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Checked.be
Complete company report
Generated 17-08-2026
Active BE 0434.313.441Public limited companyOpen bankruptcy

S.M.C.

· 38 yrs active
Conclusion Checked

A bankruptcy procedure is open for S.M.C. according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-64k) and a net result of €2k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-64k
Net result €2k
Active 38 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability16Solvency33Growth58Stability0
21 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 16
Solvency 33
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags2 events
Address struckAddress strikeout annulled
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-06-2024 with the NBB · fiscal year 2023 · micro
€-200k€-100k€0€100kOperating result 2018: €-14k€-14kNet result 2018: €-125k€-125kOperating result 2019: €318€318Net result 2019: €-125k€-125kOperating result 2020: €-6k€-6kNet result 2020: €-131k€-131kRevenue 2021: €117k€117kOperating result 2021: €776€776Net result 2021: €546€546Revenue 2022: €126k€126kOperating result 2022: €2k€2kNet result 2022: €2k€2k20182019202020212022
RevenueOperating resultNet result
Revenue
€126k
+7.8% 18-22
EBITDA
€-3k
- 18-22
Net profit
€2k
+177.4% 18-22
Cash flow
€-128k
-5.3% 18-22
Total assets
€58k
+11.0% 18-22
Equity
€-64k
+2.3% 18-22
Working capital
€-64k
+2.3% 18-22
Income taxes
€219
- 18-22
Show 9 other metrics
Debt
€122k
+3.6% 18-22
Debt ≤ 1y
€122k
+3.6% 18-22
Current ratio
0.48
+7.1% 18-22
Quick ratio
0.48
+7.1% 18-22
Solvency
-109.6%
+12.0% 18-22
Debt / equity
-1.91
-6.1% 18-22
ROE
-2.4%
-184.0% 18-22
ROA
2.6%
+150.0% 18-22
Net margin
1.2%
+157.4% 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue€126k
EBITDA-
Net profit€2k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€58k
Equity€-64k
Debt€122k
of which ≤ 1y€122k
of which > 1y-
Working capital€-64k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.48
Quick ratio0.48
Working capital ratio-109.6%
Solvency-109.6%
Debt / equity-1.91
Long-term debt ratio-
Interest coverage-
Gross margin1.8%
Net margin1.2%
ROA2.6%
ROE-2.4%
EBITDA margin-
Days sales outstanding96d
Days payable outstanding26d
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€58k
Current assets 29/58€58k
Amounts receivable within one year 40/41€33k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€58k
Equity 10/15€-64k
Contributions / capital 10/11€62k
Reserves 13€3k
Accumulated profits (losses) 14€-129k
Amounts payable 17/49€122k
Amounts payable within one year 42/48€122k
Trade debts payable within one year 44€9k
Income statement
Turnover 70€126k
Gross operating margin 9900€2k
Operating result 9901€2k
Financial charges 65€171
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Eric Désiré Vrydaghs
    Managing director
    State Gazette act 24100472 (04-07-2024)
    Current
    29-04-2024 → present
Former directors (1)
  • Sergio Zuccato
    Managing director
    State Gazette act 24100472 (04-07-2024)
    Former
    - → 29-04-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator EMILIE MICHEL
AVENUE DE FRE 229, 1180 02 UCCLE-
 16-07-2026 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation25-05-1988
StatusActive
Postal code-
First BS signal 24-07-2026
Latest BS signal 24-07-2026
Establishment units 1 location
S.M.C.
Boondaalse Steenweg 545, 1050 ElseneAlgemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
since 19882.038.424.613
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21445C0283/00G003 Brussels 1,853 m² 1 · 352 m² 13.9 m · 3 fl.
21807G0120/00H005 Brussels 480 m² 1 · 417 m² 29.8 m · 8 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-07-2026
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SA S.M.C. AVENUE LOUISE 209A, 1050 IXELLES · event 16-07-2026
2025
29-08-2025
KBO administration Address struck
17-01-2025
KBO administration Address strikeout annulled
17-01-2025
State Gazette act Registered-office change
2024
04-07-2024
State Gazette act Director changes
03-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
27-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
04-11-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
28-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
04-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
12-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals3 events
24-07-2026
Bankruptcy Opening
Date: 16-07-2026 · Tribunal de l’entreprise francophone de Bruxelles · SA S.M.C. AVENUE LOUISE 209A, 1050 IXELLES · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 2 further earlier events in this file, covering 17-01-2025 to 16-07-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-17 · KBO administration · Address strikeout annulled2025-08-29 · KBO administration · Address struck2026-07-24 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
17-01-2025
Registered-office move
All acts · 2 updated 1 year ago
2025
17-01-2025 Registered office moved from Woluwe-Saint-Lambert to Ixelles Registered-office change
  • Chée de Roodebeek, 206 à 1200 Woluwe-Saint-Lambert → Avenue Louise 209A boîte 7, 1050 Ixelles Belgique
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue Louise 209A bo\u00EEte 7, 1050 Ixelles Belgique",
        "city": "Ixelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": "7",
        "street_number": "209A",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Ch\u00E9e de Roodebeek, 206 \u00E0 1200 Woluwe-Saint-Lambert",
        "city": "Woluwe-Saint-Lambert",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Ch\u00E9e de Roodebeek",
        "country": "BE",
        "postcode": "1200",
        "box_number": null,
        "street_number": "206",
        "locality_suffix": "Woluwe-Saint-Lambert"
      },
      "effective_date": "2024-08-29",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-01-17",
    "filing_date": "2025-01-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-08-29",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0434.313.441",
    "name_full": "S.M.C.",
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027AG sign\u00E9",
    "procuration"
  ]
}
2024
04-07-2024 1 director appointed, 1 resigning Director changes
  • Eric Désiré Vrydaghs, Gedelegeerd bestuurder
  • Sergio Zuccato, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Sergio Zuccato",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-04-29",
      "evidence_quote": "La d\u00E9mission prend effet \u00E0 compter du 29/04/2024 aujourd\u0027hui et il est dispens\u00E9 de l\u0027exercice de son mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Eric D\u00E9sir\u00E9 Vrydaghs",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-04-29",
      "evidence_quote": "ll a \u00E9t\u00E9 d\u00E9c\u00EDd\u00E9 \u00E0 l\u0027unanimit\u00E9 de nommer comme administrateur d\u00E9l\u00E9gu\u00E9 M. Eric D\u00E9sir\u00E9 Vrydagh prend effet \u00E0 compter d\u0027aujourd\u0027hui 29/04/2024",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Sergio Zuccato",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Eric D\u00E9sir\u00E9 Vrydaghs",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-04",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0434.313.441",
    "name_full": "S.M.C NV",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027AG sign\u00E9",
    "procuration"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL S.M.C.
Registration history
  1. 29-08-2025 Address struck
  2. 17-01-2025 Address strikeout annulled
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative