SALARY SOLUTION
ActiveSummary
SALARY SOLUTION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701k and a net result of €104k. Equity is growing by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+32
Solvency52▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.95 in 2024; short-term debt: 38.9% and cash: 5.2% of total assets), and 72.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
91 d late
2023
16 d early
2022
26 d early
2021
5 d early
2020
24 d early
2019
117 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€104k
2024 · €-61k
2018: €20k
2019: €14k
2020: €26k
2021: €106k
2022: €102k
2023: €170k
2024: €-61k
2018 → 2025
Working capital
€-266k▼ 416%
2024 · €-51k
2018: €-75k
2019: €-62k
2020: €39k
2021: €29k
2022: €80k
2023: €-121k
2024: €-51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€239k▲ 34.8%€339k▲ 41.9%€278k▼ 18.0%€701k▲ 152%
Operating result€121k-€125k▲ 3.6%€340k▲ 171%€122k▼ 64.0%€590k▲ 383%
Net result€106k-€102k▼ 4.3%€170k▲ 67.1%€-61k€104k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 383% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€1.82M ▲ 37.3%
Current assets
€729k ▼ 24.7%
Equity and liabilities €2.55M
Equity
€701k ▲ 152%
Debt
€1.85M ▼ 8.2%
Debt's share of the balance-sheet total falls from 87.9% to 72.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€715k▲
2024 · €242k
Cash flow
€228k▲
2024 · €59k
Current ratio
0.73▼
2024 · 0.95
Debt to equity
2.64▼
2024 · 7.25
ROE
14.8%▲
2024 · -21.9%
ROA
4.1%▲
2024 · -2.7%
Interest coverage
8.29▲
2024 · 3.15
Debt ≤ 1 year
€994k▼
2024 · €1.02M
Debt > 1 year
€800k▼
2024 · €952k
Income taxes
€156k▲
2024 · €138k
Staff costs
€3.02M▲
2024 · €2.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.55M▲
Fixed assets21/28€1.33M€1.82M▲
Intangible fixed assets21€698k€1.07M▲
Tangible fixed assets22/27€417k€728k▲
Land and buildings22€303k€606k▲
Plant, machinery and equipment23-€16k
Furniture and vehicles24€8k€13k▲
Leasing and similar rights25€13k€9k▼
Other tangible fixed assets26€94k€84k▼
Financial fixed assets28€213k€24k▼
Current assets29/58€968k€729k▼
Amounts receivable within one year40/41€359k€466k▲
Trade receivables40€269k€347k▲
Other amounts receivable41€91k€118k▲
Current investments50/53€182k€62k▼
Cash at bank and in hand54/58€393k€133k▼
Deferred charges and accrued income490/1€34k€68k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.55M▲
Equity10/15€278k€701k▲
Contributions10/11€19k€19k=
Revaluation surpluses12-€296k
Reserves13€42k€42k=
Non-distributable reserves130/1€42k€42k=
Reserves not available under the articles1311€42k€42k=
Profit (loss) carried forward14€218k€291k▲
Investment grants15-€53k
Amounts payable17/49€2.02M€1.85M▼
Amounts payable after more than one year17€952k€800k▼
Financial debts170/4€952k€800k▼
Amounts payable within one year42/48€1.02M€994k▼
Current portion of amounts payable after more than one year42€337k€344k▲
Financial debts43€109k€42k▼
Other loans439€109k€42k▼
Trade debts44€297k€70k▼
Suppliers440/4€297k€70k▼
Advances received on contracts in progress46€782€782=
Taxes, remuneration and social security45€260k€509k▲
Taxes450/3€43k€229k▲
Remuneration and social security454/9€218k€280k▲
Other amounts payable47/48€16k€29k▲
Accrued charges and deferred income492/3€47k€58k▲
Income statement
Code20242025
Non-recurring operating income76A-€42k
Remuneration, social security and pensions62€2.41M€3.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€124k▲
Other operating charges640/8€14k€14k▼
Non-recurring operating charges66A€65k€73k▲
Gross operating margin9900€2.73M€3.82M▲
Operating profit (loss)9901€122k€590k▲
Financial income75/76B€32k€11k▼
Recurring financial income75€32k€11k▼
Financial charges65/66B€77k€342k▲
Recurring financial charges65€77k€86k▲
Non-recurring financial charges66B-€256k
Profit (loss) for the period before taxes9903€77k€260k▲
Income taxes67/77€138k€156k▲
Profit (loss) for the period9904€-61k€104k▲
Profit (loss) for the period to be appropriated9905€-61k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€218k€321k▲
Profit (loss) brought forward from the previous period14P€279k€218k▼
Profit to be distributed694/7-€30k
Employees696-€30k
Social balance
Average headcount (FTE)908732.335.9▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €104k
Net result €104k after one loss-making year.
31-12
Financial
Equity above €500kEq €701k ▲152%
Equity rises from €278k to €701k.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €170k ▲67.1%
Net result €170k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €239k ▲34.8%
5 profitable years in a row build equity to €239k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €177k ▲82.6%
4 profitable years in a row build equity to €177k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 117 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 5 establishment units since 2008
Ground area
1.8 ha
Building footprint
5,585 m²
Volume, LiDAR
78,005 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
5 establishment units
SALARY SOLUTION
since 20082.168.515.073
SALARY SOLUTION
since 20142.233.753.513
Rue de Venise 21, 6040 Charleroi
since 20202.296.675.631
Salary Solution Liege
since 20222.335.373.780
Salary Solution Ternat
since 20252.379.613.205
4 parcels
Flanders
1
(25%)
Wallonia
2
(50%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 23086B0225/00N000 | Flanders | 4,916 m² | 1 · 451 m² | 10.5 m · 3 fl. |
| 62095A0238/00Y000 | Wallonia | 1,669 m² | 1 · 179 m² | 7.5 m · 2 fl. |
| 92253D0314/00G000 | Wallonia | 1,339 m² | 1 · 416 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500CRFB03EFD36A08
Similar companies · same sector, comparable size
GROUP S - ONDERNEMINGSLOKET
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UNICOP
BE 0885.708.483
Seraing · Eq €699,827
REVISAVIS
BE 0661.565.932
Sprimont · Eq €703,271
Trium Invest
BE 0478.113.889
Verviers · Eq €703,303
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 1,770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@salarysolution.be