Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for VERPO according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €13k and a net result of €405.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events12-03-2024
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€405-84.5%
Working capital€8k-62.8%
Directors1
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 31-01-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.9% | 20.0% | |
| Net result | €405 | €3k | |
| Equity | €13k | €14k | |
| Gross operating margin | €30k | €19k | |
| Staff costs | €13k | €30k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€16k
-9.4%
-74% vs sector
€405
-84.5%
-98% vs sector
€8k
-23.5%
-83% vs sector
€164k
+27.6%
-49% vs sector
€13k
+3.2%
-88% vs sector
€8k
-62.8%
-90% vs sector
0
0.0%
-90% vs sector
€13k
-
-86% vs sector
€1k
+626.9%
-85% vs sector
€151k
+30.3%
-30% vs sector
€122k
+71.3%
-20% vs sector
€28k
-36.1%
-62% vs sector
1.07
-18.3%
-22% vs sector
0.22
-62.2%
-54% vs sector
7.9%
-19.1%
-76% vs sector
11.58
+230.6%
far above sector median
3.1%
-84.9%
-82% vs sector
0.2%
-87.8%
-96% vs sector
2.24
-
-67% vs sector
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €16k |
| Net profit | €405 |
| Cash flow | €8k |
| Staff costs | €13k |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €164k |
| Equity | €13k |
| Debt | €151k |
| of which ≤ 1y | €122k |
| of which > 1y | €28k |
| Working capital | €8k |
| Employees (FTE) | 0.3 |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 1.07 |
| Quick ratio | 0.22 |
| Working capital ratio | 4.9% |
| Solvency | 7.9% |
| Debt / equity | 11.58 |
| Long-term debt ratio | 2.17 |
| Interest coverage | 2.24 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.2% |
| ROE | 3.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €164k |
| Fixed assets | 21/28 | €33k |
| Intangible fixed assets | 21 | €11k |
| Tangible fixed assets | 22/27 | €16k |
| Financial fixed assets | 28 | €6k |
| Current assets | 29/58 | €131k |
| Stocks & contracts in progress | 3 | €104k |
| Amounts receivable within one year | 40/41 | €21k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €164k |
| Equity | 10/15 | €13k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €3k |
| Amounts payable | 17/49 | €151k |
| Amounts payable after one year | 17 | €28k |
| Amounts payable within one year | 42/48 | €122k |
| Trade debts payable within one year | 44 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €30k |
| Operating result | 9901 | €9k |
| Financial income | 75 | €190 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €405 |
| Result to be appropriated | 9905 | €405 |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2022 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JOAN DUBAERE KEIZER KARELLAAN 586 BUS 9,
1082 SINT-AGATHA-BERCHEM |
27-02-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Detailhandel in kledingaccessoires(47715) |
| Legal form | Private limited company(610) |
| Incorporation | 24-10-2019 |
| Status | Active |
| Postal code | 1880 |
| First BS signal | 12-03-2024 |
| Latest BS signal | 12-03-2024 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
2 locationsMels Wardrobe
since 20192.295.653.567
Mels Wardrobe
since 20212.315.162.742
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,155 m²
Buildings2
Building footprint559 m²
Volume (LiDAR)6,743 m³
Tallest building26.5 m · ±8 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0163/00H003 | Flanders | 742 m² | 1 · 360 m² | 10.8 m · 3 fl. |
| 38502G0020/00A000 | Flanders | 413 m² | 1 · 198 m² | 26.5 m · 8 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette12-03-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axes17
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
16
Solvency
18
Growth
52
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
| Legal nameNL | VERPO |
| Trade nameNL | MELS WARDROBE |
Registered office
Mechelseweg 181 bus 1
1880 Kapelle-op-den-Bos, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.