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S. VERMAST

Active
Private limited companyfounded 2000active for 25 yearsPrinses Charlottestraat(Odk) 27, 8670 Koksijde, BelgiumKBO/BCE: BE 0473.608.933
Summary

S. VERMAST has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,017 and a net result of -€3,136. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 22,650 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
S. VERMASTActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47715
1 site
Size
≈ €380,000turnover 2025, estimated
Equity
€13,017
Loss
-€3,136
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts filed 107 days late1 of 3 deeds summarised
Why 53raises riskCapped at 59: a confirmed filing findingLast filed accounts filed 107 days late; 1 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 2000Size: total assets €318,845Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 47, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 29=
equity 4.1% of total assets
Liquidity 3+1
short-term debt 94.9% · cash 2.1%
Profitability 32-2
return on assets -1.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.7%▲ +0.2 percentage points vs 01-2025 03-2025: 1.0%▲ +0.3 percentage points vs 02-2025 04-2025: 0.5%▼ -0.5 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.5%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.6%▲ +0.2 percentage points vs 01-2026 03-2026: 1.0%▲ +0.4 percentage points vs 02-2026 04-2026: 1.2%▲ +0.2 percentage points vs 03-2026 05-2026: 1.8%▲ +0.6 percentage points vs 04-2026 06-2026: 2.0%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 1.1%▼ -0.9 percentage points vs 06-2026 08-2026: 1.0%▼ -0.1 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity tight (current ratio 1.0, compared with 1.02 in 2024, below the usual 1.5; short-term debt: 94.9% and cash: 2.1% of total assets), and 95.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 5% on liquidity, 26% on profitability and 20% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 107 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €318,845
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22650 sector peers (2025).
NBB · sector comparison
Position among 22650 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · 2025 accounts filed 107 days late
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 15-06-2026, 107 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
107 days late
2024
on the day
2023
29 days late
2022
on the day
2021
on the day
2020
2 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-07-2026 is due by 28-02-2027. Nothing is late today. The company usually files around 28 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-07-2026 year end30-10-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €377

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 107 days View
  • One director decidessole director in office 1 View
  • Active since 2000founded 26-12-2000 25 years View

By topic

Financials

Financial year
2025
Total assets
€318,845
Loss
-€3,136
Solvency
4.1%
Total assets▼ 16.8%
Net result
20192025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 28-02-2027
  1. 29-03-2024Annual accounts filed
  2. 31-01-2024Resignation: Sabine BLANCKAERT (director)
  3. 28-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47715
Founded
26-12-2000
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Last Thursday of January at 17:00
Purpose
“Groot- en kleinhandel in kleding, schoeisel en textielwaren; Het geven van…” (deed in Dutch)
Go to Articles of association

Key facts about S. VERMAST

What is the company number of S. VERMAST?
0473.608.933. In Belgium the VAT number is the company number with BE in front: BE 0473.608.933.
Where is S. VERMAST based?
The registered office is at Prinses Charlottestraat(Odk) 27, 8670 Koksijde.Company details
What does S. VERMAST do?
According to the KBO register, the main activity is retail trade (NACE 47715).
What is the legal form of S. VERMAST?
Private limited company (BV).
When was S. VERMAST founded?
On 26-12-2000.
Is S. VERMAST still active?
Yes, S. VERMAST is an active enterprise in the KBO register.
How many employees does S. VERMAST have?
On average 0.1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of S. VERMAST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is S. VERMAST profitable?
In financial year 2025, S. VERMAST made a loss of €3,136.
Where can I find the annual accounts of S. VERMAST?
S. VERMAST filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S. VERMAST due?
By 28-02-2027, for financial year 2026.Timeline

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