S & T VERHOOGEN
ActiveS & T VERHOOGEN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.49M and a net result of €399k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 4506 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-8
Solvency69▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €320k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.92 in 2024), but 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
5 d late
2023
7 d early
2022
17 d late
2021
25 d early
2020
26 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€399k▼ 7.1%
2024 · €429k
2018: €579k
2019: €628k
2020: €587k
2021: €646k
2022: €596k
2023: €476k
2024: €429k
2018 → 2025
Working capital
€2.09M▼ 4.1%
2024 · €2.18M
2018: €8.65M
2019: €8.87M
2020: €9.33M
2021: €9.62M
2022: €10.01M
2023: €2.10M
2024: €2.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.64M-€3.21M▲ 21.6%€3.67M▲ 14.0%€4.09M▲ 11.7%€4.49M▲ 9.7%
Operating result€683k-€724k▲ 6.0%€828k▲ 14.4%€829k▲ 0.1%€636k▼ 23.2%
Net result€646k-€596k▼ 7.8%€476k▼ 20.1%€429k▼ 9.9%€399k▼ 7.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.01M
Fixed assets
€12.14M▼ 1.8%
Current assets
€2.88M▼ 1.7%
Equity and liabilities €15.01M
Equity
€4.49M▲ 9.7%
Debt
€10.52M▼ 6.0%
The debt ratio falls from 73.2% to 70.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€855k▼
2024 · €1.05M
Cash flow
€617k▼
2024 · €649k
Solvency
29.9%▲
2024 · 26.8%
Current ratio
3.66▼
2024 · 3.92
Quick ratio
3.66▼
2024 · 3.92
Debt / equity
2.34▼
2024 · 2.73
ROE
8.9%▼
2024 · 10.5%
ROA
2.7%▼
2024 · 2.8%
Interest coverage
2.41▲
2024 · 1.94
Debt
€10.52M▼
2024 · €11.19M
Debt ≤ 1 year
€786k▲
2024 · €747k
Debt > 1 year
€9.49M▼
2024 · €10.24M
Income taxes
€133k▼
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15.28M€15.01M▼
Fixed assets21/28€12.35M€12.14M▼
Tangible fixed assets22/27€5.37M€5.16M▼
Land and buildings22€5.37M€5.16M▼
Financial fixed assets28€6.98M€6.98M=
Current assets29/58€2.93M€2.88M▼
Amounts receivable within one year40/41€2.86M€2.76M▼
Trade receivables40€142k€203k▲
Other amounts receivable41€2.72M€2.55M▼
Deferred charges and accrued income490/1€71k€124k▲
Equity and liabilities
Total equity and liabilities10/49€15.28M€15.01M▼
Equity10/15€4.09M€4.49M▲
Contributions10/11€134k€134k=
Capital10€134k€134k=
Issued capital100€134k€134k=
Reserves13€138k€138k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€125k€125k=
Profit (loss) carried forward14€3.82M€4.22M▲
Amounts payable17/49€11.19M€10.52M▼
Amounts payable after more than one year17€10.24M€9.49M▼
Financial debts170/4€10.24M€9.49M▼
Amounts payable within one year42/48€747k€786k▲
Current portion of amounts payable after more than one year42€710k€750k▲
Trade debts44€14k€21k▲
Suppliers440/4€14k€21k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€23k€16k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€205k€247k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220k€219k▼
Other operating charges640/8€18k€19k▲
Gross operating margin9900€1.07M€874k▼
Operating profit (loss)9901€829k€636k▼
Financial income75/76B€285k€250k▼
Recurring financial income75€285k€250k▼
Financial charges65/66B€542k€354k▼
Recurring financial charges65€542k€354k▼
Profit (loss) for the period before taxes9903€572k€531k▼
Income taxes67/77€143k€133k▼
Profit (loss) for the period9904€429k€399k▼
Profit (loss) for the period to be appropriated9905€429k€399k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.82M€4.22M▲
Profit (loss) brought forward from the previous period14P€3.39M€3.82M▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Permanent representative4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Permanent representative4 facts ▸
- General meeting, 12 juni 2026
- Director reappointment, ATHELEAN (bestuurder)
- Permanent representative, Frank Van Leemput
- Mandate compensation, ATHELEAN
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €399k ▼7.1%
Net result drops to €399k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 5 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 145.77
Current ratio from 42.48 to 145.77; short-term debt falls from €232k to €69k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €646k ▲10%
Net result €646k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €2MEq €2.20M ▲21.4%
3 profitable years in a row build equity to €2.20M.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
ATHELEAN
CurrentDirector · since 12-06-2026 · Public limited company · perm. rep.: Frank Van Leemput
12-06-2026
Mandate renewed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolvengracht 181000 BrusselGround area
1,057 m²
Building footprint
221 m²
Volume, LiDAR
4,541 m³
2 parcels, Brussels, Flanders · tallest building 27.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
S & T VERHOOGEN
since 20182.274.633.865
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0372/00A000 | Brussels | 811 m² | 1 · 146 m² | 27.9 m · 9 fl. |
| 12007A0280/00M000 | Flanders | 246 m² | 1 · 76 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
11 connected companiesNetwork connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Show 7 more network connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Ownership & control
1 partyControl over this companysits on this company's board1
12 subsidiaries · 1 location
controls
S & T VERHOOGENBE 0435.628.879
Recognitions · licences · registrations
Legal Entity Identifier
549300MPGQ0TVNQTHD02
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Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 3,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-10-1988
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.