Saasbuilders
ActiveSummary
Saasbuilders has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-63k) and a net result of €-35k. Equity is shrinking by ~67.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 0.58 in 2024; short-term debt: 93.4% and cash: 29.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.2%
Return on assets
-34.2%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-63k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
42 d early
2023
28 d late
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-63k▼ 127%
2024 · €-28k
2022: €39k
2023: €63k
2024: €-28k
2022 → 2025
Total assets
€103k▲ 56.6%
2024 · €66k
2022: €67k
2023: €109k
2024: €66k
2022 → 2025
Net result
€-35k▲ 61.3%
2024 · €-91k
2022: €34k
2023: €24k
2024: €-91k
2022 → 2025
Working capital
€-1k▲ 97.0%
2024 · €-38k
2022: €17k
2023: €47k
2024: €-38k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€63k▲ 62.7%€-28k€-63k▼ 127%
Operating result€41k-€33k▼ 19.0%€-88k€-28k▲ 68.6%
Net result€34k-€24k▼ 28.0%€-91k€-35k▲ 61.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €88k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€8k ▼ 36.6%
Current assets
€95k ▲ 78.6%
Key figures and ratios
EBITDA
€-23k▲
2024 · €-83k
Cash flow
€-31k▲
2024 · €-86k
Solvency
-61.2%▼
2024 · -42.2%
Current ratio
0.99▲
2024 · 0.58
Debt to equity
-2.63▲
2024 · -3.37
ROA
-34.2%▲
2024 · -138.5%
Interest coverage
-2.92▲
2024 · -27.60
Debt
€166k▲
2024 · €93k
Debt ≤ 1 year
€96k▲
2024 · €92k
Debt > 1 year
€68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€103k▲
Fixed assets21/28€13k€8k▼
Intangible fixed assets21€9k€6k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€224€113▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€53k€95k▲
Amounts receivable within one year40/41€15k€36k▲
Trade receivables40€5k€30k▲
Other amounts receivable41€10k€5k▼
Cash at bank and in hand54/58€25k€30k▲
Deferred charges and accrued income490/1€12k€29k▲
Equity and liabilities
Total equity and liabilities10/49€66k€103k▲
Equity10/15€-28k€-63k▼
Contributions10/11€5k€5k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€-91k€-126k▼
Amounts payable17/49€93k€166k▲
Amounts payable after more than one year17-€68k
Financial debts170/4-€68k
Amounts payable within one year42/48€92k€96k▲
Current portion of amounts payable after more than one year42-€32k
Financial debts43€50k-
Credit institutions430/8€50k-
Trade debts44€30k€46k▲
Suppliers440/4€30k€46k▲
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€11k€11k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€167€561▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€-83k€-11k▲
Operating profit (loss)9901€-88k€-28k▲
Financial income75/76B€1€282▲
Recurring financial income75€1€282▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€-91k€-35k▲
Profit (loss) for the period9904€-91k€-35k▲
Profit (loss) for the period to be appropriated9905€-91k€-35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-126k▼
Profit (loss) brought forward from the previous period14P€45€-91k▼
Transfer to equity691/2€45-
To other reserves6921€45-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-91k ▼473%
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moldergem(SDB) 19630 ZwalmGround area
370 m²
Building footprint
204 m²
Volume, LiDAR
1,013 m³
Parcel 45046A0413/00W000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Saasbuilders
since 20212.342.628.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45046A0413/00W000 | Flanders | 370 m² | 1 · 204 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,905 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2021
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.