges65/66B€1k€528▼
Recurring financial charges65€1k€528▼
Profit (loss) for the period before taxes9903€-299k€25k▲
Profit (loss) for the period9904€-299k€25k▲
Profit (loss) for the period to be appropriated9905€-299k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-424k€-399k▲
Profit (loss) brought forward from the previous period14P€-125k€-424k▼
Social balance
Average headcount (FTE)9087-3.5
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-299k
Net result drops to €-299k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.36
Current ratio from 1.90 to 7.36.
31-12
Financial
Equity above €500kEq €669k ▲2911%
Equity rises from €22k to €669k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan 3059870 ZulteGround area
1,893 m²
Building footprint
510 m²
Volume, LiDAR
3,001 m³
Parcel 44081B0030/00F000, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Salesnote
since 20212.315.841.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081B0030/00F000 | Flanders | 1,893 m² | 1 · 510 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 329,485 EUR awarded · 257,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 224,985 EUR | 190,500 EUR |
| 2024 | 1 | 50,000 EUR | 12,500 EUR |
| 2022 | 2 | 54,500 EUR | 54,500 EUR |
Schemes
Ontwikkelingsproject
Innovatieve starterssteun
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
MENTIS
BE 0871.095.533
Elsene · Eq €395,511
S.O.F. EXPERT
BE 0466.054.910
Wavre · Eq €395,312
REDITECH
BE 0454.273.764
Temse · Eq €395,094
World Contracting Company
BE 0449.193.043
Mol · Eq €395,071
AMETIS
BE 0838.181.948
Brussel · Eq €394,999
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 5,825 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.