Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of S.T.-E.P. is 0.3% (very low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 07-07-2025 | 24 d early | 2025-00255072 |
| 31-12-2023 | 31-07-2024 | 24-07-2024 | 7 d early | 2024-00284900 |
| 31-12-2022 | 31-07-2023 | 19-07-2023 | 12 d early | 2023-00250819 |
| 31-12-2021 | 31-07-2022 | 29-06-2022 | 32 d early | 2022-20115921 |
| 31-12-2020 | 31-07-2021 | 30-08-2021 | 30 d late | 2021-59300582 |
| 31-12-2019 | 31-07-2020 | 17-08-2020 | 17 d late | 2020-41900172 |
| 31-12-2018 | 31-07-2019 | 29-07-2019 | 2 d early | 2019-39600117 |
| 31-12-2017 | 31-07-2018 | 30-08-2018 | 30 d late | 2018-60100583 |
| 31-12-2016 | 31-07-2017 | 01-08-2017 | 1 d late | 2017-41200402 |
| 31-12-2015 | 31-07-2016 | 08-07-2016 | 23 d early | 2016-30800482 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 07-07-2025 | 2025-00255072 |
| 31-12-2023 | micro | 24-07-2024 | 2024-00284900 |
| 31-12-2022 | micro | 19-07-2023 | 2023-00250819 |
| 31-12-2021 | micro | 29-06-2022 | 2022-20115921 |
| 31-12-2020 | micro | 30-08-2021 | 2021-59300582 |
| 31-12-2019 | micro | 17-08-2020 | 2020-41900172 |
| 31-12-2018 | micro | 29-07-2019 | 2019-39600117 |
| 31-12-2017 | micro | 30-08-2018 | 2018-60100583 |
| 31-12-2016 | micro | 01-08-2017 | 2017-41200402 |
| 31-12-2015 | volledig | 08-07-2016 | 2016-30800482 |
Structure & network
Connections & network
1 connected companyLocations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lekker 214841 WelkenraedtEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032C0340/00D000 | Wallonia | 1,512 m² | 1 · 176 m² | 8.4 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
4 acts11-12-2025 Registered office moved from Hermée to Henri-Chapelle
- Rue de Fexhe-Slins 49, 4680 Hermée → Lekker 21, 4841 Henri-Chapelle
20-09-2023 Change in the board of directors
30-10-2019 Registered office moved from SAINT GEORGES SUR MEUSE to HERMEE
- Rue sur les Sarts 12, 4470 SAINT GEORGES SUR MEUSE → Rue de Fexhe-Slins 49, 4680 HERMEE
09-03-2012 Incorporation of a new SNC
Analysis
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | S.T.-E.P. |