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Complete company report
Generated 20-08-2026
Active BE 0429.064.355Private limited company (pre-2019)

S.M.A.

Rue Bois-Eloi 46 ·1380 Lasne, Belgium· 40 yrs active
Conclusion Checked

The file of S.M.A. contains 3 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 40 yrs
Board 3
Locations 2
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
≥ 25% High
0%0,5%1,5%4%10%≥25%
Recent warning signals +Judicial reorganisation on record +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
30 / 100
Elevated risk
Components
· 3 judicial reorganisations (+30)
Trust signals 1 signals
Earlier reorganisation (closed)
Involved in a judicial reorganisation procedure in the past. No current open procedure.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 29-08-2025 2025-00482296
31-12-2023 volledig 30-08-2024 2024-00408648
31-12-2022 volledig 09-10-2023 2023-00477436
31-12-2021 volledig 17-10-2022 2022-20462726
31-12-2020 volledig 24-08-2021 2021-52900372
31-12-2019 volledig 03-08-2020 2020-37600550
31-12-2018 micro 27-08-2019 2019-50900115
31-12-2017 micro 26-09-2018 2018-64800280
31-12-2016 micro 21-09-2017 2017-61800343
31-12-2015 volledig 21-09-2016 2016-60500574
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25045276). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Laetitia Vandendriessche
    Director
    State Gazette act 25045276 (07-04-2025)
    Current
    01-03-2025 → present
  • Marissa Vandendriessche
    Director
    State Gazette act 25045276 (07-04-2025)
    Current
    01-03-2025 → present
  • Olivia Vandendriessche
    Director
    State Gazette act 25045276 (07-04-2025)
    Current
    01-03-2025 → present
Former directors (1)
  • Marc Vandendriescche
    Director
    State Gazette act 25045276 (07-04-2025)
    Former
    - → 01-03-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation23-06-1986
StatusActive
Postal code1380
First BS signal 24-07-2025
Latest BS signal 12-02-2026
Establishment units 2 locations
Rue de l'Eglise 2, 1380 Lasne
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
since 19862.036.707.218
LE DRUGSTORE
Rue de l'Eglise 2, 1380 LasneDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20142.226.561.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051C0010/00D002 Wallonia 3,274 m² 1 · 327 m² 7.6 m · 2 fl.
25051C0109/00H000 Wallonia 431 m² 1 · 61 m² 9.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-02-2026
Judicial reorganisation Plan homologation
Tribunal de l’entreprise du Brabant wallon · 20250024 · event 05-02-2026
2025
30-10-2025
Judicial reorganisation Extension
Tribunal de l’entreprise du Brabant wallon · collectif · event 23-10-2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
24-07-2025
Judicial reorganisation Opening
Tribunal de l’entreprise du Brabant wallon · collectif · event 09-07-2025
07-04-2025
State Gazette act Director changes
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
09-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
17-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
03-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
27-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
26-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
21-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
21-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Lifecycle & Insolvency Signals3 events
12-02-2026
Judicial reorganisation Plan homologation
Date: 05-02-2026 · Tribunal de l’entreprise du Brabant wallon · 20250024 · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 2 further earlier events in this file, covering 09-07-2025 to 05-02-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-07-24 · Judicial reorganisation · Opening2025-10-30 · Judicial reorganisation · Extension2026-02-12 · Judicial reorganisation · Plan homologation
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
07-04-2025 3 directors appointed, 1 resigning Director changes
  • Marissa Vandendriessche, Bestuurder
  • Olivia Vandendriessche, Bestuurder
  • Laetitia Vandendriessche, Bestuurder
  • Marc Vandendriescche, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marc Vandendriescche",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de Monsieur Marc Vandendriescche en tant qu\u0027administrateur. Cette d\u00E9mission est effective \u00E0 compter du 01/03/2025. L\u0027assembl\u00E9e donne d\u00E9charge du mandat d\u0027administrateur au 01/03/2025.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marissa Vandendriessche",
        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la nomination de: Marissa Vandendriessche",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Olivia Vandendriessche",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la nomination de: Olivia Vandendriessche",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Laetitia Vandendriessche",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte la nomination de: Laetitia Vandendriessche",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Lasne",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-04-07",
    "filing_date": "2025-03-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-03-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0429.064.355",
    "name_full": "S.M.A.",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR S.M.A.
Registered office
Rue Bois-Eloi 46
1380 Lasne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative