Saelen Guy
ActiveSaelen Guy has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €13k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 11.62 against 12.89 in 2024; short-term debt: 8% and cash: 9.3% of total assets), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
24 d early
2023
28 d early
2022
26 d early
2021
30 d early
2020
32 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 7.7%
2024 · €172k
2018: €70k
2019: €92k
2020: €120k
2021: €154k
2022: €167k
2023: €164k
2024: €172k
2018 → 2025
Total assets
€202k▲ 8.5%
2024 · €187k
2018: €86k
2019: €119k
2020: €150k
2021: €175k
2022: €183k
2023: €178k
2024: €187k
2018 → 2025
Net result
€13k▲ 52.9%
2024 · €9k
2018: €20k
2019: €23k
2020: €28k
2021: €34k
2022: €13k
2023: €-3k
2024: €9k
2018 → 2025
Working capital
€171k▲ 1.2%
2024 · €169k
2018: €60k
2019: €81k
2020: €109k
2021: €148k
2022: €162k
2023: €160k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€167k▲ 8.3%€164k▼ 1.8%€172k▲ 5.3%€186k▲ 7.7%
Operating result€45k-€14k▼ 69.0%€-6k€19k€18k▼ 6.6%
Net result€34k-€13k▼ 62.6%€-3k€9k€13k▲ 52.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€15k▲ 382%
Current assets
€187k▲ 2.2%
Equity and liabilities €202k
Equity
€186k▲ 7.7%
Debt
€17k▲ 19.0%
The debt ratio rises from 7.6% to 8.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €20k
Cash flow
€17k▲
2024 · €9k
Solvency
91.6%▼
2024 · 92.4%
Current ratio
11.62▼
2024 · 12.89
Quick ratio
11.62▼
2024 · 12.89
Debt / equity
0.09▲
2024 · 0.08
ROE
7.1%▲
2024 · 5.0%
ROA
6.5%▲
2024 · 4.6%
Interest coverage
3.45▼
2024 · 3.73
Debt
€17k▲
2024 · €14k
Debt ≤ 1 year
€16k▲
2024 · €14k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€202k▲
Fixed assets21/28€3k€15k▲
Tangible fixed assets22/27€3k€15k▲
Furniture and vehicles24-€13k
Other tangible fixed assets26€3k€2k▼
Current assets29/58€183k€187k▲
Amounts receivable within one year40/41€177k€168k▼
Trade receivables40€25k€4k▼
Other amounts receivable41€152k€164k▲
Cash at bank and in hand54/58€6k€19k▲
Deferred charges and accrued income490/1-€372
Equity and liabilities
Total equity and liabilities10/49€187k€202k▲
Equity10/15€172k€186k▲
Contributions10/11€6k€6k=
Reserves13€166k€179k▲
Distributable reserves133€166k€179k▲
Amounts payable17/49€14k€17k▲
Amounts payable within one year42/48€14k€16k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€7k€12k▲
Remuneration and social security454/9€3k€3k▼
Accrued charges and deferred income492/3-€801
Income statement
Code20242025
Non-recurring operating income76A-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€716€4k▲
Other operating charges640/8€1k€0▼
Gross operating margin9900€21k€21k▲
Operating profit (loss)9901€19k€18k▼
Financial income75/76B€4€9k▲
Recurring financial income75€4€9k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€14k€20k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€13k▲
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €34k ▲23.6%
Operating result €45k, net result €34k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲28.5%
4 profitable years in a row build equity to €154k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €120k ▲29.9%
3 profitable years in a row build equity to €120k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 772235 HulshoutGround area
184 m²
Building footprint
70 m²
Volume, LiDAR
524 m³
Parcel 13050B0336/00L000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Saelen & Van Rooy
since 20082.170.718.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0336/00L000 | Flanders | 184 m² | 1 · 70 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Rational
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
56220Contract catering and other food service activities
56290Food and beverage service activities
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.