SALARY PARTNER
ActiveSummary
SALARY PARTNER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €10k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-16
Solvency46▼-25
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.82 in 2024; short-term debt: 78.8% and cash: 60.7% of total assets), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
32 d late
2024
30 d late
2023
39 d late
2022
36 d late
2021
40 d late
2020
78 d late
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 68.5%
2024 · €32k
2018: €13k
2019: €15k
2020: €46k
2021: €4k
2022: €-17k
2023: €-8k
2024: €32k
2018 → 2025
Working capital
€32k▼ 56.9%
2024 · €75k
2018: €37k
2019: €49k
2020: €87k
2021: €93k
2022: €81k
2023: €71k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€84k▼ 16.7%€76k▼ 9.8%€78k▲ 2.8%€33k▼ 57.7%
Operating result€8k-€-12k€-8k▲ 35.1%€32k€14k▼ 56.8%
Net result€4k-€-17k€-8k▲ 51.4%€32k€10k▼ 68.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€614 ▼ 77.8%
Current assets
€155k ▼ 6.9%
Equity and liabilities €155k
Equity
€33k ▼ 57.7%
Debt
€122k ▲ 34.3%
Debt's share of the balance-sheet total rises from 53.9% to 78.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €34k
Cash flow
€12k▼
2024 · €34k
Current ratio
1.26▼
2024 · 1.82
Debt to equity
3.71▲
2024 · 1.17
ROE
30.7%▼
2024 · 41.3%
ROA
6.5%▼
2024 · 19.0%
Interest coverage
23.27▼
2024 · 116.35
Debt ≤ 1 year
€122k▲
2024 · €91k
Income taxes
€4k▲
2024 · €884
Staff costs
€106k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€169k€155k▼
Fixed assets21/28€3k€614▼
Tangible fixed assets22/27€3k€614▼
Furniture and vehicles24€3k€614▼
Current assets29/58€166k€155k▼
Amounts receivable within one year40/41€68k€54k▼
Trade receivables40€66k€44k▼
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€95k€94k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€169k€155k▼
Equity10/15€78k€33k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€57k€13k▼
Amounts payable17/49€91k€122k▲
Amounts payable within one year42/48€91k€122k▲
Trade debts44€36k€25k▼
Suppliers440/4€36k€25k▼
Taxes, remuneration and social security45€25k€42k▲
Taxes450/3€11k€18k▲
Remuneration and social security454/9€14k€24k▲
Other amounts payable47/48€30k€55k▲
Income statement
Code20242025
Remuneration, social security and pensions62€84k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€960€754▼
Gross operating margin9900€119k€126k▲
Operating profit (loss)9901€32k€14k▼
Financial income75/76B€1k€769▼
Recurring financial income75€1k€769▼
Financial charges65/66B€296€692▲
Recurring financial charges65€296€692▲
Profit (loss) for the period before taxes9903€33k€14k▼
Income taxes67/77€884€4k▲
Profit (loss) for the period9904€32k€10k▼
Profit (loss) for the period to be appropriated9905€32k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€13k▼
Profit (loss) brought forward from the previous period14P€55k€2k▼
Profit to be distributed694/7€30k-
Directors or managers695€30k-
Social balance
Average headcount (FTE)90871.72.0▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼547%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 5.43
Current ratio from 1.49 to 5.43; short-term debt falls from €191k to €18k.
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
31-12
Financial
Equity above €100kEq €101k ▲3.9%
4 profitable years in a row build equity to €101k.
17-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 78 days late
2020
31-12
Financial
Highest result since 2018net €46k ▲211%
Operating result €55k, net result €46k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 100 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2016
Ground area
3.5 ha
Parcel 21307F0207/00E000, Brussels. Linked by address, not a title deed.
1 establishment unit
Catalyst HR
since 20162.249.304.690
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0207/00E000 | Brussels | 3.5 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,437 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.