SaaS Consulting
ActiveSaaS Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €545k and a net result of €184k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 9.76 against 18.44 in 2024), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
30.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
19 d late
2024
22 d late
2023
29 d late
2022
39 d early
2021
32 d early
2020
1 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€545k▲ 50.8%
2024 · €362k
2018: €200k
2019: €444k
2020: €604k
2021: €311k
2022: €599k
2023: €159k
2024: €362k
2018 → 2025
Total assets
€604k▲ 59.1%
2024 · €380k
2018: €306k
2019: €539k
2020: €748k
2021: €388k
2022: €644k
2023: €878k
2024: €380k
2018 → 2025
Net result
€184k▼ 9.4%
2024 · €203k
2018: €188k
2019: €244k
2020: €160k
2021: €237k
2022: €282k
2023: €260k
2024: €203k
2018 → 2025
Working capital
€512k▲ 63.9%
2024 · €313k
2018: €198k
2019: €441k
2020: €603k
2021: €301k
2022: €519k
2023: €94k
2024: €313k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€599k▲ 92.8%€159k▼ 73.5%€362k▲ 128%€545k▲ 50.8%
Operating result€313k-€370k▲ 18.1%€340k▼ 8.0%€265k▼ 22.1%€260k▼ 1.7%
Net result€237k-€282k▲ 19.0%€260k▼ 8.1%€203k▼ 21.9%€184k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €604k
Fixed assets
€33k▼ 32.9%
Current assets
€571k▲ 72.7%
Equity and liabilities €604k
Equity
€545k▲ 50.8%
Debt
€58k▲ 226%
The debt ratio rises from 4.7% to 9.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€278k▼
2024 · €283k
Cash flow
€201k▼
2024 · €220k
Solvency
90.3%▼
2024 · 95.3%
Current ratio
9.76▼
2024 · 18.44
Quick ratio
9.76▼
2024 · 18.44
Debt / equity
0.11▲
2024 · 0.05
ROE
33.7%▼
2024 · 56.0%
ROA
30.4%▼
2024 · 53.4%
Interest coverage
1022.89▼
2024 · 1453.36
Debt
€58k▲
2024 · €18k
Debt ≤ 1 year
€58k▲
2024 · €18k
Income taxes
€82k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€604k▲
Fixed assets21/28€49k€33k▼
Tangible fixed assets22/27€49k€33k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€47k€30k▼
Current assets29/58€331k€571k▲
Amounts receivable within one year40/41€24k€2k▼
Trade receivables40€0€2k▲
Other amounts receivable41€24k€447▼
Current investments50/53€90k€0▼
Cash at bank and in hand54/58€215k€567k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€380k€604k▲
Equity10/15€362k€545k▲
Contributions10/11€19k€19k=
Reserves13€132k€315k▲
Distributable reserves133€132k€315k▲
Profit (loss) carried forward14€211k€212k▲
Amounts payable17/49€18k€58k▲
Amounts payable within one year42/48€18k€58k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Advances received on contracts in progress46-€999
Taxes, remuneration and social security45€9k€44k▲
Taxes450/3€9k€44k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€5k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€967€2k▲
Gross operating margin9900€283k€280k▼
Operating profit (loss)9901€265k€260k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€194€272▲
Recurring financial charges65€194€272▲
Profit (loss) for the period before taxes9903€266k€265k▼
Income taxes67/77€63k€82k▲
Profit (loss) for the period9904€203k€184k▼
Profit (loss) for the period to be appropriated9905€203k€184k▼
Appropriation of the result
Profit (loss) to be appropriated9906€211k€395k▲
Profit (loss) brought forward from the previous period14P€8k€211k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€183k
To other reserves6921-€183k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Equity above €500kEq €545k ▲50.8%
8 profitable years in a row build equity to €545k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Liquidity times 16current ratio 18.44
Current ratio from 1.13 to 18.44; short-term debt falls from €719k to €18k.
31-12
Financial
Equity above €200kEq €362k ▲128%
7 profitable years in a row build equity to €362k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €282k ▲19%
Operating result €370k, net result €282k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.70
Current ratio from 4.89 to 12.70; short-term debt falls from €77k to €44k.
31-12
Financial
Equity above €500kEq €599k ▲92.8%
5 profitable years in a row build equity to €599k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €160k ▼34.4%
Net result drops to €160k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €604k ▲36%
3 profitable years in a row build equity to €604k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pijphoekstraat 389041 GentGround area
2,618 m²
Building footprint
153 m²
Volume, LiDAR
927 m³
Parcel 44051A1210/00S000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fromagerik
since 20172.266.069.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051A1210/00S000 | Flanders | 2,618 m² | 1 · 153 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.266.069.854
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 1,916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2017
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
47271Retail trade
56210Event catering
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.